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Insurance designed for your mechanical garage: a necessity to protect your business

Operating a mechanical garage means managing significant risks: customer vehicles, expensive equipment, technical errors, disputes, etc. Specialized insurance, offered by brokers, is essential to protect your shop and ensure the continuity of your operations. Easily get a personalized quote with our comparator.

Why a specific insurance for mechanical garages?

  • Damage to vehicles entrusted to you by your customers
  • Equipment protection: lifts, diagnostic tools, etc.
  • Civil liability in the event of error or accident
  • Risk of fire or theft in the workshop
  • Requirements of suppliers, insurers or business partners

Essential Warranties for a Mechanical Garage

Essential WarrantyDescription
Professional liabilityCovers damage to customers or their vehicles
Business Property InsuranceProtects the room, tools, parts in inventory
Vehicles entrustedCovers damage to vehicles while they are in your shop
Business interruptionCompensation in the event of a temporary closure following a disaster
Legal Fees and LitigationCoverage of legal fees in the event of a complaint or legal action

Why use an insurance comparison tool for mechanical garage?

  • Quick quotes from several specialized insurers
  • Significant savings on your annual premiums
  • Access to expert business insurance brokers
  • Simplicity: one form, several offers compared in one click

Which insurers cover mechanical garages?

InsurerOffer adapted to mechanical garagesEvaluation
Intact Insurance✅ Heavy-duty covers for garages and workshops⭐⭐⭐⭐☆
Aviva✅ Flexibility for small businesses⭐⭐⭐⭐☆
Promutuel✅ Good regional coverage⭐⭐⭐☆☆
The Unique✅ Covers property, liability and vehicles⭐⭐⭐⭐☆
Economical✅ Specialty Products for Garages⭐⭐⭐⭐☆

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Soumission entreprise (#3)
Mon assurance couvre-t-elle les véhicules que je répare ?

Yes, the “entrusted vehicles” guarantee is designed to protect the vehicles in your care against damage or theft.

Quels sont les risques les plus couverts par une assurance garage ?

Fire, theft, mechanical errors, equipment breakdown, customer complaints and business interruptions.

Est-ce obligatoire d’avoir une assurance spécifique pour un garage ?

Not mandatory by law, but strongly recommended and often required by business partners or suppliers.

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