Do you drive a Lucid in Quebec? Whether it’s a Lucid Air (Pure, Touring, Grand Touring or Sapphire) or a Lucid Gravity SUV, Assur360 — an AMF-certified firm and ChAD member — compares more than 9 insurers to find the best price for your vehicle. Lucid is among the most expensive vehicles to insure in Quebec ($2,800 to $5,500/year) due to the high value ($120,000 to $250,000), the scarcity of parts and the lack of certified body shops in Quebec. Our free 3-minute comparison can save over $1,000 per year.
IN BRIEF
Lucid Air Car Insurance (Pure, Touring, Grand Touring, Sapphire)
Lucid Air = premium electric sedan with record range (830 km). High premiums ($1,800-3,500/year) due to value ($90,000-250,000) and aluminum repair costs.
Battery coverage: 8-year / 160,000 km warranty included, but insurance must specifically cover the high-voltage battery (replacement $30,000+). Domestic charging stations included.
LUCID CAR INSURANCE 2026
Compare 9+ insurers for your Lucid in 3 minutes
Lucid Air Pure, Touring, Grand Touring, Sapphire and Lucid Gravity — we’ll find the best price for your luxury EV, no matter what your record is.
Compare 30+ Free QuotesWhy insure your Lucid with Assur360?
Lucid Motors is an American manufacturer of luxury electric sedans and SUVs based in California. The Lucid Air Grand Touring holds the EPA range record (830+ km / 516 mi) and its Sapphire version develops 1,234 horsepower. Very rare in Quebec, Lucid does not yet have a local official dealer and no certified body shop in the province. The result: very high insurance premiums and selective insurers. Assur360 knows the companies that accept and price correctly.
EPA-record range
830+ km for Lucid Air Grand Touring. Recognized high value, but upwardly adjusted insurance premium. We negotiate the best terms.
Rare luxury vehicle
Value $120,000 to $250,000. Standard insurers often refuse — Assur360 directs you to companies specializing in high-end vehicles.
Bodyshops absent in QC
No Lucid certified center in Quebec. Require long-distance towing and replacement vehicle 30+ days in your policy.
Popular Lucid Models to Insure in Quebec
Lucid Air Pure
Lucid entry-level electric sedan. Premium $2,800 – $4,200/year. Range 660 km, rear-wheel drive.
Lucid Air Touring
AWD comfort version. Premium $3,000 – $4,500/year. Range 685 km, 620 hp.
Lucid Air Grand Touring
Record range 830 km. Premium $3,400 – $5,000/year. 819 hp, 4-season luxury.
Lucid Air Sapphire
Performance version 1,234 hp, 3 engines. Premium $4,500 – $6,500/year. 0-100 in 1.9s, rare $250,000+.
Lucid Gravity
Electric 3-row SUV (2025+). Estimated premium $3,200 – $4,800/year. Range 720 km, 7 passengers.
Lucid Air Dream Edition
Very rare 2022 launch edition. Premium $3,800 – $5,500/year. 1,111 hp, collection.
How to get your Lucid auto quote in 3 steps
Fill out the online form
Year, model, mileage, postal code, driving record. 3 minutes flat.
Our brokers compare 9+ insurers
Belairdirect, Intact, Economical, La Capitale, Promutuel, SSQ, Wawanesa and more.
Receive your best offers by email
Talk to a broker, ask your questions, choose the winning bid.
Subscription and delivery of the certificate
Electronic signature, immediate online certificate — no travel.
Require an “out-of-province shipping” clause
No Lucid certified body shops in Quebec. In the event of an accident, your vehicle will likely be shipped to Ontario, California, or Buffalo for repairs. Require in your policy: unlimited long-distance towing, 45-60 day replacement vehicle, return transportation costs. This clause adds $150 to $400/year but avoids thousands of dollars in expenses in the event of a claim.
Lucid Average Insurance Rates in Quebec 2026
| Lucid Model | Age 25-45 (good record) | Age 20-24 | Back with dots |
|---|---|---|---|
| 2023 Lucid Air Pure $ | 2,800 – $4,000 | $3,900 – $5,500 | $4,400 – $6,200 |
| 2024 Lucid Air Touring | $3,000 – $4,300 | $4,200 – $5,900 | $4,700 – $6,600 |
| 2024 Lucid Air Grand Touring | $3,400 – $4,800 | $4,700 – $6,500 | $5,200 – $7,300 |
| 2024 Lucid Air Sapphire | $4,500 – $6,200 | $6,200 – $8,500 | $6,800 – $9,500 |
| Lucid Gravity 2025 | $3,200 – $4,600 | $4,500 – $6,200 | $5,000 – $7,000 |
| Lucid Air Dream Edition | $3,800 – $5,300 | $5,200 – $7,000 | $5,900 – $8,000 |
*Indicative rates 2026. Get your exact price in 3 minutes.
Rare theft but total impact — protect your Lucid
Lucids are rarely stolen in Quebec (vehicle too rare, resale market non-existent), but in the event of total theft not recovered, the insured value can exceed $200,000. Ask for a purchase value (replacement cost 36 months), a $1,000 theft deductible ≤ a certified GPS tracker, and check your policy’s theft coverage limits (some limit to $150,000 — insufficient for a Sapphire).
How to save on your Lucid insurance
Lucids are $120,000+ luxury vehicles, they exceed all the thresholds of the provincial Roulez Vert program — no provincial rebate on purchase. The federal iZEV credit no longer applies ($55,000 threshold). Rather, the savings come from: electric vehicle rebate with the insurer (5-10%), multi-product (car + luxury home), approved GPS tracker, closed garage parking, annual payment, optimized deductible ($1,000 collision recommended), bundling with other high-end vehicles in your household. A $2-5 million personal umbrella policy is often more advantageous than increasing auto liability alone.
Recommended Coverages for Your Lucid
For a Lucid, we recommend a third party liability of $3 to $5 million (generally high wealth), comprehensive protection (B1), purchase value 36 months or agreed value (for Sapphire and Dream Edition), unlimited long-distance towing, equivalent replacement vehicle or luxury category for 45-60 days, explicit high-voltage battery coverage ($30,000+ to be replaced), Home charging station protection, collision deductible $1,000, theft deductible $500 with GPS. Consider a personal umbrella policy for liability over $5 million.
Lucid insurance available anywhere in Quebec
Assur360 insures Lucid owners in Montreal, Quebec City, Laval, Sherbrooke, Gatineau, Trois-Rivières, Saguenay, Thetford Mines, Drummondville, Saint-Jérôme and everywhere else in Quebec. No matter where you’re in, our 9+ partner insurers offer comprehensive coverage for your Lucid.
Related articles
Quebec Car Insurance
All the protections for your vehicle explained simply.
Substandard car insurance
Bad case? Guaranteed solutions at Assur360.
Tesla Car Insurance
Model S, Model 3, Model X, Model Y — compare prices.
Car Insurance Broker
Why an independent broker makes all the difference for a luxury EV.
Frequently Asked Questions — Lucid Car Insurance
Why trust Assur360?
FREE QUOTE
Insure your Lucid with the best price in Quebec
9+ insurers compared. Submission in 3 minutes. No commitment. Call 1-866-357-4451.
Get my quote in 3 min Call a broker