Language School Insurance: Get a quick quote in less than 3 minutes

Why take out specific insurance for a language school?

• Hosting international students : managing risks related to mobility and immigration requirements.
• Responsibility towards students : falls, accidents or incidents on the premises.
• Protection of premises and equipment : classrooms, computers, teaching materials.
• Supervision of contractual staff : teachers, assistants, volunteers.
• Legal risks : contractual disputes, administrative errors, reputational damage.

Essential guarantees to include in your insurance contract

Why compare insurance for language schools?

• Receive several adapted quotes in a few clicks
• Easily compare rates and coverage
• Get unbiased advice through partner brokers
• Save valuable time in the management of your establishment

Which insurers offer cover for language schools?

Une école de langues a-t-elle besoin d’une assurance spécifique ?

Yes. As an educational institution with students, liability and property insurance are essential.

IN BRIEF

Language school insurance

Language schools (French for immigrants, English for adults, immersion for children) need standard school coverage: premises, professional RC, audiovisual equipment, and teaching materials.

If accommodation for interns: add a residence guarantee for foreign students covering falls, theft and damage to host families. Often forgotten, a source of disputes.

Peut-on couvrir les étudiants étrangers ?

Yes, some policies include specific protections for international students.

L’assurance couvre-t-elle les cours offerts en ligne ?

Yes, subject to a cybersecurity or digital-related liability extension.

What are the main coverages in language school insurance insurance?

A typical language school insurance insurance policy in Quebec includes: general civil liability (damage to third parties), commercial property (building, equipment, stock), equipment breakdown, business interruption (income loss after a claim), and depending on the sector, professional liability or cyber-risks. Exact coverage varies by insurer and profile — your partner broker tailors the policy to your operations.

What exclusions should I check before signing?

The most common exclusions in business insurance: intentional acts, normal wear and tear, claims occurring before the policy period, certain catastrophic risks (flood, earthquake — often optional), mobile equipment off-site, and undeclared activities. Always read the exclusion clauses and declare all your operations to avoid claim denial.

Can I bundle my language school insurance insurance with auto or home?

Yes. Most of our AMF-certified partner brokerage firms offer multi-product bundling. Combining business insurance with auto or home can generate a discount of 10 to 15% on total premiums, plus simplified management (one point of contact, one renewal date). At Assur360, the quote systematically evaluates the bundled option.

How does professional liability (E&O) insurance work?

Professional liability (E&O) covers errors, omissions or negligence committed in the course of your profession, plus legal defence costs. It differs from general liability (which covers bodily or property damage to third parties). Depending on your sector, E&O can be strongly recommended or required by contract (e.g. by clients or professional associations).

How long does a language school insurance quote via Assur360 take?

The online form takes 3 minutes to fill out. You’ll then receive a call or email from an AMF-certified partner brokerage firm (member of the Chamber of Insurance) within 24 to 48 business hours with a personalized quote for your business. The quote is free and no obligation — you’re free to accept, decline, or negotiate.

Request your quick and free quote