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2026 MOTO SUBMISSION

Motorcycle insurance quote in 3 minutes in Quebec

Compare 9+ specialist motorcycle insurers and save up to 30%. Sporty, cruiser, adventure, touring, standard — independent broker, 100% Quebec service.

Get my quote in 3 min

Free · No commitment · 9+ insurers compared

Motorcycle Insurance Quote Quebec — Independent Broker
3 min
Deadline online form
9+
Motorcycle insurers compared
-30 %
Medium Savings
100 k+
Submissions processed

Motorcyclist in Quebec? Whether you ride a Harley Softail, a Yamaha MT-09, a BMW R1250GS, a Ducati Panigale or a Royal Enfield Interceptor, Assur360 compares the best motorcycle insurers in Quebec for you and gets you a personalized quote in less than 3 minutes. AMF certified broker, bilingual service, guaranteed rate.

Motorcycle Insurance Broker Quebec — Assur360

Why go through a specialized motorcycle broker?

A direct agent only sells the products of his company. An independent broker like Assur360 compares 9+ insurers to find you the best coverage at the best price — without having to shop around the companies.

  • Average savings of $400 to $1,200/year on motorcycle premium
  • Access to specialized programs (sports, cruiser, adventure, collection)
  • Negotiation of GPS tracker discounts, MotoMentor courses, multi-contract
  • Claims management accompanied by your dedicated broker
Compare 9+ Submissions

Types of motorcycles covered by Assur360

CategoryTypical modelsAnnual bonus
Panigale Sport/Supersport, YZF-R1, ZX-10R, RSV4, S1000RR, CBR1000RR$1,900 – $4,200
Naked / RoadsterMT-09, Z900, Street Triple, Duke 890, Monster 937$1,050 – $1,950
Cruiser / BaggerHarley Road King, Indian Chieftain, Vulcan, Shadow$1,200 – $2,700
Aventure / AdventureR1250GS, Ténéré 700, Africa Twin, 1290 Super Adventure, Tiger 1200$1,250 – $2,400
Touring / Grand TouringK1600 GTL, Gold Wing, FJR1300, Contest 14$1,400 – $2,600
Classic/Retro Bonneville, Interceptor 650, R nineT, Scrambler, SR400$800 – $1,500
Enduro / SupermotoKTM EXC, Husqvarna FE, Ténéré Rally, DR-Z, Husaberg$700 – $1,400
Collection / Antique25+ Year Models, BMW /5, Norton Commando, Vincent, Shovelhead$600 – $1,400

4 simple steps to get your motorcycle quote

1

Fill out the form 3 min

Motorcycle model and year, postal code, Class 6A licence year, driving record, accessories and modifications. Nothing complicated.

2

Our brokers compare 9+ insurers

Intact, Promutuel, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical — including specialized sports and high-risk vehicle programs.

3

Receive 3 to 5 offers within a day

By email or phone. You choose the best deal — price, coverage, endorsements, deductibles. Your Assur360 broker explains every detail to you.

4

Insurance active immediately

Payment (monthly or annual), proof of insurance issued within 24 hours, SAAQ registration. You can ride the same day.

Essential Covers for Your Motorcycle

In Quebec, only $50,000 civil liability is mandatory, but it does not protect your motorcycle. To drive with peace of mind, add at least collision + theft — that’s the difference between getting back on the road tomorrow or losing $15,000.

RCA $2 million — damage caused to others
Collision (B2) — damage to your motorcycle
All perils (B1) — theft, fire, hail, vandalism
Accessories — exhaust, GPS, cases
Replacement cost 24 months — late models
Towing — up to 100 km
Motorcycle Insurance Coverage Quebec — Assur360

💡 Advice from a specialized motorcycle broker

Don’t rely on the first quote. The difference between motorcycle insurers often reaches $800 to $1,500/year for the same coverage. The rarer your motorcycle is (Panigale, Pan America, MV Agusta), the wider the gap. An independent broker saves you hours of calls and finds the right program the first time.

⚠️ Warning: do not leave your motorcycle uninsured in winter

Suspending insurance completely in November is a costly mistake. Without theft/fire/vandalism coverage, a garage fire or burglary causes you to lose the full value of the motorcycle. Instead, ask for seasonal storage that maintains these protections while suspending the RC. Savings 40-60% risk-free.

Winter Motorcycle Storage Quebec — Assur360 Seasonal Insurance

Motorcycle season and winter storage

In Quebec, the motorcycle season typically runs from mid-April to the end of October. During the winter, seasonal storage saves you 40 to 60% while maintaining theft, fire, vandalism and hail protection.

