
Why a specific insurance for mechanical garages?
- Damage to vehicles entrusted to you by your customers
- Equipment protection: lifts, diagnostic tools, etc.
- Civil liability in the event of error or accident
- Risk of fire or theft in the workshop
- Requirements of suppliers, insurers or business partners
Essential Warranties for a Mechanical Garage
| Essential Warranty | Description |
|---|---|
| Professional liability | Covers damage to customers or their vehicles |
| Business Property Insurance | Protects the room, tools, parts in inventory |
| Vehicles entrusted | Covers damage to vehicles while they are in your shop |
| Business interruption | Compensation in the event of a temporary closure following a disaster |
| Legal Fees and Litigation | Coverage of legal fees in the event of a complaint or legal action |
Why use an insurance comparison tool for mechanical garage?
- Quick quotes from several specialized insurers
- Significant savings on your annual premiums
- Access to expert business insurance brokers
- Simplicity: one form, several offers compared in one click
Which insurers cover mechanical garages?
| Insurer | Offer adapted to mechanical garages | Evaluation |
|---|---|---|
| Intact Insurance | ✅ Heavy-duty covers for garages and workshops | ⭐⭐⭐⭐☆ |
| Aviva | ✅ Flexibility for small businesses | ⭐⭐⭐⭐☆ |
| Promutuel | ✅ Good regional coverage | ⭐⭐⭐☆☆ |
| The Unique | ✅ Covers property, liability and vehicles | ⭐⭐⭐⭐☆ |
| Economical | ✅ Specialty Products for Garages | ⭐⭐⭐⭐☆ |
Request your free quote now
Mon assurance couvre-t-elle les véhicules que je répare ?
Yes, the “entrusted vehicles” guarantee is designed to protect the vehicles in your care against damage or theft.
Quels sont les risques les plus couverts par une assurance garage ?
Fire, theft, mechanical errors, equipment breakdown, customer complaints and business interruptions.
Est-ce obligatoire d’avoir une assurance spécifique pour un garage ?
Not mandatory by law, but strongly recommended and often required by business partners or suppliers.
