Mobile Welder Insurance Quebec 2026

MOBILE WELDER

Insurance for mobile welders in Quebec

On-site welding, industrial repair, manufacturing: your high-risk job requires specific liability for hot work, equipment coverage and workshop vehicle.

Get my free quote1-866-357-4451

Starting at $1,500

Annual premium

$2M to $5M

Usual RC

Hot

Covered

AMF

Certified brokers

The mobile welder has a high-risk job: hot work on the customer’s site, handling flammable gases, sparks that can set fire to a structure or equipment. Standard commercial policies almost always exclude hot work. A welder without proper insurance can face hundreds of thousands of dollars in claims for a fire caused by a spark — not to mention legal fees.

Industrial intervention welder — RC Assur360

IN BRIEF

RC for mobile welder (mobile workshop)

Mobile welding presents major risks: fire on the customer site, structural damage, spatter injuries. Hot work sites often require a permit and a minimum liability of $2 to $5 million.

Compliance: CWB (Canadian Welding Bureau) certification, compliance with the National Fire Code, and mandatory post-site monitoring procedure (fire watch 30 to 60 min). Any non-compliance invalidates the coverage.

Guards for mobile welders

Hot-work liability

Explicit coverage for welding, flame cutting, grinding activities. Limit $2 million to $5 million.

Equipment

Welding machine, gas cylinders, flame cutting equipment, pneumatic tools, generator.

Workshop vehicle

Equipped truck, workshop trailer, crane truck — commercial vehicle coverage.

Materials in transit

Metal, electrodes, gases transported between sites.

Pollution

Light contamination by fumes, degreasing agents, residues.

Errors & Omissions

Non-compliant weld that gives way, wrong choice of filler metal, sizing error.

💡 Broker’s advice

Before each hot job, obtain a hot work permit signed by the customer, remove any combustible material within a 10 m radius, check the availability of a fire extinguisher, and conduct a 30 to 60-minute fire round after the work is completed. A fire without compliance with these procedures can be ruled out even with the hot work endorsement.

Frequently Asked Questions

Why doesn’t a standard commercial policy cover weld?

Commercial policies explicitly exclude hot work outside the company’s premises : welding, flame cutting, brazing, grinding, anything that produces sparks. You need a specific endorsement or a specialized policy for mobile welders.

How much does mobile welder insurance cost in Quebec?

For a self-employed welder: between $1,500 and $3,500 per year for a CRA of $2 million + equipment. A company of 2 to 4 welders with a workshop vehicle and generator: $3,500 to $7,500.

My job site has a $5 million RCA requirement — is that possible?

Yes, via several Canadian markets and Lloyd’s. Industrial contractors (mines, paper mills, refineries) commonly ask for $5 million to $10 million. Allow 2 to 4 weeks of subscription for high limits with compliant attestation.

A spark sets fire to a warehouse — what is my responsibility?

Without a respected hot work permit, you are personally liable even if the company is incorporated. With a hot work endorsement and compliance with procedures, your RC takes care of the client’s compensation, firefighters, legal fees, up to the limits provided.

Are my oxygen and acetylene cylinders covered?

Yes, via equipment coverage. Caution when transporting : cylinders must be secured and ventilated in accordance with the Canadian Dangerous Materials Code. A claim involving improper stowage can be disputed.

I work alone — do I really need insurance?

Yes — absolutely. An uninsured self-employed welder who causes a $300,000 fire at a customer’s home will face a personal lawsuit that can result in bankruptcy and seizure of property. The cost of $1,500 per year is minimal compared to the risk.

Does work in confined spaces or at heights add to the cost?

Yes — work in confined spaces (tanks, silos) and at heights (greater than 6 m) is considered to be at increased risk. Declare them when you take out the policy. Some insurers exclude them; others apply an additional premium of 20 to 40%.

Do I need to be certified to get insurance?

No, not mandatory, but a CWB (Canadian Welding Bureau) certification or equivalent makes it easier to underwrite and can reduce the premium. For structural or regulated work, certification is often required by the client.

A client refuses to sign the hot work permit — what to do?

Refuse to start the work. Document this refusal by email. If you proceed without a permit and a loss occurs, your coverage may be denied and you will remain personally liable for the damages.

Mobile welders throughout Quebec

Assur360 supports businesses throughout Quebec: Montreal, Quebec City, Laval, Gatineau, Longueuil, Sherbrooke, Trois-Rivières and Saguenay. From the mining industry in Abitibi to the shipyards of the Bas-Saint-Laurent, from the refineries of Montreal East to the paper mills of the Mauricie region: our brokers place your risk with insurers specializing in hot work.

100% online quote, free of charge, with comparison of several Canadian insurers.