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Assur360 Comparator for Car Insurance in Quebec
Metallic Blue Volvo XC60 T8 Parked in Front of a Contemporary Quebec Home with Black Metal Roof and Fall Trees — Volvo Auto Insurance Quebec

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Volvo Car Insurance (XC60, XC90, S60, EX30)

Volvo is known for its advanced safety technologies (Pilot Assist, City Safety) that significantly reduce collision claims. Many insurers offer a safety package discount.

EV/PHEV: Recharge versions (XC40 Recharge, EX30) benefit from an eco discount. Check the specific coverage of the high-voltage battery (often $15,000+ to replace).

2026 Volvo Quebec Car Insurance: Price and Comparison

Do you drive a Volvo in Quebec? Whether it’s an XC40, XC60, XC90, an S60, S90, or a 100% electric EX30 / EX90 , Assur360 — AMF-certified firm and member of the Insurance Chamber — compares more than 9 insurers to find the best coverage for your vehicle. As one of the safest brands in the world (IIHS Top Safety Pick+), many insurers offer specific discounts of up to 12%. Free quote in 3 minutes, no obligation.

2026 VOLVO CAR INSURANCE

Take advantage of safety discounts for your Volvo

XC40, XC60, XC90, S60, S90, EX30, EX90 — 9+ insurers compared, IIHS and EV discounts available.

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Why insure your Volvo with Assur360?

Volvo is one of the safest brands in the world — almost all of its newer models earn the IIHS Top Safety Pick+ rating. Many insurers offer specific safety discounts, but you have to be aware of them. The brokers at our Assur360 partner firms compare 9+ insurers to maximize your savings.

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IIHS Safety Discount

Volvo = Top Safety Pick+ recurring. We negotiate the 5-12% security discount for you.

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Volvo Electric (EX30, EX90)

EV discounts offered by several insurers. We compare the best electric offers.

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Premium Protection

Replacement cost, agreed value, international coverage, equivalent replacement vehicle.

Popular Volvo models in Quebec

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Volvo XC40 / XC40 Recharge

Best-selling compact SUV. Premium $1,050 – $1,700/year. Excellent value for money.

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Volvo XC60

Midsize SUV. Premium $1,200 – $1,950/year. IIHS Top Safety Pick+ recurring.

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Volvo XC90 / Recharge T8

Large 7-seater SUV. Premium $1,400 – $2,250/year. Recommended new value.

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Volvo S60 / V60

Sport sedan/wagon. Premium $1,100 – $1,800/year. Pilot Assist included.

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Volvo S90

Luxury sedan. Premium $1,300 – $2,100/year. Anti-theft recommended.

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Volvo EX30 / EX90

100% electric. Premium $1,200 – $2,200/year. EV discounts available.

Get your Volvo quote in 3 steps

1

Fill out the online form

Model, year, mileage, postal code, record. 3 minutes flat.

2

Our partner brokers’ brokers compare 9+ insurers

Intact, Belair, Economical, Aviva, Promutuel, SSQ, Wawanesa and more.

3

We negotiate the IIHS safety discount

A step that is often forgotten – we always ask for it for your Volvos.

4

Online subscription

Electronic signature, immediate certificate, zero travel.

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Always ask for the IIHS safety discount

Recent Volvos (XC40, XC60, XC90, S60, EX30, EX90) are almost all IIHS Top Safety Pick+. Many insurers automatically give a 5% to 12% discount — but you have to ask for it. Your Assur360 brokers systematically negotiate it.

Average Volvo Insurance Rates in Quebec 2026

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Volvo ModelAge 25-45 (good record)Age 20-24Back with dots
2024 Volvo XC40$1,050 – $1,7001,600 – $2,5001,850 – $2,850
2024 Volvo XC40 Recharge$1,200 – $1,9001,800 – $2,7002,100 – $3,100
2024 Volvo XC60$1,200 – $1,9501,800 – $2,8002,100 – $3,200
2024 Volvo XC90$1,400 – $2,2502,100 – $3,2002,450 – $3,600
Volvo XC90 Recharge T8$1,550 – $2,5002,300 – $3,5002,700 – $4,000
2024 Volvo S60$1,100 – $1,8001,650 – $2,6001,950 – $2,950
2024 Volvo S90$1,300 – $2,1001,950 – $3,0002,300 – $3,400
2025 Volvo EX30$1,200 – $1,9001,800 – $2,7002,100 – $3,100
2025 Volvo EX90$1,600 – $2,5502,350 – $3,5502,750 – $4,100

*Indicative rates 2026. Get your exact price in 3 minutes.

