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Tailored insurance for resorts
Managing a resort means offering an exceptional setting to your clients… but also manage high risks: accidents, climatic events, equipment breakdowns or business interruptions. Specialized insurance, designed for resorts, is essential to preserve your reputation, protect your infrastructure and secure your business. Insurance brokers offer you suitable solutions, at the best price.
Why choose resort-friendly insurance?
- Protection against unforeseen natural events : floods, storms, forest fires.
- Customer safety : injuries in the facilities, complaints or claims.
- Coverage of buildings and facilities : chalets, spas, swimming pools, reception rooms.
- Professional Liability and Operations : for services offered on the Site.
- Loss of income in the event of a temporary closure : fire, major breakdown, disaster.
Recommended Warranties for a Resort
| Guarantee | Description |
|---|---|
| Civil liability | Protects in the event of injury or damage caused to a customer or third party. |
| Building Damage | Covers cottages, lodges, spas, swimming pools and other fixed facilities. |
| Business interruption | Compensation for business interruption. |
| Recreational Equipment Insurance | Covers sports, leisure or relaxation equipment against breakage. |
| Climate risks | Protection against damage from extreme weather events. |
Why use a resort insurance comparator?
- Save valuable time with a centralized quote.
- Easily compare multiple personalized offers.
- Access brokers specializing in tourism and accommodation.
- Find the most advantageous coverage, according to your facilities and your region.
- Get fast, professional service at no cost.
Which insurers cover resorts?
| Insurer | Resort-specific product | Average Rating |
|---|---|---|
| Intact Insurance | ✔️ Yes | ⭐⭐⭐⭐⭐ (5/5) |
| Beneva | ✔️ Yes | ⭐⭐⭐⭐ ☆ (4.5/5) |
| Aviva insurance | ✔️ Yes | ⭐⭐⭐⭐ (4/5) |
| Promutuel | ✔️ Yes | ⭐⭐⭐⭐ (4/5) |
| The Unique | ✔️ Yes | ⭐⭐⭐ ☆ (3.5/5) |
Does my home insurance cover my resort?
No. Commercial insurance is necessary to cover the facilities and the professional activity.
IN BRIEF
Resort Insurance
Resorts (inns, resorts) combine the risks of a hotel + recreational activities (skiing, golf, beach, spa). Expanded RC $5-10M recommended.
High-risk activities: each activity (jet skiing, horse riding, tree-to-tree running, skiing) must be declared and covered specifically. Undeclared activity = exclusion in the event of a complaint.
What are the main risks for a resort?
Weather risks, customer injuries, equipment breakdown, and business interruption.
How much does insurance for a resort cost?
Costs vary depending on the size of the site, the facilities, the location and the guarantees chosen. A quote is recommended.
What are the main coverages in resort insurance insurance?
What exclusions should I check before signing?
Can I bundle my resort insurance insurance with auto or home?
How does professional liability (E&O) insurance work?
How long does a resort insurance quote via Assur360 take?
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