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Assurance agricole 2026

Assurance ferme avicole au Québec

Ferme avicole — poulets de chair, dindes ou œufs ? Protégez votre poulailler, votre ventilation et votre cheptel. Comparez 9+ assureurs spécialisés en 3 minutes.

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Do you operate a poultry farm in Quebec — broilers, layers, turkeys or hatchery? Between avian flu that can require immediate slaughter, a ventilation failure that decimates a flock in a few hours, a fire in a poultry house with flammable structures and sanitary requirements under quotas, your risk profile is intense and concentrated. Assur360 is an independent comparator that puts you in touch with AMF-certified partner firms. The brokers of our partner firms compare more than 9 insurers specializing in agriculture to find the right coverage for your operation, at the best price and at no cost.

SOUMISSION GRATUITE 2026

Assurance ferme avicole au Québec

Comparez 9+ assureurs spécialisés en agricole, en moins de 3 minutes

Obtenir ma soumission gratuite →
9+
Insurers Compared
3 min
Online Quote
$2 to $5 million
Civil liability
100 %
Free, no obligation

Essential Coverages

Buildings — poultry houses and hatcheries

Broiler houses, nesting boxes, hatcheries, turkey barns, ancillary buildings. Fire, wind, hail, water damage, structural collapse.

Poultry population — mortality and epidemic

Mortality due to ventilation failure, fire, diagnosed illness. Outbreak of highly pathogenic avian influenza (HPAI) covered by a separate endorsement with withdrawal period.

Ventilation, heating and drinking equipment

Fans, sensors, alarms, heating systems (gas or electric), automatic drinking troughs, feeders, automatons. Mechanical breakdown and fire.

Eggs and poultry meat — business interruption

Compensates for lost revenue during downtime, cleaning, restocking and re-production — often 8 to 16 weeks.

General liability $2 million to $5 million

Bodily injury or property damage to third parties: carriers, employees, visitors, accidents with vehicles on the site.

Stored feed, bedding and inputs

Feed, shavings, bedding, supplements, vaccines stored. Fire, theft and contamination cover.

Job-specific risks

Risk profile of the profession

The poultry houses concentrate thousands of animals per building, depend 100% on ventilation and are built of lightweight materials (galvanized steel, wood). A breakdown or fire can destroy an entire cycle in less than an hour.

The risk of avian influenza

Since 2022, HPAI has regularly hit Quebec and requires the immediate slaughter of affected farms. The CFIA pays compensation, but the shortfall over the period of downtime (up to 4 months) must be covered by your private policy.

Articulation with marketing boards

The Egg Producers of Quebec, the Poultry Farmers of Quebec and the Chicken Farmers of Canada impose strict rules. Check that your policy meets the requirements of your quota and sanitation program.

Producers covered throughout Quebec

Our partner firms support farms in all regions of Quebec, including Saint-Hyacinthe, Drummondville, Granby, Victoriaville, Saint-Jean-sur-Richelieu, Joliette, Lévis and Trois-Rivières, as well as in rural areas — Beauce, Estrie, Centre-du-Québec, Bas-Saint-Laurent, Saguenay–Lac-Saint-Jean, Chaudière-Appalaches and Outaouais.

Frequently asked questions

If I get bird flu on my farm and I’m ordered to be slaughtered, am I covered?
The CFIA provides compensation for animals slaughtered under the Health of Animals Act. Your private policy must COMPLETE for loss of income during crawl space (90 to 120 days typically), cleaning, and restocking.
A ventilation failure causes mass mortality — am I compensated?
Yes, the “livestock mortality” endorsement covers losses due to ventilation failure. The cause of the failure must be a covered event (mechanical breakdown, electrical failure, lightning). Up-to-date inventory is essential to calculate compensation.
How much does insurance cost for a poultry farm in Quebec?
The premium varies depending on the number of birds, the type of production (meat, egg-laying, turkey), the value of your buildings and systems, your history and the limits chosen. As a guideline, the average farm often pays between $5,000 and $14,000 per year, but the exact premium is determined after analyzing your file.
Are my eggs in cold storage covered in case of refrigeration failure?
Yes, with the “damage to perishable goods” or “machinery breakdown with indirect damage” endorsement. Covers the loss of ready-to-ship eggs in the event of a refrigeration outage or extended power outage.
Is my share in a collective hatchery covered?
Shares in a hatchery or collective grading station are generally insured separately, against the policy of the co-operative or the legal entity that owns it. Discuss your structure with your broker.
Am I responsible if a visitor gets sick after handling my poultry?
With commercial liability and the biohazard endorsement, these claims are covered — as long as you’ve followed biosecurity protocols. The traceability of your visitors (entry register) is central.
Is business interruption necessary for a poultry farm?
Essential. After a fire or bird flu, you remain without income for at least 2 to 4 months, but your fixed costs (interest, taxes, quota fee) continue. The interruption of business compensates for this period.
Are my delivery vehicles covered by my agricultural policy?
Registered vehicles (egg delivery trucks, poultry trucks) are insured on a separate commercial vehicle policy. Your farm policy only covers unregistered farm machinery.

Other agricultural protections

Do you combine several activities on the same farm? Compare these coverages as well.

Why choose Assur360

  • ✓ Independent comparator : we compare more than 9 insurance companies for you
  • ✓ AMF-certified partner firms and members of the Chambre de l’assurance
  • ✓ 100,000+ Quebecers have already trusted our network
  • ✓ Free service, no hidden costs, no commitment
  • ✓ Quote in 3 minutes, online or by phone
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