Lincoln Quebec Car Insurance 2026: Pricing and Quote
Do you drive a Lincoln in Quebec? Whether it’s a Navigator, an Aviator, a Nautilus, a Corsair or a classic Continental/Town Car, Assur360 — AMF-certified firm and member of the Chamber of Insurance — compares more than 9 insurers to find the best price for your model. Lincolns offer excellent value for money and their insurance premiums remain reasonable compared to European brands. Free comparison in 3 minutes, without obligation. Even drivers with a more difficult record (points, accidents, suspension) can be insured through our network of substandard insurers.
IN BRIEF
Lincoln Car Insurance (Nautilus, Aviator, Navigator, Corsair)
Lincoln (Ford luxury) offers a compromise between American comfort and reasonable premiums ($1,400-2,600/year) — moderate repair costs thanks to the Ford base.
Hybrids: Hybrid versions (Aviator, Corsair) benefit from the eco discount. Lincoln certified workshop via Ford network (very wide in Quebec).
LINCOLN CAR INSURANCE 2026
Compare 9+ insurers for your Lincoln in 3 minutes
Navigator, Aviator, Nautilus, Corsair — American luxury SUVs — we find the best price for your model, regardless of your record.
Compare 30+ free quotesWhy insure your Lincoln with Assur360?
Lincoln is American luxury: large, comfortable SUVs, advanced technology (ActiveGlide hands-free driving) and more affordable maintenance than European brands. Lincoln dealerships are present in Montreal, Laval, Quebec City, Longueuil and in several regions of Quebec. Lincoln insurance premiums are moderate ($1,400 to $2,400/year for a newer SUV), making it a smart choice for family luxury.
American luxury specialists
Our brokers are familiar with Lincoln models, ActiveGlide, BlueCruise technologies and available safety discounts.
Family Vehicles
Navigator, Aviator, Nautilus — large SUVs for families, with multi-vehicle and multi-product discounts.
Popular Lincoln Models to Insure in Quebec
Lincoln Navigator
Large top-of-the-range 3-row SUV. Premium $1,900 – $2,700/year. Replacement value $110,000+.
Lincoln Aviator
Midsize luxury SUV. Premium $1,600 – $2,400/year. PHEV hybrid version available.
Lincoln Nautilus
Midsize SUV, ActiveGlide available. Premium $1,400 – $2,100/year.
Lincoln Corsair
Compact luxury SUV, hybrid version available. Premium $1,350 – $2,000/year.
Lincoln Continental
Prestige sedan (production discontinued 2020). Premium $1,500 – $2,300/year. Stable value.
Lincoln Town Car / Classic
Antique models (70s-2000s). Old vehicle insurance policy or approved value.
How to get your Lincoln car quote in 3 steps
Fill out the online form
Year, model, mileage, postal code, driving record. 3 minutes flat.
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Belairdirect, Intact, Economical, La Capitale, Promutuel, SSQ, Wawanesa and more.
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ActiveGlide — driver assistance technology rebate
Recent Lincolns (Nautilus 2024+, Navigator) offer ActiveGlide, a hands-free driving system on certain highways. Many insurers offer a 3 to 8% discount for these advanced driver assistance systems (ADAS level 2). Mention ActiveGlide, BlueCruise, or Adaptive Cruise Control to your Assur360 broker to optimize your premium.
Average Lincoln Insurance Rates in Quebec 2026
| Lincoln Model | Age 25-45 (good record) | Age 20-24 | Back with dots |
|---|---|---|---|
| 2024 Lincoln Corsair | $1,350 – $2,000 | $1,900 – $2,800 | $2,200 – $3,100 |
| 2024 Lincoln Nautilus | $1,400 – $2,100 | $2,000 – $2,900 | $2,300 – $3,200 |
| 2024 Lincoln Aviator | $1,600 – $2,400 | $2,200 – $3,200 | $2,500 – $3,500 |
| Lincoln Aviator PHEV | $1,700 – $2,500 | $2,300 – $3,300 | $2,600 – $3,600 |
| 2024 Lincoln Navigator | $1,900 – $2,700 | $2,600 – $3,600 | $2,900 – $3,900 |
| 2020 Lincoln Continental | $1,500 – $2,300 | $2,100 – $3,000 | $2,400 – $3,300 |
| Lincoln MKZ / MKC (used) | $1,200 – $1,800 | $1,750 – $2,500 | $2,000 – $2,800 |
| Lincoln Town Car (Classic) | $900 – $1,500 | N/A | $1,400 – $2,100 |
*Indicative rates for 2026. Get your exact price in 3 minutes.
Replacement cost — a must for a recent Lincoln Navigator or Aviator
A new Lincoln Navigator costs between $110,000 and $140,000. Without the replacement cost endorsement (2 to 5 year replacement warranty), you could lose $20,000 to $30,000 on a 1st year accident depreciation. This endorsement costs $80 to $200/year and pays for itself from the first loss. Ask your Assur360 broker for your recent Lincoln.
Recommended Covers for Your Lincoln
For a Lincoln, aim for a liability coverage of $2 million minimum (recommended: $3 million). Add collision B2, all risks B1, new for old for models 0-5 years, OEM parts, roadside assistance, replacement vehicle of equivalent category (luxury SUV), and for a classic Town Car or Continental, an antique vehicle policy or agreed value. Your Assur360 insurance broker will tailor the contract according to usage. More information on auto insurance in Quebec.
How to save on your Lincoln insurance
To save on your Lincoln insurance: bundle home + auto (up to 15% off), add a second vehicle, use an immobilizer and GPS tracker (5-10% discount), choose a higher deductible ($1,000 to $1,500), apply for ActiveGlide / ADAS discounts, declare your low mileage (< 15,000 km/year), and take advantage of loyalty discounts (3 years and more). By comparing 9+ insurers via Assur360, the premium can be reduced by 15 to 30%.
Lincoln insurance available everywhere in Quebec
Assur360 insures Lincoln owners in Montreal, Quebec City, Laval, Sherbrooke, Gatineau, Trois-Rivières, Saguenay, Drummondville and everywhere else in Quebec. No matter where you’re in, our 9+ insurance partners offer comprehensive coverage for your Lincoln. Our car insurance brokers will accompany you from the quote to the subscription.
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Frequently Asked Questions — Lincoln Car Insurance
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