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VESPA MOTORCYCLE INSURANCE 2026

Insurance Vespa & Piaggio Quebec — Compare 9+ Iconic Italian Scooter Insurers

Primavera 50, Primavera 150, Sprint 150, GTS 300 hpe, GTS 300 Super Tech, GTS 300 SuperSport, Elettrica 70 km/h, Sei Giorni II — founded in Pontedera in 1946, Vespa (Piaggio group) remains the most iconic Italian scooter in the world — classified as a 50 cc moped or class 6D scooter in Quebec, premiums among the most accessible on the 2-wheel market.

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$650
Average Vespa QC Premium
9+
Insurers Compared
3 min
Online submission deadline
15+ years
Motorcycle expertise

Are you looking for Vespa motorcycle insurance at the best price in Quebec? Assur360 compares more than 9 insurers specializing in urban and retro scooters and mopeds and saves you up to 30% on your premium. Quote in 3 minutes, independent broker, 100% Quebec service.

Discover the brand in video

The world of Vespa in a few minutes

Video by Moto Magazine · YouTube

Insurance prices per Vespa model in Quebec

Vespa modelEstimated annual bonus
Primavera 50 / Sprint $50$350 – $550
Elettrica (70 km/h electric)$400 – $650
Primavera 150 / Sprint $150,550 – $850
GTS 300 hpe / Super$750 – $1,100
GTS 300 Super Tech / SuperSport$850 – $1,250

Indicative rates for a 30-45 year old driver, 5+ years of motorcycle experience, clean record, comprehensive coverage (B1) with $500-1000 deductible. Your actual premium depends on your profile, zip code, history and reported changes.

Insurance features for Vespa

Primavera 50 cc — Class 6D licence

Moped ≤ 50 cc, class 6D accessible from 14 years old with driving school course — lowest premiums on the market 2 wheels $350 to $550/year. Frequent theft in the city: ART lock recommended.

GTS 300 — Class 6A Complete

Scooter ≥ 125 cc requires class 6A (motorcycle). 277 cc, 24 hp — accepted by all insurers as an urban touring scooter. Premium $750 to $1,250.

Vespa Elettrica 70 km/h

100% electric model, 50 cc equivalent. Class 6D license acceptable. Premiums $400 to $650, some insurers offer a 5-10% electric vehicle discount.

Theft and anti-theft coverage mandatory in the city

Vespa among the most stolen scooters in Montreal and Quebec City. All insurers require ART anti-theft (chain or U) declared, some require GPS tracker above $5,000 value. Private garage recommended.

Recommended Covers for Your Vespa

Civil liability (mandatory)

Minimum $1 million, recommended $2 million. Covers damage caused to others in the event of an at-fault accident.

Collision (B2)

Covers damage to your motorcycle in the event of a collision, whether you are at fault or not. Typical deductible $500-1000.

All risks (B1)

Collision + theft + fire + vandalism + hail + broken glass. Essential on new and premium models.

Accessories and equipment

Exhaust, fairings, suitcases, GPS, helmet, jacket. The base is capped at $1,500 — an endorsement required beyond that.

Replacement cost 24 months

Refund at the new price within the first 24 months of purchase — essential on new models.

Towing and assistance

Breakdowns, flat tires, accidents on the road — towing to a garage or home, often included for up to 100 km.

How to get your Vespa quote in 3 minutes

1

Enter your Vespa model and profile

Exact model, year, mileage, postal code, Class 6A license year, accident history and added accessories.

2

Our brokers compare 9+ insurers

Intact, Promutuel, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical — we solicit specialized motorcycle programs.

3

Receive 3 to 5 offers within a day

By email or phone. You choose the best offer based on price, coverage, and endorsements.

4

Insurance effective immediately

Payment, proof of insurance issued within 24 hours, SAAQ registration, you go driving with your Vespa.

💡 Advice from a specialist motorcycle broker

Before purchasing your Vespa insurance, compare at least 3 quotes. The spread between insurers can exceed $800/year for exactly the same coverage. Our brokers negotiate discounts for GPS trackers, MotoMentor courses, locks and multi-contracts (car + motorcycle + home) to optimize your total premium.

Assur360: your motorcycle broker throughout Quebec

Assur360 serves Vespa motorcyclists in all regions of Quebec: Montreal, Laval, Longueuil, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, as well as all cities in Montérégie, Laurentides, Lanaudière, Estrie, Capitale-Nationale, Saguenay-Lac-Saint-Jean, Mauricie, Centre-du-Québec and Bas-Saint-Laurent. Our brokers are available by phone (1-866-357-4451), email (info@assur360.ca) and online to assist you in your choice of motorcycle insurance.

Frequently asked questions — Vespa motorcycle insurance

What is the average price of Vespa insurance in Quebec in 2026?
Between $350 and $1,250 depending on the model. Primavera $50,350 to $550, Elettrica $400 to $650, Primavera $150,550 to $850, GTS 300 hpe $750 to $1,100, GTS 300 SuperSport $850 to $1,250.
What license do you need for a Vespa in Quebec?
Vespa 50 cc (Primavera 50, Sprint 50): class 6D from 14 years old after driving school lessons. Vespa 125+ cc (Primavera 150, GTS 300): standard motorcycle class 6A from 16 years old after SAAQ lessons and exams.
Why is Vespa so affordable to insure?
Modest displacement (50 to 300 cc), limited speed (50 km/h for the 50 cc, 130 km/h max for the GTS 300), mainly urban use. Low loss rate. Premiums $350 to $1,250, among the most affordable on the 2-wheeler market.
Is the Vespa often stolen in Montreal and Quebec?
Yes — Vespa is one of the most stolen scooters in urban areas. All insurers require ART anti-theft declared and many impose GPS tracker above $5,000 value. Private garage highly recommended to reduce premium.
Which franchise to choose for a Vespa GTS 300?
$500 deductible offers the best balance. Below $250 the premium becomes prohibitive, above $1,000 the cost of small claims exceeds the deductible. All perils with replacement cost 24 months recommended on new model.
Does the electric Vespa Elettrica have insurance discounts?
Yes with some insurers (5 to 10% electric vehicle discount). 100% electric, 50 cc equivalent, class 6D acceptable. Premiums $400 to $650/year. Our brokers identify insurers offering the EV motorcycle/scooter discount.
Is Vespa easy to insure for a new driver?
Yes — the Primavera 50, Elettrica and Sprint 50 are among the most easily insurable models in Quebec. Accepted from 14-16 years old with driving school lessons at premiums $350 to $650.
How long does a Vespa quote take at Assur360?
Less than 3 minutes online. Model, year, class 6A or 6D license, backrest and lock. Our specialized scooter brokers compare 9+ insurers and contact you within the day.

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Why trust Assur360?

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✓100,000+ submissions processed
✓9+ motorcycle insurers compared
✓Independent broker
✓100% Quebec service

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