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2026 YAMAHA MOTORCYCLE INSURANCE

Yamaha Motorcycle Insurance Quebec — Compare 9+ Specialized Insurers

YZF-R1, YZF-R7, MT-07, MT-09, Ténéré 700, Tracer 9, Bolt, V-Star — Quebec’s most versatile Japanese brand offers a competitively priced insurable lineup with high volumes and affordable parts.

Compare 9+ Free Quotes
$1,100
Average bonus Yamaha QC
9+
Insurers Compared
3 min
Online submission deadline
15+ years
Motorcycle expertise

Are you looking for Yamaha motorcycle insurance at the best price in Quebec? Assur360 compares more than 9 insurers for you specializing in Japanese multi-purpose motorcycles (sporty, naked, adventure, cruiser) and saves you up to 30% on your premium. Quote in 3 minutes, independent broker, 100% Quebec service.

Insurance prices per Yamaha model in Quebec

Yamaha Model EstimatedAnnual Bonus
MT-03 / YZF-R3 / MT-07$700 – $1,150
MT-09 / Tracer 9 / XSR900$1,050 – $1,650
Ténéré 700 / Super Ténéré$1,100 – $1,750
YZF-R1 / YZF-R1M$2,000 – $2,800
Bolt / V-Star 950 / XSR700$900 – $1,450

Indicative rates for a 30-45 year old driver, 5+ years of motorcycle experience, clean record, comprehensive coverage (B1) with $500-1000 deductible. Your actual premium depends on your profile, zip code, history and reported changes.

Insurance Features for Yamaha

Affordable Parts Garage Available

High sales volume in Quebec = dealer network and original parts available quickly. Insurers appreciate this factor, which reduces the premium compared to exotic brands.

YZF-R1 classified as a supersport

Like any 1000cc supersport, the R1 is subject to the same age and experience restrictions as the Panigale V4 or ZX-10R. Several insurers require a minimum of 25 years of age and MotoMentor courses.

Popular MT-07 and MT-09

Naked middleweight is the best-selling category in QC. Attractive premiums, low theft rates, a wide choice of insurers — ideal for beginners and experienced drivers.

Ténéré 700 offroad adventure

The offroad adventure slightly increases the risk (falls, terrain). Comprehensive coverage including off-road recommended. Discount on some programs if GPS tracker installed.

Recommended Covers for Your Yamaha

Civil liability (mandatory)

Minimum $1 million, recommended $2 million. Covers damage caused to others in the event of an at-fault accident.

Collision (B2)

Covers damage to your motorcycle in the event of a collision, whether you are at fault or not. Typical deductible $500-1000.

All risks (B1)

Collision + theft + fire + vandalism + hail + broken glass. Essential on new and premium models.

Accessories and equipment

Exhaust, fairings, suitcases, GPS, helmet, jacket. The base is capped at $1,500 — an endorsement required beyond that.

Replacement cost 24 months

Refund at the new price within the first 24 months of purchase — essential on new models.

Towing and assistance

Breakdowns, flat tires, accidents on the road — towing to a garage or home, often included for up to 100 km.

How to get your Yamaha quote in 3 minutes

1

Enter your Yamaha model and profile

Exact model, year, mileage, postal code, Class 6A license year, accident history and added accessories.

2

Our brokers compare 9+ insurers

Intact, Promutuel, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical — we solicit specialized motorcycle programs.

3

Receive 3 to 5 offers within a day

By email or phone. You choose the best offer based on price, coverage, and endorsements.

4

Insurance effective immediately

Payment, proof of insurance issued within 24 hours, SAAQ registration, you go riding with your Yamaha.

💡 Advice from a specialist motorcycle broker

Before purchasing your Yamaha insurance, compare at least 3 quotes. The spread between insurers can exceed $800/year for exactly the same coverage. Our brokers negotiate discounts for GPS trackers, MotoMentor courses, locks and multi-contracts (car + motorcycle + home) to optimize your total premium.

Assur360: your motorcycle broker throughout Quebec

Assur360 serves Yamaha motorcyclists in all regions of Quebec: Montreal, Laval, Longueuil, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, as well as all cities in Montérégie, Laurentides, Lanaudière, Estrie, Capitale-Nationale, Saguenay-Lac-Saint-Jean, Mauricie, Centre-du-Québec and Bas-Saint-Laurent. Our brokers are available by phone (1-866-357-4451), email (info@assur360.ca) and online to assist you in your choice of motorcycle insurance.

Frequently Asked Questions — Yamaha Motorcycle Insurance

What is the average price of Yamaha insurance in Quebec in 2026?
Between $700 and $2,800 per year. A beginner MT-07 costs $700 to $1,100. An MT-09 or Ténéré 700 is priced at $1,050 to $1,650. A YZF-R1 goes up to $2,000 to $2,800 depending on age and record.
Why is Yamaha insurance often cheaper?
High volumes, affordable parts, dense dealer network in Quebec, lower flight history on MT and Ténéré. Insurers therefore accept lower premiums. Only the R1 and R6 sports cars stand out from the crowd with bonuses comparable to the Panigale.
Is the YZF-R1 insurable at 18 years old in Quebec?
Very difficult. The R1 being a 1000cc supersport, the majority of insurers require a minimum of 25 years old, 3 years of motorcycle experience and completed MotoMentor course. On YZF-R3 or MT-03, access is easier from the age of 18 with a class 6A license.
Are Akrapovič or Graves edits covered?
Yes via accessory endorsement. An Akrapovič exhaust, a Graves kit or a flash ECU must be declared. Without an endorsement, the insurer only reimburses the original part. The addition of an endorsement costs $50 to $200/year depending on the declared value.
Which deductible to choose for an MT-07 or MT-09?
A $500 deductible offers the best value for money. On a Ténéré 700 mixed-use, $1,000 saves 10 to 15%. On a new R1, keep $500 to avoid unpleasant surprises in the event of a fall on a closed track.
Does Assur360 cover used or imported Yamaha?
Yes. Yamaha Virago, FZ1, R6 2007+, Raptor and private imports are insurable. For models imported from the USA or Europe, provide Transport Canada proof of compliance. High mileage (80,000+ km) may require mechanical inspection.
Can I suspend my Yamaha insurance in winter?
Yes, via seasonal storage (November-March). Coverage remains active for theft, fire, vandalism and hail, but civil liability is suspended. Save 40 to 60% on the 5 months of winter. Request to be carried out 7 days before storage.
How long does a Yamaha quote take at Assur360?
Less than 3 minutes online. Model, year, licence and postal code. Our brokers compare 9+ insurers and contact you within a day with the best offers. Free, no obligation.

Compare other motorcycle brands insured by Assur360

Why trust Assur360?

✓AMF certified firm
✓ChAD Member
✓100,000+ submissions processed
✓9+ motorcycle insurers compared
✓Independent broker
✓100% Quebec service

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Insure your Yamaha at the best price in Quebec

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