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Save on your boat insurance
- Free quotes from multiple insurers.
- Packages adapted to sailing in Florida, with USA extension.
- Fast pick-up and coverage in minutes.
- The expertise of partner brokers in international marine insurance.
Minimum Recommended Coverages for Boat Insurance in Florida
| Guarantee | Included in standard coverage |
|---|---|
| Theft or vandalism | ✅ |
| Accident or collision | ✅ |
| Damage to others (RC) | ✅ |
| Natural perils (wind, hail, fire, submersion) | ✅ |
| Other (towing, assistance, etc.) | ✅ according to the contract |
What Influences the Price of Your Florida Boat Insurance
- Type of watercraft : yacht, sailboat, catamaran, zodiac, personal watercraft.
- Geographical area : coastal or deep-sea navigation (Florida and Bahamas).
- Use : Recreational, Rental, Commercial or Transportation.
- Insured value : actual value or replacement cost.
- Length of stay in Florida : permanent or seasonal.
- Claim history and experience of the captain.
- Selected deductible and contractual exclusions.
How to choose the best boat or sailboat insurance for Florida?
Here are the key criteria to consider:
- Type of boat : Covers vary by model and use.
- Use : recreational or commercial navigation.
- Sailing time in Florida : one-time or extended coverage.
- Insured value : partial or full replacement cost coverage.
- Deductible and exclusions : read the limitations carefully.
- Nautical assistance included : towing, on-site repairs, repatriation.
- Insurer’s reputation : Opt for an insurer with experience in U.S. shipping areas.
Jean Boissonneault, partner at Assur360 Tek Inc., sums up the company’s mission well:
“Good boat insurance should never be a headache. It must be simple to understand, quick to obtain and above all adapted to the reality of each browser. »
Get your quote now
Mon assurance québécoise couvre-t-elle automatiquement la Floride?
Not always. You have to check if a “navigation in American waters” extension is included. Our brokers can make sure of this for you.
Quelles sont les exclusions typiques à surveiller?
Some policies exclude navigation during hurricane season, boat racing, or undeclared commercial use. Read your contract carefully.