Typical schedule

  • April 15: Reinstatement of the RC, SAAQ registration active
  • 1 November: request for storage (7 days minimum in advance)
  • November – mid-April: Suspended RC, active theft/fire protection
  • Anti-theft/garage proof required to benefit from the maximum discount

Ready to save on your motorcycle insurance?

Free quote, 9+ insurers compared, response within the day.

Start my quote 1-866-357-4451

Assur360 motorcycle expertise

Our motorcycle brokers have been working exclusively on 2-wheeler cases for more than 15 years. We know every specialized program in Quebec — Dalbar sportive, April Marine collection, Promutuel cruiser, Northbridge adventure — and know exactly where to place your file for the best price.

15+ years
Motorcycle expertise
100 k+
Submissions processed
AMF
Certified
Insurance Chamber
Active Member
Motorcycle Broker Expertise Quebec — Assur360 AMF Chambre de l'assurance

Motorcycle Quote Anywhere in Quebec

Assur360 serves motorcyclists in all regions of Quebec: Montreal, Laval, Longueuil, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, Saint-Jérôme, Repentigny, Terrebonne, Brossard, Saint-Jean-sur-Richelieu, Granby, Drummondville, Rimouski and all the cities of Montérégie, Laurentides, Lanaudière, Estrie, Capitale-Nationale, Saguenay-Lac-Saint-Jean, Mauricie, Centre-du-Québec, Bas-Saint-Laurent, Outaouais, Gaspésie and Côte-Nord.

Frequently asked questions — Motorcycle insurance quote

How much does motorcycle insurance cost in Quebec in 2026?
The average annual premium is between $550 and $2,800 depending on the type of motorcycle, age, driving record and region. A Royal Enfield Classic 350 costs $550-900, a Yamaha MT-07 costs $700-1,150, a BMW R1250GS $1,450-2,250, and a Ducati Panigale V4 costs $2,800-4,200. The Assur360 quote compares 9+ insurers to get the best price for your profile.
What is the difference between a broker and a direct agent?
A direct agent (such as Intact Insurance) sells the products of a single company. An independent broker like Assur360 compares several insurers (Promutuel, Intact, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical) and negotiates the best offer for you. On motorcycles, the differences between insurers often reach $800/year for the same coverage.
How long does an online quote take?
About 3 minutes. You fill out a short form with your motorcycle model, your Class 6A license, your postal code, your driving record and your accessories. Our brokers receive your request, compare 9+ insurers and contact you within a day with 3 to 5 offers. Free and without obligation.
What coverage is mandatory to drive in Quebec?
Only civil liability (RC) of $50,000 is mandatory under Quebec’s Automobile Insurance Act. We strongly recommend a minimum of $1 million (ideally $2 million) plus collision (B2) and comprehensive (B1) coverage that protects your motorcycle against theft, fire, vandalism, hail and glass breakage.
Can I suspend my motorcycle insurance in winter?
Yes. Most insurers offer seasonal storage from November to April. Theft, fire, vandalism and hail coverage remains active, but civil liability is suspended. Savings of 40-60% over the 5 months of winter. To be requested at least 7 days before the storage date.
Do I have to declare my accessories and modifications?
Yes, it is essential. Aftermarket exhaust, flash ECU, Öhlins suspension, panniers, Touratech cases, GPS — any accessory over $500 must be listed on the accessory endorsement. Without a declaration, the insurer will only reimburse the original part in the event of theft or total loss. The endorsement costs $50-400/year depending on the value.
What happens if I have a bad driving record?
Assur360 has access to specialized programs for drivers with demerit points, accidents, suspension, drunk driving or criminal record. The price is higher but the coverage is guaranteed. We work with sub-standard insurers who accept high-risk profiles.
Can young drivers be insured for a sports car?
Yes, but with restrictions. On 1000cc supersports (Panigale V4, ZX-10R, RSV4, S1000RR, YZF-R1), most insurers require a minimum of 25 years, 3 years of motorcycle experience and MotoMentor courses. On middleweight (RS 660, Street Triple 765, Z900, MT-09), acceptance from 21-23 years old. Our specialized brokers find the insurer that accepts your profile.

Motorcycle insurance by brand

Why trust Assur360?

✓AMF certified firm
✓ Member of the Insurance Chamber
✓100,000+ submissions processed
✓9+ motorcycle insurers compared
✓Independent broker
✓100% Quebec service

FREE QUOTE

Get your motorcycle quote in 3 minutes

9+ motorcycle belays compared. Independent AMF broker. 100% Quebec service.

Get my quote in 3 min 1-866-357-4451
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