Are amateur drivers on track days covered?

For the track's liability coverage, yes; for their personal vehicle, no — it is their responsibility (race car insurance is usually excluded).

Coverage for cancellation due to weather?

Specific option "weather contingency" to be added; not standard.

Is my competitive karting covered under the same policy?

It can be if the profile is similar; otherwise, it is distinct.

What is the liability coverage limit for an autodrome?

Minimum $10 million, often $25 million for large circuits with a large audience.

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Independent comparator — AMF partner firms

Autodrome and Race Track Insurance in Quebec

Q: Are my grandstands / bleachers insured for replacement value?

Yes, if declared at their replacement value. Include shelters and walkways.

Q: Are on-site medical services required?

Yes — it is required by the sanctions and by insurers. Often an ambulance and a doctor are mandatory.

For operators of autodromes, race tracks, oval tracks and powersports infrastructure in Quebec — RC, tracks, bleachers, events, drivers.

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Who is this insurance for?

Whether you are an operator, manager or owner, our specialized partner firms will help you choose the right coverage.

Oval Autodrome (NASCAR style)

Oval track for stock cars, sprint cars, modified. Audience in the stands, competition supervision.

Road course

Winding track for GT, single-seater and motorcycle races. Safety varies depending on the turn.

Drag strip

Quarter-mile in a straight line, dragsters and modified cars.

Driving centre / track days

Tracks rented to amateur drivers to drive their own cars. Separate profile from sanctioned competitions.

Outdoor competitive karting

Asphalt track for racing karting, amateur and junior leagues.

Rally / Off-Road (Rallycross)

Mixed surface, changing conditions, multi-discipline.

Why specialized coverage?

Operating liability

Off-track accidents affecting the public, failure of safety infrastructure, accident during an event.

Slopes and infrastructure

Asphalt, barriers, tire walls, control tower, signage, bleachers.

Event (competition)

Specific coverage for each sanctioned race — public, drivers, teams, media.

Business interruption

Major damaged infrastructure can cancel an entire season.

How does it work?

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Fill out the form

A few minutes to describe your business, operations, and locations.

Analysis by a partner firm

An insurance broker from an AMF-registered partner firm will review your file and shop for the best protection.

Receive a personalized quote

Detailed application with coverage, limits and premium applicable to your situation.

Enable coverage

Policy in force, certificate issued quickly, ready for your customers or partners.

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Good to know before your request

Keep sanctions from sanctioning companies (NASCAR Canada, ASN, NHRA), annual slide and wall inspections, and waiver compliance signed by all drivers. Document everything.

⚠️ The risk of operating without adequate coverage

An autodrome is a known assumed risk, but an infrastructure failure (broken barrier, insufficient tyre wall) that throws debris towards the public can generate a massive claim and close the track.

Get Your Quote

Fill out the form below. An insurance broker from a specialized partner firm will contact you with a suitable proposal.

Why use Assur360?

✓ Independent comparator

Assur360 is not a firm; we put you in touch with partner firms and brokers registered with AMF.

✓ AMF Partners

Partner firms are registered with the AMF and supervised by the Chamber of Insurance.

✓ Industry Specialists

Partner firms used to structuring policies for this type of activity.

✓ Free service

You don’t have to pay anything to get quotes and compare bids.

Coverage throughout Quebec

Our partner firms support organizations in Montreal, Quebec City, Laval, Gatineau, Sherbrooke, Trois-Rivières, Saguenay and Lévis, as well as throughout the province.

Frequently asked questions

Is the discharge of the risk assumed sufficient?

It reduces exposure but does not cover everything. For the public, it is ineffective — hence the importance of a high CI.

Are sanctioned competitions covered by the sanction (NASCAR, etc.)?

Partially — the sanction covers certain aspects; the autodrome has its own RC to maintain in parallel.

Are amateur track day riders covered?

For the RC of the track, yes; for their personal vehicle, no — it’s their responsibility (car insurance usually excluded).

Are my bleachers / grandstand insured?

Yes if declared at their replacement value. Include shelters and walkway.

Weather cancellation coverage?

Specific “weather contingency” option to add; non-standard.

Is my competitive karting in the same font?

Can be if similar profile; otherwise distinct.

Are on-site medical services required?

Yes — it is required by the sanctions and by the insurers. Often an ambulance and a doctor are mandatory.

What is the RC limit for an autodrome?

Minimum $10 million, often $25 million for major tours with large audiences.

Ready to protect your business?

Describe your project, receive a personalized quote — free of charge, no obligation.

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