2026 Land Rover Quebec Car Insurance: Pricing and Quote

Do you drive a Land Rover or Range Rover in Quebec? Whether it’s a Range Rover, Range Rover Sport, Velar, Evoque, Defender, Discovery or Discovery Sport, Assur360AMF-certified firm and ChAD member — compares more than 9 insurers to find the best price for your model. Land Rover premiums are high in Quebec ($1,800 to $4,200+/year) due to repair costs and theft risk. Free comparison in 3 minutes, without obligation. Even drivers with a more difficult record can be insured through our network of substandard insurers.

Land Rover Car — Assur360 Car Insurance

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Land Rover Car Insurance (Range Rover, Discovery, Defender)

Land Rovers have high premiums ($2,200-4,500/year) — repair costs, complex electronics and high theft rates on Range Rover Sport and Velar.

Mandatory anti-theft: several insurers require a GPS tracker and tag chip on Range Rover (high theft category). Jaguar Land Rover Certified Workshop (Montreal, Quebec).

2026 LAND ROVER CAR INSURANCE

Compare 9+ insurers for your Land Rover in 3 minutes

Range Rover, Range Rover Sport, Velar, Evoque, Defender, Discovery — British luxury SUVs — we find the best price for your model, no matter what your file is.

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Why insure your Land Rover with Assur360?

Land Rover and Range Rover are synonymous with off-road British luxury. In Quebec, however, they are rated high risk by insurers for three reasons: Range Rover is the number 1 target for theft in Canada according to the Équité Association, electronic reliability is criticized (multiple repairs), and original parts are expensive (headlights $2,500+, sensors, modules). An Assur360 specialist broker helps you place the risk with the right insurer.

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Luxury SUV Specialists

Our brokers are familiar with Range Rover, Defender, Discovery and the insurers who accept them with a reasonable deductible.

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Optimized theft protection

OBD lock, GPS tracker, locked garage — we find the insurers that accept your Range Rover with a competitive premium.

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Substandard accepted

Bad case? We have solutions where others refuse. Learn more.

Popular Land Rover Models to Insure in Quebec

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Range Rover

Ultimate luxury SUVs. Premium $2,800 – $4,500/year (Autobiography > $5,000). OBD lock required.

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Range Rover Sport

Performance version. Premium $2,500 – $4,000/year. Priority theft target in QC.

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Range Rover Velar

Premium coupe SUV. Premium $2,200 – $3,500/year. Recommended replacement cost.

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Range Rover Evoque

Compact luxury SUV. Premium $1,800 – $2,800/year. The most affordable model in the range.

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Land Rover Defender

Iconic off-road SUV (110, 130). Premium $2,200 – $3,600/year. New generation from 2020.

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Discovery / Discovery Sport

Off-road family SUV. Premium $1,900 – $3,100/year. 5 or 7 places available.

How to get your Land Rover car quote in 3 steps

1

Fill out the online form

Year, model, mileage, postal code, driving record. 3 minutes flat.

2

Our brokers compare 9+ insurers

Belairdirect, Intact, Economical, La Capitale, Promutuel, SSQ, Wawanesa and more.

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Receive your best offers by email

Talk to a broker, ask your questions, choose the winning bid.

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Subscription and delivery of the certificate

Electronic signature, immediate online certificate — no travel.

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OBD lock and GPS tracker — almost mandatory for your Range Rover

Range Rovers are targeted as a priority by flight networks in Quebec (parts, catalytic converters, electronic modules resold abroad). Many insurers require an approved OBD-II lock (TAG, Ghost, Autowatch) and an active GPS tracker to accept the risk. Without these features, the theft deductible can be as high as $5,000, or the theft coverage may be denied. Budget $500 to $1,200 for installation — amortized in the first year as a premium savings.

Average Land Rover Insurance Rates in Quebec 2026

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Land Rover ModelAge 25-45 (Good Record)Age 20-24Dotted Backrest
2024 Range Rover Evoque$1,800 – $2,8002,500 – $3,7002,900 – $4,200
2024 Discovery Sport$1,900 – $3,0002,700 – $3,9003,100 – $4,400
Land Rover Defender 110$2,200 – $3,6003,000 – $4,4003,400 – $5,000
2024 Range Rover Velar$2,200 – $3,5003,000 – $4,3003,400 – $4,900
2024 Land Rover Discovery$2,000 – $3,2002,800 – $4,1003,200 – $4,600
2024 Range Rover Sport$2,500 – $4,0003,400 – $4,9003,800 – $5,600
2024 Range Rover$2,800 – $4,5003,800 – $5,4004,300 – $6,100
Range Rover Autobiography$3,500 – $5,5004,800 – $6,8005,400 – $7,600

*Indicative rates 2026. Get your exact price in 3 minutes.

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Range Rover — Canada’s No. 1 Theft Target

According to the Équité Association, the Range Rover is among the most stolen vehicles in Canada, with a low recovery rate. In Quebec, the risk is concentrated in Greater Montreal and on the South Shore. Some insurers outright refuse the theft guarantee without GPS tracker + OBD anti-theft + locked garage. Theft insurance is practically mandatory for a newer Range Rover. Your Assur360 broker places the risk with an insurer that accepts.

Recommended Coverages for Your Land Rover

For a Land Rover, the minimum recommended coverage ranges from $2 million to $5 million in civil liability. Add collision (B2), full perils (B1) with adjustable theft deductible, replacement cost for 0-5 year models, guaranteed OEM genuine parts (very important for Range Rover — rare and expensive parts), international premium roadside assistance, equivalent luxury SUV replacement vehicle, and mandatory active GPS tracker . Your Assur360 broker will set up a suitable contract. More information on car insurance in Quebec.

