Dairy Farm Insurance: Compare in less than 3 minutes

Reasons to choose tailor-made agricultural insurance

• Protect the dairy herd from disease, accident or loss.
• Cover farm buildings (stables, dairy, silos, etc.) against fire, storms or theft.
• Adequately insure agricultural milking and production equipment.
• Provide compensation in the event of loss of income due to a disaster.
• Benefit from legal protection in the event of a dispute with a supplier or a neighbour.

Essential Warranties for a Dairy Farm

Why use an agricultural insurance comparator?

• Get multiple personalized offers in just a few clicks.
• Save time and money by comparing premiums and benefits.
• Access insurance products specific to dairy farms.
• Avoid coverage that is incomplete or not adapted to your activity.
• Benefit from the support of experienced brokers in the agricultural sector.

Insurer partners specialising in agricultural insurance

Does my home insurance cover my farm?

No. Home insurance does not cover farm activities, livestock or machinery. An agricultural police force is necessary.

IN BRIEF

Dairy Farm Insurance

Dairy farms provide: herd (lactating cows worth $2,500-5,000/head), milking equipment, milking robot (DeLaval, Lely $200,000+), milk tank, milk quota.

Major risks: barn fire (frequent total loss), breakdown of refrigerated tank (lost milk), diseases (tuberculosis, brucellosis). Livestock mortality guarantee recommended for purebred animals.

Can I insure only my herd?

Yes, some insurers offer specific protection for livestock, regardless of buildings or equipment.

What is the frequency of reviewing my coverage?

It is recommended that you review your insurance every year, or after any major changes in the operation.

What are the main coverages in dairy farm insurance insurance?

A typical dairy farm insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.

What exclusions should I check before signing?

The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.

Can I bundle my dairy farm insurance insurance with auto or home?

Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.

How does professional liability (E&O) insurance work?

Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).

How long does a dairy farm insurance quote via Assur360 take?

The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.

Request your quick and free quote