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Soumission gratuite — 3 minutes

Soumission assurance bateau au Québec 2026

Pontons, bateaux moteur, voiliers, motomarines : Assur360, comparateur indépendant, fait travailler les cabinets et courtiers partenaires certifiés AMF pour comparer plusieurs soumissions et trouver la couverture adaptée à votre embarcation.

Décrivez votre embarcation en 2 minutes

Informations confidentielles utilisées uniquement pour préparer votre soumission (Loi 25).

Bateau (#17) @Enzo
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Comparateur indépendantCabinets partenaires certifiés AMFAucun engagement

3 min

To fill out the form

9+

Marine insurers compared

$0

Comparison Fees

100 %

AMF partner firms

What type of boat do you want to insure?

Motor boat & pontoon

Pleasure craft, pontoon, fishing boat, bowrider, deck boat. Inboard or outboard engine cover, trailer included according to the contract.

Pontoon details→

Sailboat & catamaran

Rigging, sails, auxiliary engine, wintering, St. Lawrence navigation or international waters. Specific sail coverage.

Sailboat & multihull →

Personal Watercraft & Inflatable

Sea-Doo, Yamaha WaveRunner, Zodiac, RIB, dinghy. Civil liability, theft, collision, trailer or dinghy coverage depending on boat.

Pneumatic →

How does it work?

1

Fill out the form

Describe your boat: length, year, value, engine, home port and use.

2

A broker contacts you

A broker from one of our AMF partner firms will contact you quickly to validate your needs.

3

Compare Quotes

You receive several comparable proposals — coverage, deductibles, premiums.

4

Choose your contract

No commitment before signing. You choose the coverage that suits you.

Broker’s advice

Before filling out, have the hull and engine serial numbers (HIN) ready, the year of the boat, its estimated value and your pleasure craft operator card. This speeds up the submission process and reduces follow-up questions.

Essential Covers for Your Boat

CoverageWhat it protectsRecommended for
Civil liabilityDamage caused to others (persons, property)Mandatory, all boats
Named risksFire, lightning, vandalism, theftOccasional pleasure
All risksAny damage not explicitly excludedRecent or valuable boat
Personal belongingsEquipment on board (fishing equipment, electronics)Fishing, extended cruise
Breakdown service, towing at sea or on the lakeNavigation outside the protected area
Wintering / trailerBoat out of season, road trailerStorage and transport

Coverage varies depending on the insurer and the contract. Check the exclusions, deductibles and limits with your partner broker.

Marine Firms and Insurers Compared

Assur360’s partner firms compare the main insurers specializing in boat insurance in Quebec:

Intact Marine Insurance → Aviva Marine → Wawanesa Marine → Marine Echelon → RSA Marine → April & Pacific Marine →

Why use Assur360

  • Independent comparator — Assur360 has several firms working together, you don’t pay anything to compare.
  • Partner firms and brokers hold their valid licences with the Autorité des marchés financiers (AMF).
  • Brokers who are members in good standing of the Chambre de l’assurance (continuing education, code of ethics, syndic).
  • More than 100,000 Quebecers have used Assur360 to compare their property and casualty insurance.
  • Transparent quotes: same coverage, same deductibles, you compare for equal value.
  • No obligation to purchase — the form is not binding on you.
AMF partner firms Insurance Chamber 100,000+ Quebecers served

Frequently Asked Questions About Boat Insurance in Quebec

How much does boat insurance cost in Quebec in 2026?
Premiums vary depending on the type of boat, its value, engine, operator experience, use and region. A pleasure motor boat typically costs between $350 and $1,800 per year. A cruising sailboat or a high-end boat can exceed $2,500. Only a personalized quote provides an accurate price.
Is boat insurance mandatory in Quebec?
There is no provincial law requiring boat insurance, but liability is highly recommended (and required by most marinas, locks and boating associations). Without insurance, you are personally responsible for damage caused to others.
What information do I need to provide for my submission?
Make, model, year, length, estimated value, type of engine (inboard, outboard, sail), hull number (HIN), home port, body of water used, experience of the main operator and pleasure craft operator card.
Is my boat covered when it’s out of the water?
Yes, most contracts include wintering or land coverage for the boat in storage and when transporting on a trailer, subject to storage conditions and trailer coverage according to the contract.
Am I covered in the US or the Bahamas?
The majority of contracts cover a limited navigation area (Canadian waters, sometimes the U.S. East Coast). For Florida, the Bahamas or the Caribbean, ask for an extended southern navigation contract.
What happens in the event of a claim?
Secure the boat and the people, document (photos, witnesses), contact your broker or the insurer. Consult our guide what to do in the event of a boat claim for detailed steps.
Can I insure a used boat bought by mutual agreement?
Yes, subject to inspection (recommended for boats over 5 years old or over $25,000). Consult the used boat inspection checklist before purchasing.
Does my home insurance cover my personal watercraft?
Very rarely. Most home policies exclude motorized boats beyond a small electric motor tender. A dedicated marine policy is required for Sea-Doo, WaveRunner, pontoon or motorboat.

Boat insurance quote anywhere in Quebec

Assur360’s partner firms take care of your quote in Montreal, Quebec City, Laval, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, Lévis, Mauricie, Rimouski, Baie-Comeau, Magog (Lake Memphremagog) and Thetford Mines, as well as on all major bodies of water in Quebec — St. Lawrence River, Lake Saint-Jean, Lake Champlain, Lake Memphremagog, Lake Massawippi.

Explore boat insurance in Quebec

By type of boat

Pontoon → Catamaran & Trimaran → Inflatables / Zodiac → Fishing boat → Pleasure craft → Wakeboard / water skiing →

By city & region

Quebec → Laval → Gatineau → Sherbrooke → Mauricie → Rimouski → Baie-Comeau → Magog & Memphremagog →

Firms & Insurers

Intact Marine → Aviva Marine → Wawanesa Marine → Echelon Marine → RSA Marine →

Guides & Tips

Boat insurance hub → Boat liability → Boat wintering → Spring launch → Boat license (driver’s card) → Used boat inspection → What to do in case of a claim→ Complete guide 2026 →

Ready to compare your boat insurance?

Fill out the form above and a broker from an AMF partner firm will contact you quickly to prepare several quotes. Free, no obligation, transparent.

Fill out the → form 1-866-357-4451
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