QUICK QUOTE
Dedicated farm machinery insurance is essential.
Agricultural machinery is at the heart of the farm: tractors, harvesters, seeders… Their high value and essential role require tailor-made protection. Insurance brokers offer you a quick and personalized quote adapted to your agricultural reality.
Why take out specialized insurance for farm machinery?
- The high value of the equipment justifies the right coverage.
- Mechanical breakdowns or accidents can stop your production.
- Road travel exposes your vehicles to increased risks.
- You are liable for damage caused to others.
- Coverage allows for rapid return to service after a disaster.
Recommended Coverages for Agricultural Machinery
| Guarantee | Description |
|---|---|
| Accidental damage | Covers breakages related to an accident or a bad maneuver. |
| Mechanical breakdown | Protection against internal failures not related to normal wear and tear. |
| Civil liability | Covers property damage or bodily injury caused to third parties. |
| Theft and vandalism | Compensation in the event of theft of machinery or intentional damage. |
| Replacement or increased cost | Repayment based on actual value or a more advantageous established value. |
Why use an agricultural insurance comparator?
- Access multiple agricultural insurers in a single form.
- Save time while finding accurate coverage for your equipment.
- Avoid duplicate insurance with a well-adapted solution.
- Compare prices and guarantees without obligation.
- Be accompanied by specialized brokers who understand your field.
Property and Casualty Insurers – Agricultural Machinery Products
| Insurer | Products offered | Estimated 💲 cost | Satisfaction ⭐ |
|---|---|---|---|
| Promutuel | Comprehensive farm insurance including machinery | $$ | ⭐⭐⭐⭐⭐ |
| Intact Insurance | Flexible options for large agricultural equipment | $$$ | ⭐⭐⭐⭐☆ |
| Beneva | Good coverage in case of theft or mechanical breakdown | $$ | ⭐⭐⭐⭐ |
| The Capital | Accessible products for agricultural SMEs | $ | ⭐⭐⭐⭐☆ |
| The Unique | Liability Coverage and New or Used Equipment | $$ | ⭐⭐⭐⭐☆ |
Mon tracteur est-il couvert s’il est volé hors de ma ferme ?
Yes, if the contract includes theft coverage, it doesn’t matter where it is.
IN BRIEF
Farm Machinery Insurance
Agricultural producers insure tractors (often $100,000-400,000), combine harvesters ($300,000-800,000), specialized equipment (balers, seeders, sprayers). Extended coverage against theft, fire, vandalism, breakage.
Specific to agriculture: rented/borrowed equipment cover for seasonal peaks, and road traffic cover (travel between fields on the road).
Is mechanical breakdown included in the insurance?
Not always. It must be added specifically to your contract.
Est-ce que l’assurance couvre les dommages causés sur la route ?
Yes, civil liability also applies when travelling by road.
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Our AMF-certified brokers compare several insurers to find you the best business coverage.