Fishing Boat Insurance in Quebec — Comprehensive Coverage 2026
Personalized quote from 20+ specialized insurers. Free, no obligation.
Get my quote→ ☎ 1-866-357-4451Why choose Assur360 for your fishing boat
A recreational fishing boat — Princecraft, Lund, Legend, Alumacraft, Starcraft, Crestliner, Ranger, Bass Tracker — is much more than a hull: GPS sonar (Humminbird, Garmin), trolling motor (Minn Kota, MotorGuide), lithium batteries, tackle, rods, livewell and trailer can double the value to be insured.
In Quebec, fishing vessel insurance costs between $380 and $1,200/year depending on the size, main engine and declared value of the equipment. Assur360 compares more than 20 specialized marine insurers to get the fairest premium. Consult our AMF certification and our Chamber of Insurance references.
What your fishing boat insurance covers
Civil liability ($1-2 million)
Required by all marinas and outfitters. Covers damage to other boats (collision off ramp, trolling while trolling) and passenger injuries.
All risks hull + engine
Collision, theft, fire, vandalism, lightning, storm. Includes main outboard motor (Mercury, Yamaha, Honda) AND electric trolling motor — often forgotten in generic fonts.
Fishing equipment and electronics
GPS sounder, chart plotter (LakeMaster, Navionics), lithium batteries, rods, reels, lure boxes. Covers up to $10,000 in equipment depending on the endorsements chosen.
How to get your insurance in 4 steps
3-minute submission
Save up to 25% — free, no commitment.
Get started→Average price of fishing boat insurance in Quebec in 2026
The rates below are from our 2025-2026 data and the Insurance Bureau of Canada (IBC). They concern a Quebec owner with a clean record and sailing experience.
Quebec regions and lakes we cover
Assur360 covers fishing boats throughout Quebec: Lac Saint-Jean (walleye, landlocked salmon), Gouin Reservoir, Lake Saint-Pierre, Missisquoi Bay, Lake Memphremagog, Saint-Maurice River, St. Lawrence River, Lake Champlain, Lake Kiamika, Taureau Reservoir, Sépaq outfitters. Cities served: Chicoutimi, Trois-Rivières, Quebec City, Gatineau, Sherbrooke, Rimouski, Val-d’Or.
Frequently Asked Questions — Fishing Boat Insurance in Quebec
1. How much does fishing boat insurance cost in Quebec?
Between $340 and $1,200/year. An 18 ft Princecraft boat with a 115 HP engine and full equipment (sonar, trolling motor, trailer) costs about $460 to $720 per year.
2. Is my Humminbird or Garmin GPS sonar covered?
Yes, under electronic equipment endorsement. Explicitly declare the model and purchase price. Without an endorsement, some insurers limit compensation to $500 in case of theft.
3. Is the electric trolling motor (Minn Kota) included?
Not by default in basic contracts. Specify at the time of the quote for it to be added — especially GPS models (Ulterra, Ultrex Quest) worth $2,500-4,500.
4. Can I participate in fishing tournaments with this font?
Recreational tournaments (Triton, BASS, Chaudière-Appalaches) are automatically covered. Professional tournaments (FLW, Major League Fishing) require a competition endorsement — about $80-150/year.
5. Is the transport trailer included?
Yes, during transport (attached). To cover the trailer parked alone (ramp, secondary residence), an “all-risk trailer” endorsement of $35-75/year is required.
6. Am I covered in an outfitter in northern Quebec?
Yes, all our policies cover Sépaq and private outfitters throughout Quebec, including camps accessible by seaplane. However, transport by seaplane is not covered — notify the outfitter.
7. What does the $1 million fishing liability insurance cover?
Collision with another boat, injury to a passenger or guest, damage to a dock, pollution from spilled fuel. For Lake Saint-Jean and the river (shared water, commercial traffic), we recommend $2 million.
8. Is my yellow perch (ice fishing, winter) covered?
Fixed fishing huts are usually covered under the dwelling (detached building endorsement). Ice fishing equipment (augers, portable sonar) can be added to the boat policy.
9. Is my boat covered for winter storage?
Yes, theft, vandalism, fire, and roof collapse (snow break) are included. Damage from engine freeze is excluded if you have not winterized according to the manufacturer’s specifications.
10. What discounts are available?
Multi-policies home + boat (10-15%), CCEP card (5%), alarm/trolling motor lock (5%), no claims for 5 years (up to 20%). Cumulative possible over 30%.
Why Assur360
Helpful Resources
Related pages: Boat insurance hub · Pontoon · Zodiac / inflatable · Sailboat · Boat guide 2026 · Home (combo). External references: AMF, Insurance Bureau of Canada, Transport Canada.
Ready to insure your fishing boat?
Compare 20+ insurers in 3 minutes.
Quote→ ☎ 1-866-357-4451