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Independent comparator — AMF partner firms

Karting track insurance in Quebec

For operators of indoor or outdoor karting tracks, kart rental and amateur leagues in Quebec — RC, fleet, equipment, events.

Adapted RC
to your business
AMF firms
certified partners Quebec
Free of charge
Comparison and Submission
Quick Quote
Personalized response

Who is this insurance for?

Whether you are an operator, manager or owner, our specialized partner firms will help you choose the right coverage.

Electric indoor go-kart

Electric go-karts in the arena. Low noise, low emissions, but expensive equipment to new.

Petrol outdoor go-kart

Outdoor asphalt track, more powerful karts, helmets and suits mandatory.

Family centre / rental

Karts louvre-âge, free sessions for individuals and families. High volume, continuous supervision.

Flight school / training

Course for aspiring pilots, professional RC required for teaching.

Dealership Karting

A car/motorcycle dealership that operates a promotional lead. Specific commercial coverage.

Leagues, competitions and events

Regular or mass races, RC larger events, risky drivers.

Why specialized coverage?

RC

Operating liability

Pilot-pilot collision, runway excursion, injury to a mechanic or spectator.

FL

Kart fleet

Every kart is an expensive asset; Theft, fire, vandalism and mechanical breakdown coverage.

IP

Runway and building

Tire walls, barriers, corners—regularly damaged by exits. Fixed property coverage.

AC

Participant Accident

Supplemental coverage for common minor injuries (whiplash, bruises).

How does it work?

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1

Fill out the form

A few minutes to describe your business, operations, and locations.

2

Analysis by a partner firm

An insurance broker from an AMF-registered partner firm will review your file and shop for the best protection.

3

Receive a personalized quote

Detailed application with coverage, limits and premium applicable to your situation.

4

Enable coverage

Policy in force, certificate issued quickly, ready for your customers or partners.

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Good to know before your request

A waiver signed by each rider, systematic supervision before the first session, and clear age limits are essential. These practices reduce the frequency and severity of claims.

⚠️ The risk of operating without adequate coverage

Karting is an activity with assumed risk, but a liability that is too low can be catastrophic: a serious accident (cervical injury, fracture) often leads to major recourse despite the discharge.

Get Your Quote

Fill out the form below. An insurance broker from a specialized partner firm will contact you with a suitable proposal.

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Why use Assur360?

✓ Independent comparator

Assur360 is not a firm; we put you in touch with partner firms and brokers registered with AMF.

✓ AMF Partners

Partner firms are registered with the AMF and supervised by the Chamber of Insurance.

✓ Industry Specialists

Partner firms used to structuring policies for this type of activity.

✓ Free service

You don’t have to pay anything to get quotes and compare bids.

Coverage throughout Quebec

Our partner firms support organizations in Montreal, Quebec City, Laval, Gatineau, Sherbrooke, Trois-Rivières, Saguenay and Lévis, as well as throughout the province.

Frequently asked questions

Does the disclaimer eliminate my liability?
No, never entirely. It reduces the risk of lawsuits but does not cover operating negligence.
Are rented karts covered as content or as a fleet?
Often as a separate fleet, to be inventoried (make, model, value), with theft and mechanical breakdown coverage.
Does the outdoor track pay more than the indoor one?
Not always, but the weather, top speed and driver profile influence the premium.
Are underage drivers covered?
Yes, as long as you follow your minimum age policy and have signed parental consent.
Does a racing league change my font?
Yes, to be declared. An organized competition has a different profile from a recreational activity.
Coverage for helmets and wetsuits provided?
Yes in equipment; The replacement value at new is recommended.
My centre is seasonal – can I pay in season?
The premium can be adjusted according to the actual months of operation; to discuss with your broker.
What is the RC limit for a typical track?
$5 million is a comfortable minimum; $10 million for high-traffic or competition centres.

Ready to protect your business?

Describe your project, receive a personalized quote — free of charge, no obligation.

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