Table of minimum guarantees required
| Guarantee | Inclusive? |
|---|---|
| ✅ Theft or vandalism | ✔️ |
| ✅ Accident or collision | ✔️ |
| ✅ Damage to others (RC) | ✔️ |
| ✅ Natural perils (wind, hail, fire) | ✔️ |
| ✅ Other (towing, assistance) | ✔️ |
What influences the price of your sailboat insurance in Montreal
- Type of boat : pleasure sailboat, yacht, zodiac or semi-rigid boat.
- Use : navigation in fresh water (river, lake) or at sea, recreational or commercial use.
- Insured value : Actual or replacement cost coverage.
- Deductibles and exclusions : Be sure to analyze the conditions that are not covered.
- Nautical assistance : services such as towing or breakdown at sea.
How to choose the best boat or sailboat insurance?
To choose the right sailboat insurance, take into account:
- The value and age of the sailboat
- Your sailing experience and the area of activity (Montreal, Quebec, international)
- Services included (breakdown assistance, repatriation, towing)
- The deductible applied and the exclusions of coverage
Our broker partners are here to find tailor-made insurance that perfectly meets your needs.
What Jean Boissonneault, partner at Assur360 Tek inc., has to say
“Good boat insurance should never be a headache. It must be simple to understand, quick to obtain and above all adapted to the reality of each browser. »
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Is sailboat insurance mandatory in Montreal?
No, but it is strongly recommended to cover damage and your civil liability.
What risks does sailboat insurance cover?
It typically covers theft, collisions, weather damage, and third-party damage.
What is the average price of sailboat insurance?
It depends on the value of your boat, its use and the sailing area. A free quote will give you an accurate estimate.