2026 HONDA MOTORCYCLE INSURANCE

Honda Motorcycle Insurance Quebec — Compare 9+ Versatile Japanese Insurers

CBR1000RR-R Fireblade, CBR650R, CB650R, Africa Twin, NC750X, Rebel 1100, Gold Wing, Goldwing Tour, Forza, PCX — the Japanese brand from Tokyo covers the widest range on the market — sporty, naked, adventure, cruiser, touring, scooter — with legendary reliability that is reflected in some of the most accessible premiums.

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$1,350
Average Honda QC Premium
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Are you looking for Honda motorcycle insurance at the best price in Quebec? Assur360 compares more than 9 insurers specializing in sport, naked, adventure, cruiser & touring for you and saves you up to 30% on your premium. Quote in 3 minutes, independent broker, 100% Quebec service.

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Insurance prices per Honda model in Quebec

Honda Model EstimatedAnnual Bonus
CBR650R / CB650R$1,050 – $1,550
NC750X / NC750S$950 – $1,350
Africa Twin CRF1100L$1,200 – $1,750
Rebel 1100 / CMX1100$1,150 – $1,600
Gold Wing / Tour DCT$1,600 – $2,350
CBR1000RR-R Fireblade SP$2,400 – $3,500

Indicative rates for a 30-45 year old driver, 5+ years of motorcycle experience, clean record, comprehensive coverage (B1) with $500-1000 deductible. Your actual premium depends on your profile, zip code, history and reported changes.

Insurance features for Honda

Fireblade SP supersport homologated

1,000RR-R 217 hp — supersport classified. Strict restrictions: age 25+, 5 years of experience, advanced course, GPS tracker and anti-theft mandatory on most programs.

CBR650R accessible middleweight

Four-cylinder 95 hp — supersport accessible from 21 years old. Accepted by all insurers with MotoMentor. Premium $1,050 to $1,550.

Africa Twin champion adventure

1,100 cc twin-cylinder, optional DCT — dominant trail segment in Quebec. Standard all-risk cover with no offroad surcharge on mixed road use.

Gold Wing touring premium

1,833 cc six-cylinder, Apple CarPlay audio, active suspension. Accessory endorsements (Honda 60 L top-case, side bags, Garmin GPS) recommended above the base allowance.

Recommended Coverages for Your Honda

Civil liability (mandatory)

Minimum $1 million, recommended $2 million. Covers damage caused to others in the event of an at-fault accident.

Collision (B2)

Covers damage to your motorcycle in the event of a collision, whether you are at fault or not. Typical deductible $500-1000.

All risks (B1)

Collision + theft + fire + vandalism + hail + broken glass. Essential on new and premium models.

Accessories and equipment

Exhaust, fairings, suitcases, GPS, helmet, jacket. The base is capped at $1,500 — an endorsement required beyond that.

Replacement cost 24 months

Refund at the new price within the first 24 months of purchase — essential on new models.

Towing and assistance

Breakdowns, flat tires, accidents on the road — towing to a garage or home, often included for up to 100 km.

How to get your Honda quote in 3 minutes

1

Enter your Honda model and profile

Exact model, year, mileage, postal code, Class 6A license year, accident history and added accessories.

2

Our brokers compare 9+ insurers

Intact, Promutuel, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical — we solicit specialized motorcycle programs.

3

Receive 3 to 5 offers within a day

By email or phone. You choose the best offer based on price, coverage, and endorsements.

4

Insurance effective immediately

Payment, proof of insurance issued within 24 hours, SAAQ registration, you go riding with your Honda.

💡 Advice from a specialist motorcycle broker

Before purchasing your Honda insurance, compare at least 3 quotes. The spread between insurers can exceed $800/year for exactly the same coverage. Our brokers negotiate discounts for GPS trackers, MotoMentor courses, locks and multi-contracts (car + motorcycle + home) to optimize your total premium.

Assur360: your motorcycle broker throughout Quebec

Assur360 serves Honda motorcyclists in all regions of Quebec: Montreal, Laval, Longueuil, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, as well as all cities in Montérégie, Laurentides, Lanaudière, Estrie, Capitale-Nationale, Saguenay-Lac-Saint-Jean, Mauricie, Centre-du-Québec and Bas-Saint-Laurent. Our brokers are available by phone (1-866-357-4451), email (info@assur360.ca) and online to assist you in your choice of motorcycle insurance.

Frequently Asked Questions — Honda Motorcycle Insurance

What is the average price of Honda insurance in Quebec in 2026?
Between $950 and $3,500 depending on the model. An NC750X costs $950 to $1,350, a CBR650R $1,050 to $1,550, an Africa Twin $1,200 to $1,750, a Gold Wing $1,600 to $2,350 and a Fireblade SP CBR1000RR-R $2,400 to $3,500.
Why does Honda often offer the lowest premiums?
Legendary reliability, controlled repair costs, low claims rate outside the supersport range. All Quebec insurers have competitive Honda programs — the difference between quotes remains above $600/year, however, and the brokerage pays off.
Is the Honda CBR650R insurable at 21?
Yes. 95 hp four-cylinder, ABS, torque control — middleweight accepted from the age of 21 with MotoMentor by the majority of insurers. Premium $1,050 to $1,550 with 2-3 years of experience.
Is the Gold Wing considered touring or cruiser for insurance?
Touring — a premium segment with its own scales. The standard $1,000 and all-risk deductible is standard. Accessories (60 L top case, amplified audio, GPS) must be declared via $250 to $500/year endorsement.
Is the Africa Twin covered for off-road use?
Yes, for recreational use and adventure tourism. Comprehensive coverage includes unpaved forest tracks and roads. Enduro competitions, rally raids and organised events remain excluded – separate event insurance required.
Is Honda easy to get insured for a new rider?
Yes — the NC750X, CB500F, CB650R and Rebel 500 are among the most easily insurable models in Quebec. Accepted from 18-21 years old with driving school and MotoMentor courses at premiums $700 to $1,200.
How much does it cost to insure a Honda CBR1000RR-R Fireblade SP in Quebec?
$2,400 to $3,500/year depending on profile. The SP version with Öhlins suspension, Brembo brakes and Bosch IMU electronics is classified as a supersport — accessible only with 5+ years of motorcycle experience, advanced course and U lock + GPS tracker.
How long does a Honda quote take at Assur360?
Less than 3 minutes online. Model, year, Class 6A license, backrest and accessories. Our brokers compare 9+ insurers and contact you within a day with the best offers.

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