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Kia Car — Assur360 Car Insurance

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Car Insurance for Kia (Forte, Sportage, Sorento, EV6)

Kia vehicles typically enjoy competitive premiums due to their reliability and moderate cost of repair. Electric models (EV6, Niro EV) are also well covered.

Theft: Some Kia models have been the subject of outbreaks of theft via USB vulnerability in 2023-2024. Check if your model has received the anti-theft update — insurers may require it.

2026 Kia Quebec Car Insurance: All Models Compared

Do you drive a Kia in Quebec? Whether it’s a Forte, a Sorento, a Sportage, a Telluride, an EV6 or a Soul, Assur360 — an AMF-certified firm and a member of the Chamber of Insurance — compares more than 9 insurers to find the best price for your model. Free comparison in 3 minutes, without obligation. Even drivers with a more difficult record (points, accidents, suspension) can be insured through our network of substandard insurers.

KIA CAR INSURANCE 2026

Compare 9+ insurers for your Kia in 3 minutes

Forte, Sorento, Sportage, Telluride, EV6, Soul, Seltos — we find the best price for your model, no matter your record.

Compare 30+ free quotes
9+
Insurers Compared
-35 %
Possible discounts
3 min
Online Quote
100 %
Quebec Service

Why insure your Kia with Assur360?

Kia has become one of the most popular brands in Quebec thanks to its reliable vehicles, excellent warranty and value for money. To properly insure them, you have to compare — a single insurer can cost $300 to $700 more per year for the same coverage.

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Kia Specialists

Our insurance brokers know Kia models, their IIHS advantages, and applicable safety discounts.

Electric Vehicles

EV6, EV9, Niro EV, Soul EV — we compare insurers that offer the best EV discounts.

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Substandard Accepted

Bad record? We have solutions where others refuse. Learn more.

Popular Kia Models to Insure in Quebec

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Kia Forte

Economical compact sedan. Average premium $780 – $1,250/year. IIHS Top Safety Pick Discount.

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Kia Sorento

Popular 3-row SUV for families. Premium $1,050 – $1,650/year. Immobilizer recommended.

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Kia Sportage

Best-selling compact SUV. Premium $950 – $1,550/year. Flight-Targeted Model — GPS useful.

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Kia Telluride

Large family SUV. Premium $1,200 – $1,800/year. Higher value = higher premium.

Kia EV6 / EV9

Premium electric vehicles. Premium $1,200 – $2,000/year. EV discounts available.

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Kia Soul

Unique Cityhatch, ideal for young drivers. Premium $850 – $1,400/year.

How to get your Kia car quote in 3 steps

1

Fill out the online form

Year, model, mileage, postal code, driving record. 3 minutes flat.

2

Our brokers compare 9+ insurers

Belairdirect, Intact, Economical, La Capitale, Promutuel, SSQ, Wawanesa and more.

3

Receive your best offers by email

Talk to a broker, ask your questions, choose the winning bid.

4

Subscription and delivery of the certificate

Electronic signature, immediate online certificate — no travel.

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Take advantage of IIHS discounts

Several recent Kias (Telluride, Sorento Hybrid, EV6, Sportage Hybrid) have the IIHS Top Safety Pick+ rating. Some insurers offer a safety discount of 5 to 12% on these models. Mention it to your Assur360 broker.

Average Kia Insurance Rates in Quebec 2026

Kia ModelAge 25-45 (Good Record)Age 20-24Back with Dots
2022 Kia Rio$680 – $1,050$1,100 – $1,700$1,250 – $1,900
2023 Kia Forte$780 – $1,250$1,200 – $1,850$1,400 – $2,100
2024 Kia Soul$850 – $1,400$1,250 – $1,950$1,500 – $2,200
2024 Kia Seltos$900 – $1,450$1,350 – $2,050$1,550 – $2,300
2024 Kia Sportage$950 – $1,550$1,400 – $2,150$1,650 – $2,450
2024 Kia Sorento$1,050 – $1,650$1,550 – $2,350$1,800 – $2,650
2024 Kia Telluride$1,200 – $1,800$1,750 – $2,550$2,050 – $2,900
2024 Kia EV6$1,200 – $1,800$1,750 – $2,550$2,050 – $2,950
2024 Kia EV9$1,400 – $2,100$2,000 – $2,950$2,350 – $3,400

*Indicative rates for 2026. Get your exact price in 3 minutes.

