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BUYER’S GUIDE

Inspection of a Used Boat

Buying a used boat in Quebec: 8 critical points to check before signing to avoid unpleasant surprises.

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Buying a used boat can represent significant savings (30 to 60% vs. new), but comes with hidden risks. A thorough inspection — ideally by a marine surveyor — saves you from buying a problem.

1. Documents and History

Ask for title deed (Transport Canada registration), proof of maintenance (invoices, logbooks), previous claims reports. Be wary of a sale without documentation.

2. Shell and Structure

Look for cracks, osmosis (bubbles under the gelcoat layer), apparent repairs, keel alignment. Delamination = expensive repair ($5,000 to $30,000).

3. Engine — Critical Inspection

Compression of each cylinder, condition of the spark plugs, oil leaks, cold start, its engine under load. A water test is NON-NEGOTIABLE. Engine hours consistent with age.

4. Electrical Systems

Bilge pumps (essential!), navigation lights, battery, electronics (GPS, sonar, VHF). Corrosion = sign of neglected maintenance.

5. Sails and Rigging (Sailboats)

Mast (electrolytic corrosion), shrouds, sails (tears, UV wear), halyards. Full replacement = $5,000 to $25,000.

6. Trailer

Condition of axles, brake, tyres, coupler. A neglected trailer can cause an accident on the road or loss of the boat.

7. Market Appraisal

Compare with NADA Guides, Kijiji, Marketplace. If the price is too low, it’s suspicious. Have an independent marine surveyor ($300 to $800) appraise for boats over $20,000.

8. Possible Insurance Coverage

Ask your broker for a pre-quote BEFORE buying. Some boats (old, without history) are difficult to insure.

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Frequently Asked Questions

How much does a professional marine inspection cost?
$300 to $800 for a 5-8 meter boat. $1,000 to $2,500 for a cruising yacht or sailboat. The investment is well worth the savings on a failed purchase.
Should you try the boat before buying?
MANDATORY. An honest seller will accept. Outing of at least 30 minutes, varied conditions (slow, fast, corners), cold start then hot.
What to do if the seller refuses the inspection?
This is a MAJOR red flag. Decline the transaction. A bona fide seller accepts the inspection or refunds the fee if you buy.
Is the used boat cheaper to insure?
Yes, generally, because the declared value is lower. But very old boats (>15 years old) may be refused by some insurers.
Do I need a notarial deed for the purchase?
No, a written and signed sales agreement is sufficient. Transport Canada requires a transfer of official registration after that ($25).
What documents do you absolutely need to request?
Title/registration, maintenance invoices, owner’s manual, keys (all!), proof that no debt is attached to the boat (link).

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