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Aviva Insurance: Online Quote

COMPLETE GUIDE 2026

Aviva Insurance in Quebec:
Reviews, Prices and Quote

Aviva Canada is one of the country’s largest property and casualty insurers (UK) and a subsidiary of Aviva plc (UK). A+ AM Best rating. Specialist in recreational vehicles via Aviva Elite.

4 000+
employees in Canada
A+
AM Best rating
9+
Insurers Compared
3 min
for a quote

Aviva Canada is a subsidiary of Aviva plc, the UK’s largest insurer with operations in 16 countries. In Canada, Aviva offers a full range of property and casualty insurance — auto, home and commercial — but stands out above all for its Aviva Elite division, which specializes in recreational and collector’s vehicles. With more than 4,000 employees and an A+ financial strength rating from AM Best, Aviva is one of the most trusted insurers in the country. Via Assur360, you can compare Aviva with 9+ insurers in minutes.

Who is Aviva? Portrait of the insurer

Founded in 2002 following the merger of CGU and Norwich Union in Canada, Aviva Canada is one of the pillars of the Canadian property and casualty insurance market. The company is positioned both as a general insurer (car, home) and as a niche specialist thanks to Aviva Elite.

🌍 Aviva Global Group plc

Parent company based in London, present in 16 countries, more than 33 million customers worldwide. Exceptional financial stability.

🏆 A+ AM Best Rating

The A+ rating confirms an excellent ability to honour claims. A guarantee of confidence for Quebec policyholders.

🎯 Aviva Elite — Recreational Specialty

Division dedicated to recreational and collector’s vehicles: RVs, boats, motorcycles, antique vehicles, snowmobiles, quads. Custom-made covers.

🤝 Distribution by Brokers

Aviva does not sell directly to consumers. All products are distributed through a network of certified independent brokers.

Aviva Insurance Products in Quebec

Aviva offers a diverse range of products in Quebec, covering both standard needs and specialized vehicles. Here is an overview of the products available.

🚗 Car insurance

Third party liability, collision, all perils, replacement value, replacement vehicle. Customizable options according to your driver profile.

🏠 Home insurance

Owner, tenant and co-owner. Building protection, contents, civil liability, living expenses, water damage.

🏢 Business Insurance

Solutions for SMEs: commercial general liability, commercial assets, fleet, business interruption.

Aviva Elite — Specialty Insurance

The Aviva Elite brand is the division dedicated to recreational and collector’s vehicles. This is what distinguishes Aviva from most general insurers in Quebec. The covers are designed specifically for enthusiasts.

🚐 VR / Motorized

Class A, B, C and caravans. Personal contents coverage, awning, camping equipment, specialized roadside assistance. Replacement cost available.

🚤 Boat

Motor boats, sailboats, personal watercraft. Nautical civil liability, trailer, navigation equipment, environmental damage.

🏍️ Motorcycle

Sport, tourism, custom. Driver equipment, accessories, custom parts. Advantageous seasonal rates.

🏎️ Antique vehicle / collection

Agreed value, limited use, secure storage. Coverage for exhibitions, rallies and transport. Specialized expertise in valuation.

🏔️ Snowmobile

Civil liability, collision, theft, vandalism. Trailer and equipment protection. Federated trail coverage.

🏞️ Quad / ATV

Mountain biking and side-by-side. Civil liability, property damage, accessories, trailer. Recreational and utilitarian use.

🚎 Caravan / Caravan

Fifth-wheel, travel trailer, tent-trailer. Contents, awning, annexes. Protection during transport and parking.

Aviva Rates 2026 — Quebec Estimates

Here are annual premium estimates for Aviva products in Quebec. Actual prices vary depending on your profile, history and region.

Range insurance 1,800 insurance 1,400 2,500 2,000 Motorcycle 1,200 Vehicle 800 500
ProductAnnualVia Aviva Elite
🚗 Car$1,100 – $No
🏠 Home$900 – $No
🚐 VR / Motorized$800 – $Yes ✓
🚤 Boat$300 – $Yes ✓
🏍️$400 – $Yes ✓
🏎️ Antique$200 – $Yes ✓
🏔️ Snowmobile$150 – $Yes ✓

💡 Expert Tip

Bundle your recreational products at Aviva Elite to take advantage of significant multi-vehicle discounts. An Assur360 broker can combine your RV, boat, motorcycle and quad under one policy and negotiate the best overall rate.

How to get an Aviva quote

1

Fill out the online form

Go to the Assur360 quote page and complete the form in 3 minutes. Select the desired product(s).

2

Broker compares Aviva and 9+ insurers

Your Assur360 certified broker compares offers from Aviva, Aviva Elite and other insurers to find the best value for money.

