Table of minimum guarantees required
| Guarantee | Inclusive? |
|---|---|
| ✅ Theft or vandalism | ✔️ |
| ✅ Accident or collision | ✔️ |
| ✅ Damage to others (RC) | ✔️ |
| ✅ Natural perils (wind, hail, fire) | ✔️ |
| ✅ Other (towing, assistance) | ✔️ |
What influences the price of your boat insurance in Saguenay
There are several factors that determine the cost of your policy:
- Type of boat : yacht, sailboat, zodiac, personal watercraft, pleasure craft.
- Use : Freshwater (Saguenay Fjord) or sea navigation, recreational or commercial use.
- Insured value : Actual or replacement cost coverage.
- Deductible and exclusions : check the amounts you pay and the exclusions.
- Nautical assistance : towing, breakdown assistance, or repatriation in case of emergency.
Our broker partners help you find the best option for your needs.
How to choose the best boat or sailboat insurance?
To make the right choice, consider:
- The value and age of your boat
- The geographical area of navigation and the frequency of use
- Services included: assistance at sea, towing, breakdown assistance
- The deductible and exclusion conditions
Our partners analyse the offers of several insurers to find you the perfect cover.
According to Jean Boissonneault, partner at Assur360 Tek Inc.
“Good boat insurance should never be a headache. It must be simple to understand, quick to obtain and above all adapted to the reality of each browser. »
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Is boat insurance mandatory in Saguenay?
No, but it is strongly recommended to cover risks related to navigation and civil liability.
What does boat insurance cover?
It protects against theft, collisions, natural damage (wind, fire, hail) and damage to others.
How much does boat insurance cost in Saguenay?
The price varies according to the value of the boat, its use and the sailing area.