Table of minimum guarantees required
| Guarantee | Inclusive? |
|---|---|
| ✅ Theft or vandalism | ✔️ |
| ✅ Accident or collision | ✔️ |
| ✅ Damage to others (RC) | ✔️ |
| ✅ Natural perils (wind, hail, fire) | ✔️ |
| ✅ Other (towing, assistance) | ✔️ |
What influences the price of your sailboat insurance
- Type of boat : pleasure sailboat, yacht, zodiac, personal watercraft, etc.
- Use : Freshwater or saltwater navigation, recreational or commercial use.
- Insured value : Actual or replacement cost coverage.
- Deductibles and exclusions : Carefully analyze the amounts you will have to pay and the conditions that are not covered.
- Nautical assistance : services such as towing, breakdown assistance or repatriation.
How to choose the best boat or sailboat insurance?
To protect your sailboat, take into account:
- The value and age of your boat
- Your experience and the geographical area of navigation
- Services included (towing, sea assistance, breakdown assistance)
- The deductible and exclusions of coverage
Our broker partners compare several companies for you to offer you personalized insurance.
What Jean Boissonneault, partner at Assur360 Tek inc., has to say
” Good boat insurance should never be a headache. It must be simple to understand, quick to obtain and above all adapted to the reality of each browser. »
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Is sailboat insurance mandatory?
No, but it is highly recommended to cover damage to your boat and civil liability in the event of an incident.
What does sailboat insurance cover?
It usually includes theft, collisions, weather-related damage and damage to third parties.
How much does sailboat insurance cost?
The premiums vary according to the value of the sailboat, its use (yachting, rental) and the sailing area.