3

Choose the best offer

Receive several detailed quotes and choose the one that best suits your needs. No obligation, 100% free service.

Compare Aviva with 9+ insurers in 3 minutes

Free, no obligation — a broker will accompany you.

Get my free quote

Aviva Pros and Cons

✅ Benefits

  • ✓ Recreational Vehicle Specialist (Aviva Elite)
  • ✓ A+ AM Best Rating — Financial Strength
  • ✓ Full range of cars, homes, businesses
  • ✓ Significant multi-product discounts
  • ✓ Aviva Elite program unique in Canada
  • ✓ National presence with local expertise

❌ Cons

  • ✗ No direct purchase — broker mandatory
  • ✗ Intermediary Submission Process
  • ✗ Premiums sometimes higher in standard cars
  • ✗ Limited online portal for policyholders

6 ways to reduce your Aviva premium

📦

Group your fonts

Auto + home + recreational under the same insurer to maximize multi-product discounts.

🔒

Install a lock

Alarm system, GPS location and secure storage reduce the risk of theft.

📈

Increase the deductible

A deductible of $1,000 instead of $500 can reduce the premium by 15 to 25 per cent.

🎓

Take a driving course

Recognized motorcycle, boat or RV driving courses offer additional discounts.

📅

Bid early

Request your quote 30 to 60 days before the deadline to have time to compare.

🤝

Go through a broker

An Assur360 broker negotiates the best Aviva rates and compares with other insurers.

Aviva in Quebec — Availability by Region

Aviva Canada and Aviva Elite are available in all regions of Quebec through the Assur360 broker network. Whether you’re in Montreal, Quebec City, Laval, Gatineau, Longueuil, Sherbrooke, Trois-Rivières or Saguenay, a broker near you can get you an Aviva quote. Our brokers also serve the regions of Drummondville, Saint-Jean-sur-Richelieu, Rimouski, Victoriaville and throughout the province.

Related Articles and Guides

Frequently Asked Questions about Aviva

Is Aviva a good insurance company?
Yes. Aviva Canada has an A+ rating of AM Best, confirming its excellent financial strength. The company is part of the Aviva plc group, one of the world’s largest insurers, and has more than 4,000 employees in Canada. It stands out in particular for its Aviva Elite division for recreational vehicles.
What is Aviva Elite?
Aviva Elite is Aviva Canada’s specialty division dedicated to recreational and collector vehicles. It offers custom coverage for RVs, boats, motorcycles, antique vehicles, snowmobiles and quads. The protections are designed specifically for enthusiasts with options like Approved Value and Specialized Equipment Coverage.
How much does Aviva car insurance cost in 2026?
Aviva car insurance in Quebec costs between $1,100 and $1,800 per year on average. The price varies depending on your age, driving record, vehicle, postal code and the coverage you choose. An Assur360 broker can get you a personalized quote for free.
Does Aviva insure RVs and motorhomes?
Yes, it’s even one of Aviva’s strengths. Through its Aviva Elite division, the insurer offers specialized coverage for Class A, B and C RVs, caravans and trailers. Coverage includes personal contents, awning, camping equipment and specialized roadside assistance.
How do I get an Aviva quote?
Aviva does not sell directly to consumers. You need to go through a broker. The easiest way is to fill out the form on Assur360 in 3 minutes. A certified broker will compare Aviva with 9+ insurers and present you with the best options.
What discounts does Aviva offer?
Aviva offers multi-product discounts (car + home + recreational bundle), discounts for anti-theft systems, discounts for good driving records, seasonal rates for recreational vehicles and discounts for recognized driving courses (motorcycle, boat).
Does Aviva insure antique vehicles?
Yes. Aviva Elite offers specialist insurance for antique and classic vehicles with an agreed value, which guarantees the insured amount in the event of a total loss. Coverages include protection for exhibitions, rallies and vehicle transport.
How do I make a complaint with Aviva?
You can make a claim by calling Aviva Canada’s claims department at 1-866-692-8482, available 24/7. You can also contact your broker who will guide you through the process. Have your policy number and incident details handy.
What is the difference between Aviva and Aviva Elite?
Aviva Canada is the leading insurer offering standard products (auto, home, business). Aviva Elite is a specialized division within Aviva, dedicated exclusively to recreational and collector’s vehicles (RVs, boats, motorcycles, antiques, snowmobiles, quads). Both are managed by the same insurer with the same A+ rating.
Does Assur360 represent Aviva?
Assur360 is a brokerage platform that brings together 13 firms and 9+ insurers, including Aviva and Aviva Elite. Our independent brokers can get Aviva quotes and compare them with other insurers to ensure you get the best value for your money.

🛡️ Why trust Assur360?

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