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CFMOTO MOTORCYCLE INSURANCE 2026

CFMoto Quebec Motorcycle Insurance — Compare 9+ Rising Chinese Brand Insurers

450 SR, 450 NK, 700 CL-X Heritage, 700 CL-X Sport, 800 NK, 800 MT Touring, 1000 MT Explore, Papio CL — founded in Hangzhou in 1989, CFMoto has established itself as the most competitive Chinese manufacturer — industrial partner of KTM (CFMoto-KTM JV), established Canadian distribution, high quality and very accessible premiums.

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$950
Average premium CFMoto QC
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Are you looking for CFMoto motorcycle insurance at the best price in Quebec? Assur360 compares more than 9 insurers specializing in naked, sports & accessible adventure for you and saves you up to 30% on your premium. Quote in 3 minutes, independent broker, 100% Quebec service.

Discover the brand in video

The CFMoto world in minutes

Video by Rodsters TV · YouTube

Insurance prices per CFMoto model in Quebec

Model CFMotoEstimated annual bonus
Papio CL / Papio Racer (125 cc)$450 – $700
450 SR / 450 NK$750 – $1,100
700 CL-X Heritage / Sport$850 – $1,250
800 NK / 800 MT Touring$950 – $1,400
1000 MT Explore (V-twin LC8)$1,100 – $1,600

Indicative rates for a 30-45 year old driver, 5+ years of motorcycle experience, clean record, comprehensive coverage (B1) with $500-1000 deductible. Your actual premium depends on your profile, zip code, history and reported changes.

Insurance features for CFMoto

CFMoto-KTM AG Industry Partnership

Official joint venture with Pierer Mobility (KTM/Husqvarna) — shared LC8 engines on 800-1,000 cc models, real quality rising since 2018. Not the same brand as the low-end Chinese copies.

450 SR sporty accessible

Twin-cylinder 449 cc, 50 hp, Bosch ABS — entry-level supersport accepted as standard middleweight. Premium $750 to $1,100. Economical alternative to Yamaha YZF-R3 and Kawasaki Ninja 400.

800 MT Touring value for money

800 cc, 95 hp, KTM 790 Adventure Split-Platform — touring-ready middleweight adventure equipped at a new price 30% lower. Premium $950 to $1,400.

2-3 year factory warranty + network support

CFMoto Canada offers 2-3 years of factory warranty depending on model, growing dealer network in all regions of Quebec. Repair costs controlled thanks to the relative mechanical simplicity.

Recommended Coverages for Your CFMoto

Civil liability (mandatory)

Minimum $1 million, recommended $2 million. Covers damage caused to others in the event of an at-fault accident.

Collision (B2)

Covers damage to your motorcycle in the event of a collision, whether you are at fault or not. Typical deductible $500-1000.

All risks (B1)

Collision + theft + fire + vandalism + hail + broken glass. Essential on new and premium models.

Accessories and equipment

Exhaust, fairings, suitcases, GPS, helmet, jacket. The base is capped at $1,500 — an endorsement required beyond that.

Replacement cost 24 months

Refund at the new price within the first 24 months of purchase — essential on new models.

Towing and assistance

Breakdowns, flat tires, accidents on the road — towing to a garage or home, often included for up to 100 km.

How to get your CFMoto quote in 3 minutes

1

Indicate your CFMoto model and profile

Exact model, year, mileage, postal code, Class 6A license year, accident history and added accessories.

2

Our brokers compare 9+ insurers

Intact, Promutuel, Dalbar, April Marine, Northbridge, Aviva, Wawanesa, RSA, Economical — we solicit specialized motorcycle programs.

3

Receive 3 to 5 offers within a day

By email or phone. You choose the best offer based on price, coverage, and endorsements.

4

Insurance effective immediately

Payment, proof of insurance issued within 24 hours, SAAQ registration, you go driving with your CFMoto.

💡 Advice from a specialist motorcycle broker

Before purchasing your CFMoto insurance, compare at least 3 quotes. The spread between insurers can exceed $800/year for exactly the same coverage. Our brokers negotiate discounts for GPS trackers, MotoMentor courses, locks and multi-contracts (car + motorcycle + home) to optimize your total premium.

Assur360: your motorcycle broker throughout Quebec

Assur360 serves CFMoto motorcyclists in all regions of Quebec: Montreal, Laval, Longueuil, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, as well as all cities in Montérégie, Laurentides, Lanaudière, Estrie, Capitale-Nationale, Saguenay-Lac-Saint-Jean, Mauricie, Centre-du-Québec and Bas-Saint-Laurent. Our brokers are available by phone (1-866-357-4451), email (info@assur360.ca) and online to assist you in your choice of motorcycle insurance.

Frequently asked questions — CFMoto motorcycle insurance

What is the average price of CFMoto insurance in Quebec in 2026?
Between $450 and $1,600 depending on the model. Papio $125,450 to $700, 450 SR/NK $750 to $1,100, 700 CL-X $850 to $1,250, 800 NK/MT $950 to $1,400, 1000 MT Explore $1,100 to $1,600.
Is CFMoto easy to get insured in Quebec?
Yes — the brand is now well known to insurers thanks to its KTM-Husqvarna partnership and its Canadian distribution that has been growing since 2018. All major insurers accept CFMoto with competitive premiums, often $100-200 cheaper than a Japanese equivalent.
Why is CFMoto insurance cheaper than Honda or Yamaha?
New price 25-35% lower, therefore lower insured value. Moderate displacements and power on the majority of models. Comparable loss rate since 2020, repair costs controlled with the KTM industrial partnership.
Is CFMoto 450 SR insurable at 21?
Yes — twin-cylinder 449 cc, 50 hp, Bosch ABS — middleweight accepted from the age of 21 with MotoMentor by all Quebec insurers. Premium $750 to $1,100.
Does the CFMoto 800 MT Touring really share parts with KTM?
Yes — official joint venture CFMoto-KTM AG (Pierer Mobility). The LC8c twin-cylinder 799 cc engine is shared with the KTM 790 Duke / 790 Adventure. Independent Bosch tubular chassis and electronics. Partially compatible parts, 2-3 year factory warranty.
Is the Chinese brand CFMoto reliable according to insurers?
Yes since 2020 — loss rate comparable to mid-range Japanese brands. Independent reports from Moto Magazine, Motostation and YouTube tests confirm the growing reliability. No additional premium linked to the country of origin.
Is the 1000 MT Explore classified as adventure or hyper-trail?
Adventure middleweight/large — V-twin LC8 998 cc, 105 hp, upright trail position. Accepted by all adventure insurers, premium $1,100 to $1,600. Direct competition from Suzuki V-Strom 1050 and Honda NC1000X.
How long does a CFMoto quote take at Assur360?
Less than 3 minutes online. Model, year, licence, record and accessories. Our brokers compare 9+ insurers and contact you within a day.

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Why trust Assur360?

✓AMF certified firm
✓ChAD Member
✓100,000+ submissions processed
✓9+ motorcycle insurers compared
✓Independent broker
✓100% Quebec service

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Insure your CFMoto at the best price in Quebec

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