Powersports Insurance
Circuits, clubs, races, events
One program for venue owners, event promoters , and race teams. Compare coverage via Assur360, an independent platform in conjunction with AMF-certified partner firms.
Request a free quote →Who is powersports insurance for?
The powersports insurance program in Quebec is aimed at three main categories of risks that traditional insurers often refuse. Here is in detail who it is intended for.
Site Owners
- Race Tracks
- Motocross ATV Parks
- Road route
- Oval tracks
- Drag Sites
- Go-kart tracks
- Off-piste sites
Promoters, clubs and associations
For your one-off or recurring special events: races, exhibitions, demonstrations, thrill shows.
→ Full list of eligible events below.
Teams and professionals
- Racing teams (stables)
- Professional Pilots
- Flight Schools
- Preparers and mechanics
- Event Organizers
Coverage included in the program
Depending on your risk profile, the program combines multiple benefits into a single policy, simplifying management and avoiding coverage gaps between separate insurers.
🏢 Buildings and equipment
Garages, paddocks, control towers, spectator infrastructure, rolling stock, tools.
🛣️ Tracks
Running surface, slides, bridges, signage, track lighting.
⚖️ Civil liability
Bodily injury and property damage caused to third parties: spectators, local residents, rented equipment.
🚑 Accident insurance
Compensation for injuries during an event, regardless of the fault.
🏎️ Responsibility of participants
Covers pilots for damage they cause to other participants or facilities.
👔 Directors and Officers (DO)
Protects the board of directors of a club or association from personal lawsuits.
🔧 Competition Vehicles
Direct damage to the vehicle (collision, fire, theft) — coverage rare on the standard market.
➕ And more
Event cancellation, transportation, equipment breakdown, medical expenses. Depending on the insurer and the contract.
Eligible activities, events and competitions
The program covers more than 50 disciplines and motorized event formats. Here is a non-exhaustive overview of the activities for which we can obtain a quote.
Motor racing
- Auto slalom / Autocross / IceX
- Off-road, rally or racing clubs
- Ice racing
- Demolition Derby
- Drag
- Lapping / Time Attack / Solo / Drift
- Rally (including rallycross)
- Successful driving school
Motorcycles, ATVs, Snowmobiles
- Motorcycle racing in all classes
- Snowmobile racing
- Mountain bike races
- Freestyle Motorcycle
- Motorcycle Events Activities
Shows and unusual events
- Go-kart
- Monster Truck
- Tractor and truck shooting
- Lawn mower racing
- Thrill shows
- Car Shows
How to apply in 4 steps
Fill out the online form
Describe your activity, the venue or event, the expected revenue, and the number of attendees expected.
A broker contacts you
A broker from an AMF-certified partner firm will take charge of your file within 24 business hours.
You compare quotes
The broker shops with insurers specializing in powersports and presents you with the best options.
Subscription and certificate
Once you’ve chosen your policy, you’ll receive your certificate of insurance — often required to rent a circuit or hold an event.
Practical advice before requesting a quote
💡 Have this information ready to speed up processing
- Exact dates and duration of the event (or annual operation for a site)
- Number of participants and spectators expected
- Disciplines practiced and level of risk (amateur vs pro)
- Gross revenue planned or realized last year
- Claims history for the last 5 years (if applicable)
- Site maps, photos of the circuit or race regulations
Available throughout Quebec
The powersports insurance program is offered through our partner firms throughout Quebec, including in the regions of Montreal, Quebec City, Laval, Trois-Rivières, Sherbrooke, Saguenay, Gatineau and Drummondville. Brokers are familiar with the specifics of each regional market and the requirements of municipalities for hosting motorized events.
⚠️ Things to remember before hosting an event
Most municipalities, circuit owners and sports federations require a valid certificate of insurance before renting a venue or issuing an event permit. Allow 5 to 15 business days to get the contract — don’t do it at the last minute.
Examples of scenarios covered
| Scenario | Profile concerned | Main warranty |
|---|---|---|
| A spectator is injured by debris | Eventpromoter | Civil liability |
| A pilot destroys a slide on the circuit | Driver / team | Responsibility of participants |
| Main garage fire in the off-season | Site owner | Buildings and equipment |
| Stealing a Competition Vehicle at an Event | Racing Team | Competition Vehicle |
| Lawsuit against the board of directors of a club for a contested decision | Association / club | Directors and officers |
| Pilot injured during training session | Flightschool | Accident insurance |
Why use Assur360?
All brokers in the network are members in good standing of the Chambre de l’assurance and of a firm registered with the AMF.
Assur360 is not an insurer or a firm: we put you in touch with brokers specializing in motorsports.
Traditional insurers often refuse this type of risk. Our brokers have access to MGAs and dedicated programs.
A platform used every month by individuals and businesses throughout Quebec.
Frequently asked questions
What exactly does my tour or site need to be insured for?
How much does insurance cost for a one-time event?
Are drivers automatically covered?
Are the spectators covered?
Which activities are automatically excluded?
Can I insure only one event?
Is my competition vehicle covered by my regular car insurance?
How long does it take to subscribe to a full program?
Ready to get a quote?
Describe your project: site, event or team. A broker from an AMF-certified partner firm will respond to you within 24 business hours.