Why take out specialized insurance for farm machinery?
- The high value of the equipment justifies the right coverage.
- Mechanical breakdowns or accidents can stop your production.
- Road travel exposes your vehicles to increased risks.
- You are liable for damage caused to others.
- Coverage allows for rapid return to service after a disaster.
Recommended Coverages for Agricultural Machinery
| Guarantee | Description |
|---|---|
| Accidental damage | Covers breakages related to an accident or a bad maneuver. |
| Mechanical breakdown | Protection against internal failures not related to normal wear and tear. |
| Civil liability | Covers property damage or bodily injury caused to third parties. |
| Theft and vandalism | Compensation in the event of theft of machinery or intentional damage. |
| Replacement or increased cost | Repayment based on actual value or a more advantageous established value. |
Why use an agricultural insurance comparator?
- Access multiple agricultural insurers in a single form.
- Save time while finding accurate coverage for your equipment.
- Avoid duplicate insurance with a well-adapted solution.
- Compare prices and guarantees without obligation.
- Be accompanied by specialized brokers who understand your field.
Property and Casualty Insurers – Agricultural Machinery Products
| Insurer | Products offered | Estimated 💲 cost | Satisfaction ⭐ |
|---|---|---|---|
| Promutuel | Comprehensive farm insurance including machinery | $$ | ⭐⭐⭐⭐⭐ |
| Intact Insurance | Flexible options for large agricultural equipment | $$$ | ⭐⭐⭐⭐☆ |
| Beneva | Good coverage in case of theft or mechanical breakdown | $$ | ⭐⭐⭐⭐ |
| The Capital | Accessible products for agricultural SMEs | $ | ⭐⭐⭐⭐☆ |
| The Unique | Liability Coverage and New or Used Equipment | $$ | ⭐⭐⭐⭐☆ |
Request your free quote now
Mon tracteur est-il couvert s’il est volé hors de ma ferme ?
Yes, if the contract includes theft coverage, it doesn’t matter where it is.
Is mechanical breakdown included in the insurance?
Not always. It must be added specifically to your contract.
Est-ce que l’assurance couvre les dommages causés sur la route ?
Yes, civil liability also applies when travelling by road.