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2026 KAWASAKI MOTORCYCLE INSURANCE

Kawasaki Motorcycle Insurance Quebec — Compare 9+ Ninja & Z Insurers

Ninja ZX-10R, ZX-6R, Ninja 400, Z900, Versys 650, Vulcan S, Concours 14 — the green brand is the most popular sports car in Quebec with a range ranging from beginner accessible to supersport competition.

Compare 9+ Free Quotes
$1,250
Average Premium Kawasaki QC
9+
Insurers Compared
3 min
Online submission deadline
15+ years
Motorcycle expertise

Are you looking for Kawasaki motorcycle insurance at the best price in Quebec? Assur360 compares more than 9 insurers specialising in Japanese sports & naked motorcycles for you and saves you up to 30% on your premium. Quote in 3 minutes, independent broker, 100% Quebec service.

Insurance Prices per Kawasaki Model in Quebec

Kawasaki ModelEstimated Annual Premium
Ninja 400 / Z400$750 – $1,150
Ninja 650 / Z650 / Versys $650,950– $1,500
Z900 / Ninja 1000SX$1,250 – $1,900
Vulcan S / Vulcan 900 / $1700$950 – $1,650
Ninja ZX-6R / ZX-10R / H2 SX$1,900 – $2,900

Indicative rates for a 30-45 year old driver, 5+ years of motorcycle experience, clean record, comprehensive coverage (B1) with $500-1000 deductible. Your actual premium depends on your profile, zip code, history and reported changes.

Insurance features for Kawasaki

Ninja ZX-10R supersport

Classified as a supersport, the ZX-10R is subject to a minimum age of 25 years with several insurers, a full class 6A license and 3 years of experience. Premium 2× the average of equivalent naked.

Ninja 400 ideal beginner

The most popular entry category in Canada. Low displacement, good passive safety, bonus available $750 to $1,100. Often accepted by all insurers, even for new class 6A licences.

Powerful Z900 and Z1000 naked

Without fairing but 125 hp+, treated as sporty by several insurers. Compare quotes at Dalbar, April Marine and Promutuel to get the best premium.

Kawasaki H2 and H2R supercharged

The supercharged H2 (200 hp+) is a special feature — very few insurers accept, premium $3,500+, anti-theft and secure parking required. Our specialized brokers have access to these rare programs.

Recommended Covers for Your Kawasaki

Civil liability (mandatory)

Minimum $1 million, recommended $2 million. Covers damage caused to others in the event of an at-fault accident.

Collision (B2)

Covers damage to your motorcycle in the event of a collision, whether you are at fault or not. Typical deductible $500-1000.

All risks (B1)

Collision + theft + fire + vandalism + hail + broken glass. Essential on new and premium models.

Accessories and equipment

Exhaust, fairings, suitcases, GPS, helmet, jacket. The base is capped at $1,500 — an endorsement required beyond that.

Replacement cost 24 months

Refund at the new price within the first 24 months of purchase — essential on new models.

Towing and assistance

Breakdowns, flat tires, accidents on the road — towing to a garage or home, often included for up to 100 km.

How to get your Kawasaki quote in 3 minutes

1

Enter your Kawasaki model and profile

Exact model, year, mileage, postal code, Class 6A license year, accident history and added accessories.

2

Our brokers compare 9+ insurers

Intact, Promutuel, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical — we solicit specialized motorcycle programs.

3

Receive 3 to 5 offers within a day

By email or phone. You choose the best offer based on price, coverage, and endorsements.

4

Insurance effective immediately

Payment, proof of insurance issued within 24 hours, SAAQ registration, you go riding with your Kawasaki.

💡 Advice from a specialist motorcycle broker

Before you buy your Kawasaki insurance, compare at least 3 quotes. The spread between insurers can exceed $800/year for exactly the same coverage. Our brokers negotiate discounts for GPS trackers, MotoMentor courses, locks and multi-contracts (car + motorcycle + home) to optimize your total premium.

Assur360: your motorcycle broker throughout Quebec

Assur360 serves Kawasaki motorcyclists in all regions of Quebec: Montreal, Laval, Longueuil, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, as well as all cities in Montérégie, Laurentides, Lanaudière, Estrie, Capitale-Nationale, Saguenay-Lac-Saint-Jean, Mauricie, Centre-du-Québec and Bas-Saint-Laurent. Our brokers are available by phone (1-866-357-4451), email (info@assur360.ca) and online to assist you in your choice of motorcycle insurance.

Frequently Asked Questions — Kawasaki Motorcycle Insurance

What is the average price of Kawasaki insurance in Quebec in 2026?
Between $750 and $2,900 per year. A Ninja 400 costs $750 to $1,150. A Z900 or Ninja 650 is priced at $950 to $1,900. The ZX-10R goes up to $1,900 to $2,900 depending on age and record.
Is the Ninja 400 insurable for an 18 year old beginner?
Yes, very easily. With its 399cc, light weight and ABS, it is the beginner’s reference accepted by all motorcycle insurers in Quebec. Premium $750 to $1,100 for a new Class 6A licence.
Is the Ninja ZX-10R insurable at 22?
Rarely with the major direct insurers (minimum 25 years requirement). A specialized broker like Assur360 has access to programs with Promutuel, April Marine or specialized insurers that can accept it with MotoMentor courses, anti-theft and increased premiums.
Are Akrapovič and Yoshimura modifications covered?
Yes via accessory endorsement. An Akrapovič exhaust, an Öhlins suspension or a Power Commander ECU must be declared. Adding the endorsement costs $80 to $250/year depending on the declared value.
Is there a discount for ABS and Kawasaki traction control?
Indirectly, yes. The ZX-10R with KIBS (ABS Cornering), KTRC (traction control) and Launch Control are valued in the risk assessment. Count on 3 to 8% on certain programs. The ABS direct rebate disappears because ABS has been mandatory on all new motorcycles since 2024.
Can I insure a Kawasaki Vulcan cruiser like a Harley?
Yes, the Vulcan S and Vulcan 900 are in the cruiser category with equivalent premiums ($950 to $1,650). The Vulcan 1700 Voyager and Vaquero touring are treated as Harley Road Kings with bonuses $1,400 to $2,100.
How long does it take to get a Kawasaki quote from Assur360?
Less than 3 minutes online. Our brokers compare 9+ insurers (Intact, Promutuel, Dalbar, April Marine, Northbridge, etc.) and contact you within a day with the best offers for your Kawasaki.
Are Kawasaki Ninja H2 supercharged insurable in Quebec?
Yes, but with restrictions. Minimum age 30 years old with most insurers, mandatory GPS lock, secure parking, advanced course sometimes requested. Premium $3,500 to $5,500/year. Our specialized brokers have access to these rare programs.

Compare other motorcycle brands insured by Assur360

Why trust Assur360?

✓AMF certified firm
✓ChAD Member
✓100,000+ submissions processed
✓9+ motorcycle insurers compared
✓Independent broker
✓100% Quebec service

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Insure your Kawasaki at the best price in Quebec

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