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Why is insurance suitable for a microbrewery crucial?
- Presence of tanks, flammable liquids and complex electrical systems
- Risk of contamination or product recall
- Reception of the public in the tasting room (falls, incidents)
- Costly machinery breakdowns impacting production
- Shipping of products and liability in the event of damage to the end customer
Recommended guarantees for a microbrewery
| Guarantee | Description |
|---|---|
| Civil liability | Covers incidents involving customers, partners or visitors. |
| Equipment breakdown | Protects vessels, cooling systems and brewing instruments. |
| Product Recall | Covers costs in the event of a recall from the market due to contamination. |
| Business interruption | Compensates for financial losses in the event of a temporary production stoppage. |
| Stock & Inventory Coverage | Insure raw materials, finished products and drums in warehouse. |
Why use an insurance comparison tool for a microbrewery?
The insurance comparison tool allows you to view in a few clicks the options best suited to your business model, according to your production volume, your facilities, or your distribution. You save time and get personalized and competitive coverage without paying for unnecessary coverage.
Insurers offering coverage for microbreweries
| Insurer | Evaluation | Strengths |
|---|---|---|
| Intact Insurance | ⭐⭐⭐⭐☆ | Excellent protection of industrial equipment and buildings. |
| Aviva | ⭐⭐⭐⭐☆ | Covers the liability related to on-site tastings. |
| The Unique | ⭐⭐⭐⭐☆ | Products adapted to agri-food companies and industrial risks. |
| Beneva | ⭐⭐⭐☆☆ | Good value for money for brewing SMEs. |
| Promutuel | ⭐⭐⭐☆☆ | Personalized approach for local producers and artisans. |
Get a free quote for your microbrewery
Insure your recipes, your customers and your equipment! Fill out a free online quote or use our comparison tool designed for craft beer producers. It’s simple, fast and free of charge.
Does my insurance cover a contaminated beer recall?
Yes, if you have the “product recall” guarantee, it covers the costs related to this type of incident.
Que couvre l’assurance si un client tombe en dégustant une bière?
Civil liability covers bodily injury caused to third parties in your establishment.
Can I insure the stock of beer stored in another building?
Yes, with an extension of inventory coverage, including secondary storage locations.
