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Lincoln Quebec Car Insurance 2026: Pricing and Quote

Do you drive a Lincoln in Quebec? Whether it’s a Navigator, an Aviator, a Nautilus, a Corsair or a classic Continental/Town Car, Assur360AMF-certified firm and member of the Chamber of Insurance — compares more than 9 insurers to find the best price for your model. Lincolns offer excellent value for money and their insurance premiums remain reasonable compared to European brands. Free comparison in 3 minutes, without obligation. Even drivers with a more difficult record (points, accidents, suspension) can be insured through our network of substandard insurers.

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IN BRIEF

Lincoln Car Insurance (Nautilus, Aviator, Navigator, Corsair)

Lincoln (Ford luxury) offers a compromise between American comfort and reasonable premiums ($1,400-2,600/year) — moderate repair costs thanks to the Ford base.

Hybrids: Hybrid versions (Aviator, Corsair) benefit from the eco discount. Lincoln certified workshop via Ford network (very wide in Quebec).

LINCOLN CAR INSURANCE 2026

Compare 9+ insurers for your Lincoln in 3 minutes

Navigator, Aviator, Nautilus, Corsair — American luxury SUVs — we find the best price for your model, regardless of your record.

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Why insure your Lincoln with Assur360?

Lincoln is American luxury: large, comfortable SUVs, advanced technology (ActiveGlide hands-free driving) and more affordable maintenance than European brands. Lincoln dealerships are present in Montreal, Laval, Quebec City, Longueuil and in several regions of Quebec. Lincoln insurance premiums are moderate ($1,400 to $2,400/year for a newer SUV), making it a smart choice for family luxury.

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American luxury specialists

Our brokers are familiar with Lincoln models, ActiveGlide, BlueCruise technologies and available safety discounts.

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Family Vehicles

Navigator, Aviator, Nautilus — large SUVs for families, with multi-vehicle and multi-product discounts.

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Substandard accepted

Difficult case? We have solutions where others refuse. Learn more.

Popular Lincoln Models to Insure in Quebec

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Lincoln Navigator

Large top-of-the-range 3-row SUV. Premium $1,900 – $2,700/year. Replacement value $110,000+.

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Lincoln Aviator

Midsize luxury SUV. Premium $1,600 – $2,400/year. PHEV hybrid version available.

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Lincoln Nautilus

Midsize SUV, ActiveGlide available. Premium $1,400 – $2,100/year.

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Lincoln Corsair

Compact luxury SUV, hybrid version available. Premium $1,350 – $2,000/year.

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Lincoln Continental

Prestige sedan (production discontinued 2020). Premium $1,500 – $2,300/year. Stable value.

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Lincoln Town Car / Classic

Antique models (70s-2000s). Old vehicle insurance policy or approved value.

How to get your Lincoln car quote in 3 steps

1

Fill out the online form

Year, model, mileage, postal code, driving record. 3 minutes flat.

2

Our brokers compare 9+ insurers

Belairdirect, Intact, Economical, La Capitale, Promutuel, SSQ, Wawanesa and more.

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Receive your best offers by email

Talk to a broker, ask your questions, choose the winning bid.

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Subscription and delivery of the certificate

Electronic signature, immediate online certificate — no travel.

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ActiveGlide — driver assistance technology rebate

Recent Lincolns (Nautilus 2024+, Navigator) offer ActiveGlide, a hands-free driving system on certain highways. Many insurers offer a 3 to 8% discount for these advanced driver assistance systems (ADAS level 2). Mention ActiveGlide, BlueCruise, or Adaptive Cruise Control to your Assur360 broker to optimize your premium.

Average Lincoln Insurance Rates in Quebec 2026

Lincoln ModelAge 25-45 (good record)Age 20-24Back with dots
2024 Lincoln Corsair$1,350 – $2,000$1,900 – $2,800$2,200 – $3,100
2024 Lincoln Nautilus$1,400 – $2,100$2,000 – $2,900$2,300 – $3,200
2024 Lincoln Aviator$1,600 – $2,400$2,200 – $3,200$2,500 – $3,500
Lincoln Aviator PHEV$1,700 – $2,500$2,300 – $3,300$2,600 – $3,600
2024 Lincoln Navigator$1,900 – $2,700$2,600 – $3,600$2,900 – $3,900
2020 Lincoln Continental$1,500 – $2,300$2,100 – $3,000$2,400 – $3,300
Lincoln MKZ / MKC (used)$1,200 – $1,800$1,750 – $2,500$2,000 – $2,800
Lincoln Town Car (Classic)$900 – $1,500N/A$1,400 – $2,100

*Indicative rates for 2026. Get your exact price in 3 minutes.

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Replacement cost — a must for a recent Lincoln Navigator or Aviator

A new Lincoln Navigator costs between $110,000 and $140,000. Without the replacement cost endorsement (2 to 5 year replacement warranty), you could lose $20,000 to $30,000 on a 1st year accident depreciation. This endorsement costs $80 to $200/year and pays for itself from the first loss. Ask your Assur360 broker for your recent Lincoln.