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Kia Flights in Quebec — Update

Several 2011-2021 Kias (Sportage, Sorento, Forte) have been targeted by thefts via USB port. Kia Canada offers a free software update at the dealership. Some insurers require this or apply a higher deductible without this update. Check with your Assur360 broker.

Kia insurance available everywhere in Quebec

Assur360 insures Kia owners in Montreal, Quebec City, Laval, Sherbrooke, Gatineau, Trois-Rivières, Saguenay, Thetford Mines, Drummondville, Saint-Jérôme and everywhere else in Quebec. No matter where you’re in, our 9+ insurance partners offer comprehensive coverage for your Kia.

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Frequently Asked Questions — Kia Car Insurance

What is the average price of Kia auto insurance in Quebec in 2026?
The price varies depending on the model, year, your driving record, and your region. On average, a Kia Forte costs between $780 and $1,250 per year in Quebec, a Kia Sorento between $1,050 and $1,650, and a Kia EV6 electric between $1,200 and $1,800. A young driver will pay more, while an experienced driver with a clean record will pay less. Get a real price in 3 minutes with our instant quote online.
Which Kia models are the most economical to insure?
The Kia Forte, Soul, and Rio (subcompacts and compacts) are among the most affordable to insure due to their low new value, inexpensive parts, and good IIHS test results. Compact SUVs like the Seltos and Sportage also remain very competitive. In contrast, a Kia Telluride or EV9 costs more to insure.
Does insurance for a Kia EV6 or EV9 electric cost more?
Yes, generally 10% to 20% more than an equivalent gas model. The reason: higher new value, expensive batteries to replace, and specific parts. However, several insurers offer “electric vehicle” discounts that partially offset this. Our Assur360 brokers compare 9+ insurers to find the best deal for your electric Kia.
Does Kia Canada offer an anti-theft guarantee required by insurers?
Since the rise in vehicle thefts in Quebec, some insurers require an approved anti-theft system or GPS tracker to insure the most targeted Kia models (Sportage, Sorento, Telluride). Kia Canada offers a free software update to counter theft via USB port. Check with your broker if your model requires additional protection.
Can I get substandard insurance for my Kia if I have a bad record?
Yes. Assur360 works with insurers specialized in substandard auto insurance that accept drivers with demerit points, recent accidents, suspensions, DUI, or criminal records. Your Kia remains insurable even if a standard insurer refuses. The price is higher, but coverage is guaranteed.
What protections are included in Kia auto insurance in Quebec?
Liability insurance (minimum $1M, recommended $2M) is mandatory. Optional coverages include: collision (section B2), comprehensive (B1) which also covers theft and vandalism, new value for a recent Kia, roadside assistance, rental vehicle, and protection against collisions with animals. Your Assur360 broker tailors the coverage to your model.
What discounts are available for Kia insurance?
Common discounts include: loyalty (3 years and more), multi-product (auto + home), IIHS Top Safety Pick vehicle, experienced driver, low mileage (less than 15,000 km/year), approved anti-theft system, telematics (connected driving). These combined discounts can reduce your premium by 15% to 35%.
How long does it take to get a quote for a Kia at Assur360?
Less than 3 minutes online. You fill out the form with basic information (model, year, postal code, record). Our brokers then compare over 9 insurers and call you back with the best offers within the day. Free, no obligation, and no impact on your credit record.

Why trust Assur360?

AMF certified firm
Member of the Insurance Chamber
100,000+ submissions processed
9+ insurers compared
Independent broker
100% Quebec service

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