QUICK QUOTE
Proper insurance is essential for your dairy operation.
Dairy farming requires constant attention to risks: livestock health, machinery, milk quality, environment and more. Specialized insurance protects you against the unexpected. With brokers, you can quickly get coverage designed for the realities of your farm operation.
Reasons to choose tailor-made agricultural insurance
- Protect the dairy herd from disease, accident or loss.
- Cover farm buildings (stables, dairy, silos, etc.) against fire, storms or theft.
- Adequately insure agricultural milking and production equipment.
- Provide compensation in the event of loss of income due to a disaster.
- Benefit from legal protection in the event of a dispute with a supplier or a neighbour.
Essential Warranties for a Dairy Farm
| Guarantee | Description |
|---|---|
| Livestock insurance | Covers dairy cows against illness, accident or mortality. |
| Agricultural buildings | Protects structures (stables, barns, etc.) from various disasters. |
| Machinery and equipment | Covers tractors, milking robots, milk tanks and other essential tools. |
| Business interruption | Compensates for loss of income due to a disaster or temporary shutdown. |
| Civil liability | Covers damage caused to others or their property. |
Why use an agricultural insurance comparator?
- Get multiple personalized offers in just a few clicks.
- Save time and money by comparing premiums and benefits.
- Access insurance products specific to dairy farms.
- Avoid coverage that is incomplete or not adapted to your activity.
- Benefit from the support of experienced brokers in the agricultural sector.
Insurer partners specialising in agricultural insurance
| Insurer | Specific offer for dairy farms | Estimated 💲 price | Customer ⭐ satisfaction |
|---|---|---|---|
| Promutuel | Customized agricultural solutions | $$ | ⭐⭐⭐⭐⭐ |
| The Capital | Very good value for money | $$ | ⭐⭐⭐⭐☆ |
| Intact Insurance | Comprehensive Farm Coverage | $$$ | ⭐⭐⭐⭐☆ |
| The Unique | Ideal for small and medium-sized farms | $ | ⭐⭐⭐⭐ |
| Beneva | Good multi-risk protection | $$ | ⭐⭐⭐⭐☆ |
Does my home insurance cover my farm?
No. Home insurance does not cover farm activities, livestock or machinery. An agricultural police force is necessary.
IN BRIEF
Dairy Farm Insurance
Dairy farms provide: herd (lactating cows worth $2,500-5,000/head), milking equipment, milking robot (DeLaval, Lely $200,000+), milk tank, milk quota.
Major risks: barn fire (frequent total loss), breakdown of refrigerated tank (lost milk), diseases (tuberculosis, brucellosis). Livestock mortality guarantee recommended for purebred animals.
Puis-je assurer uniquement mon troupeau ?
Yes, some insurers offer specific protection for livestock, regardless of buildings or equipment.
Quelle est la fréquence de révision de ma couverture ?
It is recommended that you review your insurance every year, or after any major changes in the operation.
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