FREE QUOTE — 3 MINUTES
Online car insurance quote in Quebec
Compare up to 25 Quebec insurers in minutes and save up to 25% on your premium. AMF certified brokers, no obligation, 100% confidential.
Getting a car insurance quote online in Quebec has never been easier. At Assur360, a firm certified by the Autorité des marchés financiers (AMF), our independent brokers compare the offers of more than 25 Quebec insurers for you and present you, in complete transparency, with the best protection at the best price. Fill out the form below — it’s free, non-binding and confidential.
Request your quick and free car quote
Answer a few simple questions about your vehicle and driver profile. An Assur360 broker will get back to you with the best deals on the market — usually within 24 business hours.
Broker’s advice
Before bidding, have your FAST certificate (or current renewal notice), the vehicle’s registration document and the driver’s licenses of all the drivers in the household ready. You’ll get a firm price (not a rough estimate) in just a few minutes.
Why go through a broker for your car quote?
Contrairement à un agent captif lié à un seul assureur, un courtier en assurance auto indépendant magasine pour vous auprès de plusieurs compagnies. Résultat : même couverture, prix plus bas. Et si votre profil évolue (nouveau véhicule, déménagement, jeune conducteur), le courtier ajuste votre police sans vous faire repartir à zéro.
Actual Comparison
25+ Quebec insurers analyzed in parallel. Same protection, same deductible — you see the real price difference between the offers.
Up to 25% savings
Our clients save an average of $200 to $700 per year by switching insurers through Assur360. Multi-policies auto + home = additional discount.
AMF Human Counsel
An AMF-certified broker analyzes your profile and recommends the right coverages — not the ones that pay the most commission.
How to get your quote in 4 steps
Fill out the form (3 min)
Information about your vehicle, driver profile, desired coverage, and postcode. No financial information is requested.
A broker contacts you
Within 24 business hours, an AMF-certified broker will contact you to validate the details and optimize your file (applicable discounts, good deductibles, etc.).
You receive the best offers
Clear comparison: monthly price, deductible, limits, applicable discounts. You choose the offer that suits you — or nothing at all, without pressure.
Subscription & Immediate Proof
Electronic signature, monthly payment without fees, pink FAST card sent by email in less than an hour. You can hit the road the same day.
Approximate monthly premiums by city — Quebec 2026
Prices vary depending on your driving record, age, use, vehicle and neighbourhood. These are typical ranges seen from our customers in 2026 for an experienced driver with a clean record.
| RC City | Only | All | Risks Local Trend |
|---|---|---|---|
| Montreal | $60 to $95 | $130 to $210Heavy | traffic, higher flights depending on neighborhood |
| Laval | $55 to $90 | $120 to $195SUV | /pickup trucks: often higher premiums |
| Longueuil | $52 to $85 | $115 to $185Coupons | if garage/lock |
| Quebec City$ | 50 to $80 | $110 to $180Stable | segment, interesting telematics |
| Levis | $48 to $78 | $105 to $175Multi-policy | (car + home) paid |
| Gatineau | $52 to $88 | $115 to $190Interprovincial | traffic |
| Sherbrooke | $48 to $75 | $100 to $170Indoor | parking = best rate |
| Trois-Rivières | $47 to $73 | $98 to $165Stable | profiles well valued |
| Saguenay | $45 to $72 | $95 to $160Winter | marked: tires/habits influence |
Beware of false declarations
Omitting a claim, concealing a regular driver, or underreporting your mileage can void your policy. In the event of an accident, the insurer is entitled to refuse compensation. Be transparent with your broker — it’s your best protection.
What coverage should you choose for your car?
Au Québec, l’assurance responsabilité civile (RC) est obligatoire — minimum 50 000 $, mais nous recommandons fortement 1 M$ ou 2 M$. Les protections collision et tous risques (chapitres B2 et B1) sont facultatives, mais essentielles si votre véhicule vaut plus de 5 000 $ ou s’il est encore financé.
Chapter A — Civil liability
Required. Covers property damage and bodily injury you cause to others. Recommended: $1 million to $2 million.
Chapter B — Your Vehicle
Optional but recommended. Covers your own car: collision (B2), theft/fire/vandalism (B3) or all-risk (B1).
Useful amendments
Replacement cost (FAQ 43), replacement vehicle (FAQ 20a), roadside assistance, winter tyre replacement… to be evaluated with your broker.
How to lower the price of your car insurance?
Plusieurs leviers permettent de réduire votre prime sans sacrifier votre couverture. Un courtier Assur360 vous aide à les activer un à un :
- Rabais multi-polices : combiner auto + habitation = 10 à 15 % d’économies.
- Telematics (Ajusto, My Driving): up to 25% for safe driving.
- Approved anti-theft device (Tag, Sherlock): discount of up to 10% for targeted SUVs/pickup trucks.
- Higher deductible ($500 → $1,000): premium reduced by 10-15%.
- Annual payment instead of monthly: 2-5% savings.
- Reduced annual mileage (telecommuting): Honestly reporting 10,000 km can save $50 to $150/year.
- Recognized defensive driving course (especially young drivers).
- Clean record : 3 to 6 years without a claim = best FCSA score.
FREE QUOTE
Ready to save on your car insurance?
Get your personalized quote in minutes.
Start my quoteCar Quote Anywhere in Quebec
Our Assur360 brokers serve the entire territory of Quebec. Whether you live in Montreal, Quebec City, Laval, Gatineau, Longueuil, Sherbrooke, Trois-Rivières, Saguenay, Lévis, Terrebonne, Saint-Jean-sur-Richelieu, Thetford Mines or Drummondville, we shop for your policy with the insurers in your area — and we take into account local particularities (winter, traffic, flights, distances).
Car insurance broker
Find out how our AMF brokers can help you save on your car premium.
Quebec Car Insurance
Complete guide to the coverages, deductibles and discounts available in Quebec.
Home insurance
Combine home + auto and get a 10-15% multi-policy discount.
Home Quote
Compare your home premium online — 25+ insurers, 3 minutes.
Young driver insurance
Options and discounts for 16-25 year olds in Quebec.
Motorcycle Quote
Compare your motorcycle or scooter premium for the 2026 season.
Frequently Asked Questions — Online Car Quote
Why trust Assur360?
FREE QUOTE
Get your best car price today
25+ insurers compared, 3 minutes, no commitment.
My free quote 1-866-357-4451