Crop profitability calculator | Agricultural Producer Quebec 2026

Outil gratuit · Producteur agricole

Rentabilité de ma culture — Québec 2026

Saisissez votre culture, votre superficie et vos coûts. Obtenez la marge nette, le seuil de rentabilité et le prix de revient à la tonne.

1. Culture et production

2. Coûts variables ($/ha)

3. Coûts fixes ($/ha)

Résultats — saison complète

Production totale
Revenu brut
Coûts variables
Coûts fixes
Marge brute
Marge nette
Marge nette / ha
Prix de revient ($/t)
Seuil rendement (t/ha)
Protéger mon exploitation agricole →

Estimation. Les rendements et prix réels varient selon météo, région et marché. Données de référence : MAPAQ, CRAAQ, Financière agricole 2026.

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Simulation tool — does not replace a professional

This calculator provides an estimate based on provincial averages and the values you enter. It is not a substitute for the advice of an agronomist, farm management advisor, accountant or insurance broker. For important decisions (crop selection, financing, futures, insurance coverage), consult a qualified professional who knows your operation and your region.

How the calculator works

The simulator estimates your profitability per crop based on three blocks: (1) expected production (yield × area), (2) variable costs per hectare (seeds, fertilizers, pesticides, works), (3) fixed costs (land, insurance, admin fees). Select your crop to pre-populate the 2026 Quebec average values — then adjust each row to your operation.

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Gross vs. Net Margin

Gross margin covers your variable costs. The net margin covers everything (land, admin, insurance) — it’s what determines your real profit at the end of the season.

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Cost price per tonne

How much does each ton produced cost you. If the market price falls below this threshold, you lose money — an essential benchmark for your futures.

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Performance threshold

The minimum yield (t/ha) required at the current price to reach breakeven. Below this threshold, your harvest does not cover your costs — crop insurance becomes critical.

Baseline — Quebec 2026

CultureAvg. yield (t/ha)Market price ($/t)Average costs ($/ha)
Corn for grain10.52302,290
Soybeans3.25601,560
Winter wheat5.03001,595
Spring wheat3.83001 535
Oats3.52401,280
Barley4.52601,380
Dry hay7.02301,260
Canola2.66001,715

Sources: MAPAQ, CRAAQ, Financière agricole du Québec — 2026 provincial averages for information purposes.

💡 Broker’s advice

Hail, early frost or drought can wipe out a crop in 24 hours. If your net margin is less than 15% of gross income, crop insurance isn’t a luxury — it’s what saves your season.

Combined with building, machinery, liability and loss of income insurance, you protect your entire operation.

Factors that influence your profitability

🌦️ Weather and climate

Drought, flooding, late spring frost, early fall frost — actual yield can drop by 20-50% compared to forecast.

📈 Input prices

Fertilizers and fuels are volatile — can add $200-400/ha depending on the year. Check your supplier contracts.

💱 Market price

International prices fluctuate. Futures and ASRA help secure a floor income.

🚜 Cost of machinery

Depreciation, maintenance and fuel are a big factor. For small areas, a package rental may be more economical.

Frequently asked questions

Does the calculator take into account ASRA or other support programs?
No. To keep it simple and conservative, the simulator calculates profitability before ASRA, AgriStability or direct payments. If you qualify for support, your actual net margin will be higher.
Why are my fertilizer costs higher than the preset?
The default values are 2026 provincial averages. Prices for nitrogen, potassium, and phosphorus vary by region, supplier, and time of purchase. Adjust the “Fertilizer” line according to your actual bills.
The cost of the land — I own it, should I include it?
Yes. Even if you own the land, the land is an opportunity cost (what you would gain by renting it to a neighbour). Including ~$250-$450/ha gives a comparable net margin to a tenant.
What insurance protects my harvest?
Crop insurance covers yield losses caused by hail, frost, drought, high winds, disease. In Quebec, it is administered by the Financière agricole. Broader agricultural insurance adds protection for buildings, equipment, animals, liability and loss of income.
What net margin is considered healthy in field crops?
A net margin of 15-25% of gross revenue is considered healthy. Below 10%, your farm is very vulnerable to any fluctuation (weather, price). The simulator displays a verdict based on these thresholds.

Protect your harvest before it’s too late

Free quote for farm insurance — buildings, machinery, harvesting, liability, loss of income.

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