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2026 DUCATI MOTORCYCLE INSURANCE

Ducati Motorcycle Insurance Quebec — Compare 9+ Sports Insurers

Panigale V4, Monster, Multistrada V4, Streetfighter V4, Diavel, Scrambler — the Italian motorcycle with character combines extreme performance with high value that demands a sporty specialist broker.

Compare 9+ Free Quotes
$2,150
Average premium Ducati QC
9+
Insurers Compared
3 min
Online submission deadline
15+ years
Motorcycle expertise

Are you looking for Ducati motorcycle insurance at the best price in Quebec? Assur360 compares more than 9 insurers specialising in Italian premium sports & naked motorcycles for you and saves you up to 30% on your premium. Quote in 3 minutes, independent broker, 100% Quebec service.

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The world of Ducati in a few minutes

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Insurance prices per Ducati model in Quebec

Ducati ModelEstimated Annual Premium
Scrambler Icon / Nightshift$1,350 – $1,950
Monster 937 / SP$1,550 – $2,350
Multistrada V2 / V4 Rally$1,700 – $2,650
Streetfighter V4 / V4 S$2,400 – $3,400
Panigale V2 / V4 / V4 R$2,800 – $4,200

Indicative rates for a 30-45 year old driver, 5+ years of motorcycle experience, clean record, comprehensive coverage (B1) with $500-1000 deductible. Your actual premium depends on your profile, zip code, history and reported changes.

Insurance features for Ducati

High premiums on V4 sports cars

The Panigale V4 and Streetfighter V4 are in the “supersport” category with bonuses 2 to 3× higher than an urban motorcycle. A specialized broker knows how to negotiate with insurers who still accept these cylinders.

Expensive carbon parts and fairings

A Panigale fairing or OEM carbon can cost up to $4,000 to $7,000 to repair. Mechanical breakdown and accessories endorsement recommended, especially on Tricolor or SP models.

Experience and Licensing Requirements

Several insurers refuse V4 sports cars to drivers under 25 years old or less than 3 years of motorcycle license. Our brokers have access to specialized programs (Dalbar, Promutuel, April Marine).

Ducati Performance & Akrapovič

Ducati Performance kits, Akrapovič titanium exhausts ($2,500+) and racing ECUs must be included in the accessory endorsement — otherwise theft or damage will result in a partial refund.

Recommended covers for your Ducati

Civil liability (mandatory)

Minimum $1 million, recommended $2 million. Covers damage caused to others in the event of an at-fault accident.

Collision (B2)

Covers damage to your motorcycle in the event of a collision, whether you are at fault or not. Typical deductible $500-1000.

All risks (B1)

Collision + theft + fire + vandalism + hail + broken glass. Essential on new and premium models.

Accessories and equipment

Exhaust, fairings, suitcases, GPS, helmet, jacket. The base is capped at $1,500 — an endorsement required beyond that.

Replacement cost 24 months

Refund at the new price within the first 24 months of purchase — essential on new models.

Towing and assistance

Breakdowns, flat tires, accidents on the road — towing to a garage or home, often included for up to 100 km.

How to get your Ducati quote in 3 minutes

1

Enter your Ducati model and profile

Exact model, year, mileage, postal code, Class 6A license year, accident history and added accessories.

2

Our brokers compare 9+ insurers

Intact, Promutuel, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical — we solicit specialized motorcycle programs.

3

Receive 3 to 5 offers within a day

By email or phone. You choose the best offer based on price, coverage, and endorsements.

4

Insurance effective immediately

Payment, proof of insurance issued within 24 hours, SAAQ registration, you go riding with your Ducati.

💡 Advice from a specialist motorcycle broker

Before purchasing your Ducati insurance, compare at least 3 quotes. The spread between insurers can exceed $800/year for exactly the same coverage. Our brokers negotiate discounts for GPS trackers, MotoMentor courses, locks and multi-contracts (car + motorcycle + home) to optimize your total premium.

Assur360: your motorcycle broker throughout Quebec

Assur360 serves Ducati motorcyclists in all regions of Quebec: Montreal, Laval, Longueuil, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, as well as all cities in Montérégie, Laurentides, Lanaudière, Estrie, Capitale-Nationale, Saguenay-Lac-Saint-Jean, Mauricie, Centre-du-Québec and Bas-Saint-Laurent. Our brokers are available by phone (1-866-357-4451), email (info@assur360.ca) and online to assist you in your choice of motorcycle insurance.

Frequently asked questions — Ducati motorcycle insurance

What is the average price of Ducati insurance in Quebec in 2026?
Between $1,350 and $4,200 per year. A Scrambler or Monster 937 hovers around $1,400 to $2,200. A Multistrada V4 is priced at $1,800 to $2,700. The Panigale and Streetfighter V4 often exceed $2,800 and can reach $4,200 for a young driver.
Why does insuring a Panigale V4 cost so much?
Four factors: (1) power above 200 hp classified as supersport, (2) high accident rate, (3) carbon/electronic repair cost, (4) high residual value attracting flight. The specialized broker makes the difference by finding the insurer that accepts your profile.
Can I insure my Ducati as a young rider under 25?
Yes, but it’s limited. On Panigale or Streetfighter V4, several insurers impose a minimum age of 25 years and 3 years of motorcycle experience. On Scrambler, Monster 937 or Multistrada V2, access is easier. Contact us to evaluate your options.
Do I have to declare my Akrapovič and ECU racing modifications?
Imperatively. A complete Akrapovič exhaust ($2,500-4,500), a Ducati Performance ECU or a Termignoni kit must be declared. Without an endorsement, the insurer will refuse reimbursement in the event of theft or total loss, or will only compensate the original part.
What is the recommended deductible for a sporty Ducati?
On Panigale or Streetfighter, a deductible of $1,000 to $1,500 balances premium and risk. On Monster or Scrambler, $500 is usual. Avoid deductibles under $500 that blow up the premium without significant gain.
Are Ducatis difficult to insure in Quebec?
Yes on recent V4s. Several direct insurers refuse or overload these cylinders. An independent broker like Assur360 has access to specialized programs at Promutuel, April Marine, Intact and specialized insurers that accept Ducati sports bikes.
Do ABS and Ducati traction control reduce the premium?
Very little directly, but the Ducati Safety Pack (ABS Cornering, multi-level traction control, wheelie control) is valued in the risk assessment. Count on a 3 to 8% discount on certain programs.
How long does a Ducati quote take at Assur360?
Less than 3 minutes online. You indicate model, year, year of motorcycle license, file and accessories. Our Ducati-friendly brokers compare 9+ insurers and call you back within a day with the best deals.

Compare other motorcycle brands insured by Assur360

Why trust Assur360?

✓AMF certified firm
✓ChAD Member
✓100,000+ submissions processed
✓9+ motorcycle insurers compared
✓Independent broker
✓100% Quebec service

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Insure your Ducati at the best price in Quebec

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