Recommended Covers for Your Lincoln

For a Lincoln, aim for a liability coverage of $2 million minimum (recommended: $3 million). Add collision B2, all risks B1, new for old for models 0-5 years, OEM parts, roadside assistance, replacement vehicle of equivalent category (luxury SUV), and for a classic Town Car or Continental, an antique vehicle policy or agreed value. Your Assur360 insurance broker will tailor the contract according to usage. More information on auto insurance in Quebec.

How to save on your Lincoln insurance

To save on your Lincoln insurance: bundle home + auto (up to 15% off), add a second vehicle, use an immobilizer and GPS tracker (5-10% discount), choose a higher deductible ($1,000 to $1,500), apply for ActiveGlide / ADAS discounts, declare your low mileage (< 15,000 km/year), and take advantage of loyalty discounts (3 years and more). By comparing 9+ insurers via Assur360, the premium can be reduced by 15 to 30%.

Lincoln insurance available everywhere in Quebec

Assur360 insures Lincoln owners in Montreal, Quebec City, Laval, Sherbrooke, Gatineau, Trois-Rivières, Saguenay, Drummondville and everywhere else in Quebec. No matter where you’re in, our 9+ insurance partners offer comprehensive coverage for your Lincoln. Our car insurance brokers will accompany you from the quote to the subscription.

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Frequently Asked Questions — Lincoln Car Insurance

What is the average price of Lincoln auto insurance in Quebec in 2026?
The price varies depending on the model, year, driving record, and region. On average, a Lincoln Corsair costs $1,350 – $2,000/year, a Nautilus $1,400 – $2,100/year, an Aviator $1,600 – $2,400/year, and a Navigator $1,900 – $2,700/year. Lincoln premiums remain moderate for luxury compared to German or British brands. Get an exact price in 3 minutes with our instant quote online.
Is Lincoln insurance cheaper than that of an equivalent BMW or Mercedes?
Yes, generally 10% to 25% less. Lincoln benefits from shared parts with Ford (Edge, Explorer, Expedition) that are less expensive and available throughout Quebec. Labor costs are also lower than for a European vehicle. This is a real advantage for insurance on a luxury vehicle.
Does the Aviator PHEV hybrid cost more to insure?
Slightly: 5% to 10% more than an equivalent gas Aviator, due to the battery and electronics. However, several insurers offer a hybrid vehicle discount that partially compensates. Our Assur360 brokers compare hybrid/PHEV offers to find the best positioning.
Does Lincoln’s ActiveGlide technology provide an insurance discount?
Yes, with several Quebec insurers. ActiveGlide (hands-free driving on mapped highways) and other driver assistance features (ADAS level 2) typically provide a safety discount of 3% to 8%. Mention it to your Assur360 broker when getting a quote.
How to insure a classic Lincoln Continental or Town Car in Quebec?
For a vehicle 30 years and older in good original condition, a classic vehicle policy (agreed value, limited use, limited km) is available with a few specialized insurers. Typical premium of $500 to $1,500/year depending on the agreed value. Daily use is not allowed — winter storage is mandatory. Perfect for collectors of Town Car, Mark III, Continental Mark V.
Can I get substandard Lincoln insurance with a bad record?
Yes. Assur360 works with insurers specialized in substandard auto insurance that accept drivers with points, accidents, suspensions, or DUI, even on recent Lincoln vehicles. The premium is higher, but coverage is guaranteed, and you can gradually return to the standard market after a few clean years.
What protections do you recommend for a new Lincoln Navigator?
For a new Navigator ($100,000+) in Quebec: $3M liability, collision B2, all risks B1, new value for 5 years, guaranteed OEM parts, 24/7 roadside assistance, luxury equivalent SUV replacement vehicle, and baggage coverage. Typical deductible $1,000 to $1,500. Premium around $2,000 to $2,700/year for an experienced driver with a clean record.
What discounts are available for Lincoln insurance?
Common discounts: multi-products (auto + home), multi-vehicles, loyalty (3 years and more), safety (ActiveGlide, BlueCruise, ADAS), approved anti-theft, telematics, low mileage, annual payment (vs monthly), professional affiliation. Combined, they can reduce the premium by 15% to 30%.
Can a young driver insure a Lincoln in Quebec?
Yes, but the premium will be high: typically $2,000 to $3,600/year depending on the model for a driver aged 20-24 with no experience. Strategies to lower it: be a secondary driver on the parental policy, take a recognized driving course, choose a Corsair instead of a Navigator, use telematics (10%-20% discount). Our Assur360 brokers find insurers that accept young drivers in luxury.
Do Lincoln dealers offer insurance in Quebec?
Some dealers offer insurance through a partner, but it is rarely the most competitive. An independent broker like Assur360 compares 9+ insurers and almost always finds a better price, with more flexibility on endorsements (new value, storage, OEM parts). Free and without obligation.
How long does it take to get a quote for a Lincoln at Assur360?
Less than 3 minutes online. You fill out the form (model, year, postal code, record). Our brokers compare 9+ insurers and call you back with the best offers within the day. Free, no obligation, and no impact on your credit.

Why trust Assur360?

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100% Quebec service

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Insure your Lincoln with the best price in Quebec

9+ insurers compared. Quote in 3 minutes. No commitment. Phone: 1-866-357-4451.

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