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Entrepreneurs in charge of a small or medium-sized business are required to ensure the profitability of their business and the overall return of their business, and yet a company is always exposed to losses caused by an accident, theft, fire or any other disaster. Regardless of the sector of activity in which the SME operates, it is regularly confronted with difficulties and threats that should be adequately covered with a company insurance adapted to this type of structure.
Advanced business insurance
Many commercial insurance products are available to small and medium-sized structures from different sectors of activity such as real estate, catering, SMEs, distribution, office, retail, garage, agencies, among others. Every company can benefit from optimal protection from Assur360’s partner insurance broker. Give your business the best to protect your business with a business insurance broker offering over 30 insurers to choose from.
Frequently Asked Insurance Questions (FAQs)
When should I take out home insurance?
It’s not a legal requirement, but your lawyer or real estate agent will usually recommend that you insure your home (or investment property) when you exchange signed copies of the purchase agreement with the seller.
In addition, most mortgage lenders require you to purchase home insurance before the loan becomes unconditional.
Understanding electric car insurance?
For the owner of the electric or hybrid vehicle, it is in his or her best interest to declare the identity of the driver of the car, as this is one of the key elements in the calculation of the amount of the premium. It must be said that if it is a young driver , there is a good chance that the premiums will be revised upwards. It would be unwise not to declare the driver, because in the event of a claim there is a risk of not being compensated. To save on the premium, it is possible to revise the amount of the deductibles and to better secure your vehicle by equipping it with an anti-theft device, as well as to protect the place where it is parked. Such precautions make it possible to revise the value of the premiums to be paid downwards.
To get a comparison of the different benefits and the calculation of the premium, it would be wise to go through Assur360!
Why do business with a commercial insurance broker?
A business insurance broker acts as an intermediary between your business and insurance companies. He analyzes your specific needs, compares offers and negotiates the best conditions to offer you optimal coverage at the best price.
Questions about your car insurance policy?
In terms of compensation to be received, they are conditioned by the degree of coverage, but also by the limitations and exclusions appearing on the insurance contract. As a result, it is important to declare all the elements accurately to your insurer, you must also choose the right guarantees to ensure optimal coverage at a good price.
The SAAQ in Quebec only covers certain costs and compensation only in special cases. Don’t hesitate to use the cheap negotiator comparator to compare the offers of the different insurers before making your choice in full knowledge of the facts.
Criminal record: an obstacle to insurance?
There are no less than four million criminal records in Canada, and insurers take this into account when granting insurance, rejecting it or revising rates. It must be said that a criminal record is not synonymous with incarceration, but insurance companies are cautious on this point, because they take into account the docket file, even if it is several years old.
Assur360, your second chance in car insurance
This is not a second judgment for the person’s past misdeeds, but Assur360 makes sure to have all the necessary information to offer the insured a second chance. The idea is to find the best possible insurance offer with regard to the insured’s criminal record.
If your insurer refuses to renew your car due to the numerous infractions, Assur360 will be able to find you an advantageous solution that will meet your expectations.
A life insurance advisor!
Nowadays, anyone can access a financial product via the internet and everyone tries to manage their own finances. However, the financial security advisor is there to help you! Not only will it help you optimize your financial planning, it is also the guide that will allow you to grow your money.
Is my RV covered if someone steals it or tries to steal it?
Theft of your personal belongings and RV is covered, but damage caused by theft and attempted theft may not be covered.
You should report the crime to the police as soon as it is discovered and to your recreational vehicle insurance broker.
Why a car insurance rate comparison?
It’s no secret that car insurance rates in some Canadian provinces, such as Quebec, are very high.
The secret to finding cheap car insurance in this province is to compare car insurance rates from as many insurers as possible. Some websites compare rates from only a few providers, but claim that they will save you thousands of dollars. We are transparent about the insurers we work with. We look for the cheapest car insurance rates from multiple providers together with our partners. Give it a try and start saving today.
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How can I be sure that I have adequate insurance coverage?
Talk to your insurance broker and ask them to review your policy’s limits and coverages. Don’t forget to contact your broker if your situation changes, such as buying a new car, changing boats, or moving to a new neighbourhood.