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2026 KTM MOTORCYCLE INSURANCE

KTM Quebec Motorcycle Insurance — Compare 9+ Naked & Adventure Insurers

Duke 390/790/890/1290 Super Duke R, RC 390, 890/1290 Adventure, EXC enduro – the Austrian orange brand “Ready to Race” is aimed at naked sports and off-road adventure enthusiasts with affordable, high-end engine sizes.

Compare 9+ Free Quotes
$1,300
Average bonus KTM QC
9+
Insurers Compared
3 min
Online submission deadline
15+ years
Motorcycle expertise

Are you looking for KTM motorcycle insurance at the best price in Quebec? Assur360 compares more than 9 insurers for you that specialise in naked, adventure & enduro motorcycles and saves you up to 30% on your premium. Quote in 3 minutes, independent broker, 100% Quebec service.

Discover the brand in video

The KTM world in minutes

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Insurance prices per KTM model in Quebec

Model KTM EstimatedAnnual Premium
Duke 125 / 250 / 390 / RC $390,750– $1,200
Duke 790 / 890 / 890 R$1,100 – $1,700
890 Adventure / 890 Adventure R$1,250 – $1,900
1290 Super Duke R / 1290 Super Duke GT$1,850 – $2,600
1290 Super Adventure S/R$1,600 – $2,400

Indicative rates for a 30-45 year old driver, 5+ years of motorcycle experience, clean record, comprehensive coverage (B1) with $500-1000 deductible. Your actual premium depends on your profile, zip code, history and reported changes.

Insurance features for KTM

Duke 390 best-selling in Quebec

KTM entry class, ideal beginner with 44 hp and less than 160 kg. Premium $750 to $1,200, accepted by all insurers. Credible alternative to the Yamaha MT-03 or Honda CB300R.

1290 Super Duke R “The Beast”

180 hp+, the most powerful naked on the market. Treated as sporty by most insurers. Age 25 years + 3 years of experience typically required. Premium $1,850 to $2,600.

EXC enduro road approved

The EXC 300/350/500 are road approved in Quebec but mainly used off-road. Limited coverage with some insurers — a specialized broker finds programs that accept enduro.

Adventure 1290 rival of GS

The 1290 Super Adventure S rivals BMW R1250GS with more power and less weight. Comparable premiums $1,600 to $2,400. Akrapovič, Rottweiler Performance and Rade Garage accessories to be declared.

Recommended Covers for Your KTM

Civil liability (mandatory)

Minimum $1 million, recommended $2 million. Covers damage caused to others in the event of an at-fault accident.

Collision (B2)

Covers damage to your motorcycle in the event of a collision, whether you are at fault or not. Typical deductible $500-1000.

All risks (B1)

Collision + theft + fire + vandalism + hail + broken glass. Essential on new and premium models.

Accessories and equipment

Exhaust, fairings, suitcases, GPS, helmet, jacket. The base is capped at $1,500 — an endorsement required beyond that.

Replacement cost 24 months

Refund at the new price within the first 24 months of purchase — essential on new models.

Towing and assistance

Breakdowns, flat tires, accidents on the road — towing to a garage or home, often included for up to 100 km.

How to get your KTM quote in 3 minutes

1

Enter your KTM model and profile

Exact model, year, mileage, postal code, Class 6A license year, accident history and added accessories.

2

Our brokers compare 9+ insurers

Intact, Promutuel, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical — we solicit specialized motorcycle programs.

3

Receive 3 to 5 offers within a day

By email or phone. You choose the best offer based on price, coverage, and endorsements.

4

Insurance effective immediately

Payment, proof of insurance issued within 24 hours, SAAQ registration, you go riding with your KTM.

💡 Advice from a specialist motorcycle broker

Before purchasing your KTM insurance, compare at least 3 quotes. The spread between insurers can exceed $800/year for exactly the same coverage. Our brokers negotiate discounts for GPS trackers, MotoMentor courses, locks and multi-contracts (car + motorcycle + home) to optimize your total premium.

Assur360: your motorcycle broker throughout Quebec

Assur360 serves KTM motorcyclists in all regions of Quebec: Montreal, Laval, Longueuil, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, as well as all cities in Montérégie, Laurentides, Lanaudière, Estrie, Capitale-Nationale, Saguenay-Lac-Saint-Jean, Mauricie, Centre-du-Québec and Bas-Saint-Laurent. Our brokers are available by phone (1-866-357-4451), email (info@assur360.ca) and online to assist you in your choice of motorcycle insurance.

Frequently asked questions — KTM motorcycle insurance

What is the average price of KTM insurance in Quebec in 2026?
Between $750 and $2,800 per year. A Duke 390 costs $750 to $1,200. A Duke 890 or 890 Adventure is $1,100 to $1,900. A 1290 Super Duke R or Super Adventure goes up to $1,600 to $2,800.
Is Duke 390 insurable at 18?
Yes, very easily. With 44 hp, ABS and light weight, it is accepted by all motorcycle insurers in Quebec for a new class 6A license. Premium $750 to $1,200 depending on the file.
Is the 1290 Super Duke R insurable at 22?
With difficulty with the large direct insurers (25 years + 3 years requirement). An Assur360 broker has access to specialized programs at Dalbar, April Marine or niche insurers who can accept him with MotoMentor courses and an increased premium of 15 to 30%.
Are KTM EXC enduro insurables in Quebec?
Yes, road-approved EXCs (green plate) are insurable in civil liability (mandatory for driving) and comprehensive coverage. Enduro cross-country competitions and closed tracks remain excluded – separate event insurance required.
Do I have to declare my Akrapovič and ECU racing modifications?
Imperatively. A complete Akrapovič Evolution exhaust ($3,500-5,000), a racing air filter, a Rottweiler ECU must be declared. Without an endorsement, the insurer reimburses the original part only. Addition $100 to $300/year depending on value.
Is the Duke 890 classified as sporty or naked?
Naked/roadster at most insurers. Premium $1,100 to $1,700, accepted from age 21 with a full 6A license. The 890 R version (more radical) can be classified as sporty by some insurers — compare quotes.
Do the 1290 Adventure have a built-in anti-theft system?
The 2021+ models incorporate MSC (Motorcycle Stability Control) and KTM MY RIDE. No built-in anti-theft GPS from the factory — a third-party tracker (Boomerang, Tag Tracking) adds a 5-12% discount and makes it easier to accept with some insurers.
How long does a KTM quote take at Assur360?
Less than 3 minutes online. Model, year, licence, record and accessories. Our brokers compare 9+ insurers including naked and adventure specialists. Free, no obligation.

Compare other motorcycle brands insured by Assur360

Why trust Assur360?

✓AMF certified firm
✓ Member of the Insurance Chamber
✓100,000+ submissions processed
✓9+ motorcycle insurers compared
✓Independent broker
✓100% Quebec service

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Insure your KTM at the best price in Quebec

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