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Volvo and Quebec Flights — What to Do?

Although less targeted than other brands, some recent Volvos (XC90, XC60) are also targeted by thefts. For models over $50,000, insurers may require an approved GPS tracker (Tag, Boomerang, Sherlock). Without this system, the premium can be increased by 15 to 30%. Your Assur360 broker will tell you which solutions are accepted.

Volvo Insurance Anywhere in Quebec

Assur360 insures Volvo owners in Montreal, Quebec City, Laval, Longueuil, Sherbrooke, Gatineau, Trois-Rivières, Saguenay, Thetford Mines, Rimouski and throughout Quebec. Whether you’re in the city or in the region, our 9+ partner insurers offer optimal coverage for your Volvo.

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Frequently asked questions — Volvo car insurance

How much does Volvo car insurance cost in Quebec in 2026?
A Volvo XC40 is between $1,050 and $1,700 per year, an XC60 between $1,200 and $1,950, an XC90 between $1,400 and $2,250, an S60 between $1,100 and $1,800 and an electric EX30 between $1,200 and $1,900. Volvos often benefit from a safety discount thanks to their IIHS certifications. Get your exact price in 3 minutes.
Why is Volvo considered more economical to insure than other luxury brands?
Volvo is known for its world-leading safety. Almost all of its recent models receive the IIHS Top Safety Pick+ rating, which entitles them to a safety discount of 5 to 12% with several insurers. In addition, the Pilot Assist system (driver assistance) and the standard City Safety automatic braking reduce claims — and therefore premiums.
Is the insurance of an electric Volvo EX30 or EX90 more expensive?
Slightly — about 10-15% more than an equivalent gasoline model because of the battery. However, since Volvo is one of the first premium brands to go 100% electric, several insurers offer specific EV discounts (5-10%). Brokers at our Assur360 partner firms compare the insurers that best treat electric Volvos.
Which Volvo models offer the best safety/premium ratio?
The XC40 and XC60 are among the most advantageous: IIHS Top Safety Pick+, reasonable value, parts available, and several insurers offer them specific discounts. The S60 sedan is also very competitive. The XC90 and EX90 cost more to insure because of their value and premium technology.
Can I insure my Volvo if I have a bad driving record?
Yes. Even with demerit points, recent accidents or suspension, your Volvo remains insurable via substandard insurance. Assur360 works with specialized insurers who accept more difficult cases. The price is higher, but the coverage remains comprehensive — collision, theft, civil liability.
What discounts can I get for my Volvo?
Common Discounts: IIHS Top Safety Pick+ (5-12%), Multi-Product Auto+Home (10-15%), Loyalty (3-5 years), Electric Vehicle, Low Mileage, Telemetry, Approved Anti-Theft System, Experienced Driver. Combined, these discounts can reduce your premium by 15-30%.
Is replacement cost offered for a recent Volvo?
Yes, most insurers offer replacement cost coverage for 24 to 36 months after buying a new Volvo. For rare or high-end models (XC90 Recharge T8, EX90 Initial Edition), an agreed value can be negotiated to guarantee a fixed amount in the event of a total loss.
Is an immobilizer required for a Volvo in Quebec?
For Volvos under $50,000, the Volvo OEM system is usually sufficient. For more expensive models (XC90, EX90, S90), some insurers require a certified GPS tracker or an additional Class 3 system. Your Assur360 broker will confirm the exact requirements for your model and region.

Why trust Assur360?

✓AMF certified firm
✓ Member of the Insurance Chamber
✓100,000+ submissions processed
✓9+ insurers compared
✓Independent broker
✓100% Quebec service

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