How to save on your Land Rover insurance

To save on your Land Rover insurance: install an approved OBD lock + GPS tracker (5-15% discount and avoid theft refusal), park in a locked garage, bundle multiple products (car + home + RV + boat), higher deductible ($1,500 to $2,500), multi-vehicle discount, telemetry if available, and affiliation with the Land Rover Club of Quebec. Comparing 9+ insurers through Assur360 can lower the premium by 15-28%.

Land Rover insurance available anywhere in Quebec

Assur360 insures Land Rover owners in Montreal, Quebec City, Laval, Sherbrooke, Gatineau, Trois-Rivières, Saguenay, Drummondville and everywhere else in Quebec. No matter where you’re in, our 9+ partner insurers offer comprehensive coverage for your Land Rover. Our car insurance brokers will accompany you from the quote to the subscription.

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Frequently Asked Questions — Land Rover Car Insurance

What is the average price of Land Rover car insurance in Quebec in 2026?
The price varies a lot depending on the model. On average, an Evoque costs $1,800 – $2,800/year, a Discovery Sport $1,900 – $3,000/year, a Defender $2,200 – $3,600/year, a Velar $2,200 – $3,500/year, a Range Rover Sport $2,500 – $4,000/year, and a Range Rover Autobiography $3,500 – $5,500/year. Premiums are high due to the risk of theft and repair costs. Get an exact price in 3 minutes with our quick online quote.
Why is Range Rover insurance so expensive in Quebec?
There are three major reasons: 1) the Range Rover is one of the most stolen vehicles in Canada according to the Équité Association, 2) the high replacement cost ($100,000 to $250,000+) and 3) the very high repair costs (rare original parts, complex electronics, specialized labour). However, an Assur360 broker can find the best-positioned insurer.
Can my Range Rover be refused by insurers in Quebec?
Some insurers outright refuse recent Range Rovers (Vogue, Sport, Autobiography) without an active GPS tracker + OBD-II lock. Others impose a theft deductible of $3,000 to $5,000. Some refuse the theft cover but accept the rest (liability, collision). An Assur360 broker places the risk with an insurer that accepts with the right conditions.
Which lock should I install on my Range Rover in Quebec?
Most insurers require an approved OBD-II lock (TAG, Ghost, Autowatch Ghost Immobiliser) to prevent theft via the diagnostic port, combined with an active GPS tracker (Trackertag, Skylock, LoJack). Total cost $500 to $1,200 installed. These schemes pay for themselves within a year thanks to the lower premium and the protection against the high theft deductible.
Is the Land Rover Defender more affordable to insure than a Range Rover?
Yes, usually 30-40% cheaper than an equivalent Range Rover. The Defender (110, 130) is less targeted by thieves than the Range Rover and its replacement value is lower. Typical premium $2,200 – $3,600/year for a newer Defender, compared to $2,800 – $4,500/year for a Range Rover. However, the Defender is still more expensive than a generalist SUV such as a Ford Explorer.
Does the Range Rover PHEV hybrid cost more to insure?
Slightly: 5 to 10 per cent more than an equivalent petrol Range Rover, due to the battery and electronics. Many insurers offer a hybrid/electrified vehicle discount that partially compensates. Our Assur360 brokers compare PHEV/EV offers to find the best positioning.
Can I get substandard Land Rover insurance with a bad record?
Yes. Assur360 works with insurers specializing in substandard car insurance that accept drivers with points, accidents, suspension or drunk driving, even on Range Rovers and Defenders. The premium is higher (often 50-100% more), but the coverage is guaranteed and you can return to the standard market after a few years of your own.
What protections do you recommend for a new Range Rover?
For a new Range Rover in Quebec: third party liability $3 to $5 million, B2 collision, B1 comprehensive with reasonable theft deductible ($1,000 to $2,500), 5-year replacement value, guaranteed OEM parts, active GPS tracker, OBD lock, international roadside assistance, equivalent luxury SUV replacement vehicle. Typical premium $2,800 to $4,500/year for an experienced driver with a clean record.
Are Range Rovers reliable according to insurers in Quebec?
Insurers note that Range Rovers have an above-average repair rate due to the electronic complexity (air suspensions, modules, sensors). Claims cost on average 40% more to repair than an equivalent German or Japanese luxury SUV. This is reflected in the premium. Thorough maintenance at a Land Rover dealership helps reduce problems.
What discounts are available for Land Rover insurance?
Common discounts: multi-product (car + home), multi-vehicle, loyalty 3 years and more, immobilizer + GPS tracker (10-15%), telemetry, low mileage (< 15,000 km/year), annual payment, Land Rover Club Quebec affiliation, locked garage. Combined, they can reduce the premium by 15 to 25%.
How long does it take to get a Land Rover quote from Assur360?
Less than 3 minutes online. You fill in the form (model, year, postcode, folder, anti-theft devices). Our luxury SUV specialist brokers then compare 9+ insurers and call you back with the best offers within the day. Free, without obligation and without impact on your credit.
Range Rover or Porsche Cayenne — which one costs less to insure?
For a base model, premiums are comparable ($2,200 – $3,800/year). For the higher-end versions, the Range Rover Autobiography usually costs more to insure than a Cayenne Turbo due to the higher risk of theft and higher repair costs. Our Assur360 brokers can compare the two for you.
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