Do you drive a Rivian in Quebec? Whether it’s an electric R1T pickup, an R1S 7-passenger SUV or an EDV (Electric Delivery Van) utility vehicle, Assur360 — an AMF-certified firm and ChAD member — compares more than 9 insurers to find the best price for your vehicle. Rivians are among the most expensive vehicles to insure in Quebec ($2,500 to $4,800/year) due to the scarcity of parts and the few certified body shops. Our free 3-minute comparison can save up to $900 per year on the same coverage.
EN BREF
Assurance auto Rivian (R1T, R1S)
Rivian R1T (camionnette électrique) et R1S (VUS) ont des primes élevées (2 200-3 800 $/an) — coûts de réparation batterie et capteurs autonomes très importants.
Spécificités VE : exigence borne domestique conforme (CSA), couverture spécifique batterie, et atelier certifié Rivian (encore rare au Québec — Montréal seulement).
RIVIAN CAR INSURANCE 2026
Compare 9+ insurers for your Rivian in 3 minutes
R1T, R1S, EDV, Adventure, and Launch Edition — we’ll find the best price for your electric Rivian, no matter what your record is.
Compare 30+ Free QuotesWhy insure your Rivian with Assur360?
Rivian, the U.S. manufacturer of premium electric vehicles, recently arrived in Canada. The R1T and R1S offer a range of 400-660 km and impressive off-road capabilities, but their high replacement cost ($80,000 to $130,000), the scarcity of parts and the very limited number of Rivian certified body shops in Quebec drive up the insurance premium. Comparing 9+ insurers is a must—some companies refuse outright, others rate appropriately.
Premium EV Specialists
Our brokers know the specifics of Rivian: battery cost, Rivian Adventure Network charging, parts to order from Normal, IL.
Certified rare bodyshops
Very few Rivian certified body shops in Quebec. We refer your file to the insurers that cover the shipment to a certified center.
Amazon EDV Fleet
For EDV (Electric Delivery Van) fleets used in commercial delivery, adapted commercial fleet insurance .
Popular Rivian Models to Insure in Quebec
Rivian R1T
Premium electric pickup with 4 motors. Average premium $2,500 – $4,200/year. Towing capacity 5,000 kg, payload 800 kg.
Rivian R1S
Electric 7-passenger SUV. Premium $2,700 – $4,500/year. Top-of-the-range version with a range of up to 660 km.
Rivian EDV
Electric delivery van (Amazon). Commercial premium $3,500 – $6,000/year. Fleet and commercial use.
R1T Adventure
Exploration version of the R1T. Premium $2,700 – $4,400/year. Off-road capabilities, front trunk (frunk), optional tonneau tent.
R1S Launch Edition
Limited Launch Edition R1S. Premium $2,900 – $4,800/year. High value, unique pieces, adjusted premium.
R1T/R1S Max Pack
Long range battery (660 km R1S). Premium $3,000 – $4,800/year. Battery cost replacement $30,000+.
How to get your Rivian auto quote in 3 steps
Fill out the online form
Year, model, mileage, postal code, driving record. 3 minutes flat.
Our brokers compare 9+ insurers
Belairdirect, Intact, Economical, La Capitale, Promutuel, SSQ, Wawanesa and more.
Receive your best offers by email
Talk to a broker, ask your questions, choose the winning bid.
Subscription and delivery of the certificate
Electronic signature, immediate online certificate — no travel.
Install a GPS tracker as soon as it is delivered
The Rivian R1T and R1S are among the new vehicles most at risk of theft according to the Équité Association. An approved GPS tracker can reduce your theft deductible by 50% with many insurers and is sometimes required to obtain comprehensive coverage. Budget: $400 to $1,200 installed.
Average Rivian Insurance Rates in Quebec 2026
| Rivian Model | Age 25-45 (good record) | Age 20-24 | Back with dots |
|---|---|---|---|
| 2023 Rivian R1T | $2,500 – $3,800 | $3,500 – $5,200 | $3,900 – $5,900 |
| 2024 Rivian R1T | $2,700 – $4,100 | $3,700 – $5,500 | $4,100 – $6,200 |
| 2023 Rivian R1S | $2,700 – $4,200 | $3,800 – $5,700 | $4,300 – $6,400 |
| 2024 Rivian R1S | $2,900 – $4,500 | $4,100 – $6,000 | $4,600 – $6,800 |
| Rivian R1S Launch Edition | 3 $4,100 – $4,800 | $4,400 – $6,300 | $4,900 – $7,100 |
| Rivian EDV (Commercial) | $3,500 – $5,200 | $4,500 – $6,800Quote | (Commercial) |
*Indicative rates 2026. Get your exact price in 3 minutes.
Rivian Certified Collision Repair Shops — Limited Availability in Quebec
Rivian currently has only a few certified repair centers in Canada, primarily in Ontario and British Columbia. In the event of an accident in Quebec, your vehicle may have to be shipped out of province. Make sure your policy includes long-distance towing and extended replacement vehicle (30+ days). Assur360 verifies these clauses for each Rivian bid.
How to save on your Rivian insurance
Discounts applicable to Rivians: electric vehicle discount (5-12% with many insurers), multi-product car + home, approved GPS tracker, closed garage parking, low mileage. Also take advantage of the provincial Roulez Vert program — for Rivians above the $65,000 threshold, the rebate is limited to $4,000 (compared to $7,000 for more affordable EVs). The federal iZEV credit does not apply to Rivians (above the price threshold). For commercial EDVs, explore iVMGZE.
Recommended Coverages for Your Rivian
For a Rivian, we recommend a minimum of $2 million in liability (consider $3-5 million if you have high assets), comprehensive protection (B1) including theft and vandalism, replacement cost for any R1T/R1S less than 3 years old, replacement by equivalent vehicle (30 days minimum), long-distance towing (500 km+), high-voltage battery coverage and residential charging station protection. A $1,000 theft deductible is common — with a GPS tracker, you can negotiate $500.
Rivian insurance available anywhere in Quebec
Assur360 insures Rivian owners in Montreal, Quebec City, Laval, Sherbrooke, Gatineau, Trois-Rivières, Saguenay, Thetford Mines, Drummondville, Saint-Jérôme and everywhere else in Quebec. No matter where you’re in, our 9+ partner insurers offer comprehensive coverage for your Rivian.
Related articles
Quebec Car Insurance
All the protections for your vehicle explained simply.
Substandard car insurance
Bad case? Guaranteed solutions at Assur360.
Tesla Car Insurance
Model 3, Y, S, X — compare prices for your Tesla.
Car Insurance Broker
Why using an independent broker makes all the difference.
Frequently Asked Questions — Rivian Car Insurance
Why trust Assur360?
FREE QUOTE
Insure your Rivian with the best price in Quebec
9+ insurers compared. Submission in 3 minutes. No commitment. Call 1-866-357-4451.
Get my quote in 3 min Call a broker