Farm Product and Input Insurance
Your production represents a significant investment. This coverage protects:
- Stored crops,
- Products processed on site,
Essential inputs such as fertilizers and pesticides, against the risks of theft, fire and accidental damage.
Personalized support
Our partner brokers work with the largest insurers to offer you solutions adapted to your agricultural reality. Our values of respect, transparency and commitment to our customers allow us to build strong and lasting relationships with agricultural producers.
- Protection adapted to your reality.
- Fast, transparent and efficient service.
- Experts committed to your side.
Pet insurance
This coverage protects your livestock from the risk of accidents, such as fires, storms, accidental poisoning, or collisions with vehicles. It allows you to minimize financial losses in the event of a disaster affecting your livestock.
Why choose Assur360 for your agricultural insurance?
Specialized agricultural brokers analyze your specific needs and offer you coverage adapted to your farm. Whether you’re a dairy, grain farmer, rancher or vegetable farm owner, we find flexible solutions to protect your business from the unexpected.
Farm building insurance
Your facilities are critical to your production. Our insurance covers the reconstruction or repair of your buildings in the event of a disaster (fire, storm, collapse due to the weight of snow, etc.). We offer suitable assessments even for older structures to ensure optimal coverage.
Farm and farm insurance
Whether you are a farm operator or the owner of a farmhouse that generates additional income, this insurance includes:
- Equipment and animals,
- Farm buildings,
- The main residence,
This coverage is ideal for small operations with less than $50,000 in annual activity.
Farm home insurance
If you live on your farm, this coverage protects you against risks to your home and operation. It also includes civil liability, which is essential for farmers living in their workplace.
Who is considered a farmer?
A person who makes the management or financial decisions related to agricultural production is a farm operator. Several may coexist on the same farm (e.g. spouse, parent, partner). In Quebec, farmers are also often members of the UPA (Union des producteurs agricoles).
Y a-t-il une obligation légale d’avoir une assurance de ferme?
No. But financial institutions often require outright insurance as collateral for a loan. Liability insurance is highly recommended to avoid costly lawsuits.
What about pollution (spills, slurry)?
Pollution is often excluded from the basic RC. Request a pollution liability (Contractors/Environmental) for fuel leaks, pit overflows, accidental spills.
Greenhouses and crops : what protections?
- Greenhouses/tarps/structures : storm, snow, breakage, sometimes hail with conditions.
- Crops : Private P insurance is limited; For income/yield protection, find out about government programs (e.g., crop coverage, income support) in addition to your private policy.
Milk Contamination / Product Recall : Is there coverage?
Yes, according to the insurer: milk contamination, product recall, extended product liability (withdrawal costs, notification, destruction). Check the limits and deductible.
Agritourism (pick-your-own, visits, farm markets): what to expect?
Declare any activity with the public : visitor parking, playgrounds, tastings. Add the agritourism liability, the product liability and, if necessary, safety conditions (signage, fencing, hygiene).