Recreational Vehicle Insurance in Quebec: Compare and Save

QUICK QUOTE

Find the best insurance for your RV in just a few clicks!

Thanks to our online recreational vehicle insurance comparison tool , you can quickly get personalized quotes and find the ideal coverage at the best price. Whether you own an RV, a trailer, an ATV, a snowmobile or a personal watercraft, compare the offers of the best insurers and save on your premium. Simplify your search and insure yourself with confidence with protection tailored to your needs.

Get your quote online now!

Recreational vehicle insurance comparison

At a glance

RV Insurance

Motorhome and trailer adventures are priceless experiences, filled with freedom and discovery. However, to take full advantage of these moments, it is crucial to understand the coverage required in insurance. And that’s where your insurance broker comes in.

1. Civil liability: your basis of protection

Civil liability is the foundation of all insurance. It covers property damage and bodily injury that you may cause to others during your motorhome or trailer adventures. Think of it as a safety net for your exciting travels .

2. Property damage protection: preserving your investment

Your motorhome or trailer is much more than just a vehicle, it’s your home on the go. This coverage protects your valuable investment from property damage caused by accidents, giving you some well-deserved peace of mind.

3. Theft and vandalism: keep your peace of mind in an RV

Theft and vandalism can take you by surprise, but with the right coverage, you stay protected. Your RV insurance ensures that, even in unfortunate situations, you won’t lose your adventurous smile.

4. Personal Injury: Taking Care of Yourself and Your Loved Ones

Your RV trips can be filled with joy, but accidents can happen. This coverage looks out for you and your passengers in the event of personal injury, allowing you to focus on what matters most: the moments you share.

5. Roadside Assistance: Your Guardian Angel on the Road

Imagine yourself stuck on the side of the road miles from civilization. That’s where roadside assistance comes in. Your motorhome or trailer insurance ensures that you will never be alone, even in the most delicate moments.

The crucial role of your insurance broker

A guide in the complex world of insurance

Navigating insurance options can be daunting, but this is where your insurance broker becomes your ally. They’re here to help you understand your specific needs, decipher the insurance jargon, and find the perfect coverage for your motorhome or trailer.

Choose with confidence

Carefree adventures await you

With the required coverages in place and your insurance broker by your side, you can set off on your adventure with confidence. Enjoy every moment knowing that your motorhome or trailer is protected, and that you have made the right decisions for you and your loved ones. Whether your travels are filled with discovery and emotion, your assurance ensures that you are ready to face all paths.

What types of recreational vehicles can be insured in Quebec?

In Quebec, recreational vehicle insurance covers a wide variety of recreational equipment. Here are the main types of insurable RVs:

  • Class A motorhome : large motorized bus, the most luxurious category
  • Class B motorhome : Campervan, ideal for solo adventurers
  • Class C motorized : intermediate format on a pickup truck chassis
  • Conventional trailer : towed by a vehicle, economical and popular
  • 5e roue (cinquième wheel): a high-end trailer attached to a van
  • Tent trailer : compact and versatile for Quebec families

Each type of RV requires coverage that is appropriate for its value and use. Your Assur360 broker will guide you to the optimal protection.

How much does RV insurance cost in Quebec?

The cost of RV insurance varies depending on the type of RV, your record, and the coverages you choose. Here are the ranges observed in Quebec:

RV TypeEstimated annual premium
Class A motorized$800 to $1,500
Trailer / 5th wheel$300 to $700
Tent trailer$150 to $350

These estimates are provided for information purposes only. Get a free personalized quote to find out your exact rate.

Frequently Asked Questions About Recreational Vehicle Insurance in Quebec

What is a recreational vehicle insurance comparator?

A recreational vehicle insurance comparison tool is an online tool that allows you to compare different insurance offers for your RV, taking into account your specific needs. It helps you find the best coverage at the best price among several insurers.

Why take out insurance for a recreational vehicle?

Recreational vehicle insurance protects against property damage, liability and specific risks related to the use of the vehicle. It is often required by law and by lenders in the case of financing.

What types of RVs can be insured?

Insurance applies to motorized RVs (class A, B, C), travel trailers, fifth wheels, tent trailers, snowmobiles, ATVs/ATVs, personal watercraft and boats.

Is RV insurance mandatory in Quebec?

Civil liability is mandatory for all motorized RVs registered in Quebec, in accordance with the Insurance Act. Non-motorized trailers may be covered by your towing vehicle’s insurance, but additional coverage is highly recommended.

Is my trailer covered by my home insurance?

Generally not. Standard home insurance does not cover trailers or motorhomes used as temporary residences. A dedicated RV insurance policy is required for complete protection.

Can I insure my RV for the summer only?

Yes, some insurers offer seasonal coverage in Quebec. However, annual coverage protects your RV even in winter storage against theft, vandalism and weather-related damage.

Does my RV insurance cover travel to the US?

Most RV insurance policies in Quebec include basic coverage in the United States and other Canadian provinces. Check the territorial boundaries with your broker before crossing the border.

Ready to protect your RV? Get a free quote in 2 minutes and compare offers from the best insurers in Quebec.

AMF Certified Brokers · No commitment · Quick Response

Other recreational insurance products at Assur360

COMPARE AND SAVE

Compare and save on your insurance

Our AMF-certified brokers compare several insurers to find you the best coverage.

Scroll to Top