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2026 INDIAN MOTORCYCLE INSURANCE

Indian Quebec Motorcycle Insurance — Compare 9+ U.S. Cruiser Insurers

Scout, Chief, Chieftain, Roadmaster, Springfield Dark Horse, FTR 1200 — Harley’s historic competitor is back in force in Quebec with a cruiser and bagger range that requires specialized coverage.

Compare 9+ Free Quotes
$1,550
Average Indian QC Premium
9+
Insurers Compared
3 min
Online submission deadline
15+ years
Motorcycle expertise

Are you looking for Indian motorcycle insurance at the best price in Quebec? Assur360 compares more than 9 insurers specializing in American premium cruiser & bagger motorcycles and saves you up to 30% on your premium. Quote in 3 minutes, independent broker, 100% Quebec service.

Discover the brand in video

The Indian world in a few minutes

Video by Salon du 2 Roues · YouTube

Insurance prices per model Indian in Quebec

Estimated annual Indian Primemodel
Scout / Scout Bobber / Sixty$1,000 – $1,500
FTR 1200 / FTR Rally / FTR S$1,250 – $1,850
Chief / Chief Dark Horse$1,300 – $1,950
Springfield / Springfield Dark Horse$1,450 – $2,150
Chieftain / Roadmaster / Pursuit$1,650 – $2,700

Indicative rates for a 30-45 year old driver, 5+ years of motorcycle experience, clean record, comprehensive coverage (B1) with $500-1000 deductible. Your actual premium depends on your profile, zip code, history and reported changes.

Insurance Features for Indian

Residual value more stable than Harley

Lower volumes = slower depreciation. A 3-year-old Chieftain often keeps 80% of its value, which favours the 24-month replacement cost endorsement and reduces the loss in the event of total theft.

Scout and Sixty very popular among beginners

The Scout Sixty (999cc) is the most accessible premium cruiser. Beginners accepted more easily than on equivalent Harley Sportster, premium $1,000 to $1,500.

Roadmaster & Pursuit touring integrated GPS

The high-end touring models have GPS + audio + PowerBand communication. Value $35,000+ requires replacement cost coverage and audio/communication accessories endorsement.

Smaller Indian network in QC

Fewer dealerships than Harley (Indian Montreal, Indian Quebec). Parts may take longer — loss of use coverage (replacement vehicle) useful for touring.

Recommended Coverages for Your Indian

Civil liability (mandatory)

Minimum $1 million, recommended $2 million. Covers damage caused to others in the event of an at-fault accident.

Collision (B2)

Covers damage to your motorcycle in the event of a collision, whether you are at fault or not. Typical deductible $500-1000.

All risks (B1)

Collision + theft + fire + vandalism + hail + broken glass. Essential on new and premium models.

Accessories and equipment

Exhaust, fairings, suitcases, GPS, helmet, jacket. The base is capped at $1,500 — an endorsement required beyond that.

Replacement cost 24 months

Refund at the new price within the first 24 months of purchase — essential on new models.

Towing and assistance

Breakdowns, flat tires, accidents on the road — towing to a garage or home, often included for up to 100 km.

How to get your Indian quote in 3 minutes

1

Indicate your Indian model and profile

Exact model, year, mileage, postal code, Class 6A license year, accident history and added accessories.

2

Our brokers compare 9+ insurers

Intact, Promutuel, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical — we solicit specialized motorcycle programs.

3

Receive 3 to 5 offers within a day

By email or phone. You choose the best offer based on price, coverage, and endorsements.

4

Insurance effective immediately

Payment, proof of insurance issued within 24 hours, SAAQ registration, you go driving with your Indian.

💡 Advice from a specialist motorcycle broker

Before you buy your Indian insurance, compare at least 3 quotes. The spread between insurers can exceed $800/year for exactly the same coverage. Our brokers negotiate discounts for GPS trackers, MotoMentor courses, locks and multi-contracts (car + motorcycle + home) to optimize your total premium.

Assur360: your motorcycle broker throughout Quebec

Assur360 serves Indian motorcyclists in all regions of Quebec: Montreal, Laval, Longueuil, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, as well as all cities in Montérégie, Laurentides, Lanaudière, Estrie, Capitale-Nationale, Saguenay-Lac-Saint-Jean, Mauricie, Centre-du-Québec and Bas-Saint-Laurent. Our brokers are available by phone (1-866-357-4451), email (info@assur360.ca) and online to assist you in your choice of motorcycle insurance.

Frequently Asked Questions — Indian Motorcycle Insurance

What is the average price of Indian insurance in Quebec in 2026?
Between $1,000 and $2,700 per year. A Scout or Sixty costs $1,000 to $1,500. An FTR 1200 or Chief is at $1,250 to $1,950. A Chieftain or Roadmaster goes up to $1,650 to $2,700 depending on age and record.
Indian vs Harley-Davidson: Which One Costs Less to Insure?
Indian is often 5 to 15% cheaper to insure for the same displacement. The reasons for this are slightly lower theft rates (lower volumes) and more stable depreciation. A Scout Sixty costs less than an equivalent Sportster S.
Is the FTR 1200 flat tracker rated as a sports or cruiser?
Mixed. Several insurers classify it as a naked/roadster (such as MT-10 or Monster), which gives a premium of $1,250 to $1,850. Some insurers treat her as a sportswoman with age restrictions. A broker makes the difference.
Do I have to declare my Indian Motorcycle accessories?
Yes, you have to. A Stage 1 exhaust, leather saddlebags, a Roadmaster windshield, a PowerBand audio kit represent $2,500 to $6,000 worth of accessories. The endorsement costs $100 to $300/year depending on the value.
Do Indian touring cars have an integrated anti-theft system?
Recent models (2022+) integrate an engine immobilizer system and Ride Command geolocation. This gives a 5 to 10% discount. An additional third-party GPS tracker may add an additional discount with some insurers.
Can I insure an Indian Chief 2015 or older?
Yes. All Indian models since the 2011 revival (Chief Vintage, Chief Classic, Dark Horse, Roadmaster 2015+) are insurable. Declared value according to Argus or recent purchase invoice. Possibility of an agreed value addendum for collector’s models.
What franchise do you recommend for a Chieftain Roadmaster?
On a $38,000+ Roadmaster, $1,000 deductible offers the best compromise. On Scout Sixty, $500 is usual. On FTR 1200, $500 to $1,000 depending on the age of the vehicle.
How long does an Indian quote take at Assur360?
Less than 3 minutes online. Model, year, accessories, license and record. Our brokers compare 9+ insurers including American cruiser specialists. Free, no obligation.

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Why trust Assur360?

✓AMF certified firm
✓ Member of the Insurance Chamber
✓100,000+ submissions processed
✓9+ motorcycle insurers compared
✓Independent broker
✓100% Quebec service

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Insure your Indian at the best price in Quebec

9+ insurers compared, specialized motorcycle broker. Submission in 3 minutes. No commitment.

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