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Top 10 vehicles stolen in Quebec in 2026 (LAC ranking)

Each year , the Insurance Bureau of Canada (IBC) publishes the ranking of the 10 most stolen vehicles in Quebec. In 2026, Japanese SUVs dominate — the Toyota RAV4 remains #1, followed by the Honda CR-V, Toyota Highlander and Lexus RX. The cause: Smart Key systems vulnerable to relay attacks and high demand in export markets. Our AMF-certified Assur360 brokers decipher the 2026 ranking and propose effective prevention measures.

Top 10 Flights 2026

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#1 RAV4
Since 2022
+30 %
Flights since 2024
72 hrs
Container → Antwerp
60-80 %
Underground stat. discount

The top 10 stolen vehicles in Quebec in 2026

Very HighVery HighHighHighHighModerate
RankModelTypeRisk Factor
1Toyota RAV4 (2018-2024)Compact SUV— Smart Key Vulnerable
2Honda CR-V (2019-2024)Compact SUV— Export Africa
3Toyota Highlander (2020-2024)Midsize SUV— luxury export demand
4Lexus RX (2020-2024)Luxury SUV— UAE/AF Resale
5Honda Civic (2016-2021)compact sedan— resale parts
6Ford F-150 (2018-2024)Moderate Pickup Truck— Local Theft
7Jeep Grand Cherokee (2018-2024)SUV— resale parts
8Toyota Camry (2018-2023)Moderate Midsize Sedan— Resale Fleets
9Range Rover (2019-2024)Luxury SUVHigh in this segment
10Honda Accord (2018-2022)Moderate Sedan— parts

Source: Insurance Bureau of Canada (IBC), estimated ranking 2026.

Why these models?

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Vulnerable Smart Key

The fob key emits a short signal constantly. An inexpensive radio amplifier (“relay”) allows the vehicle to be opened and started without visible break-ins.

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Export demand

Toyota and Lexus are very popular in West Africa, the Emirates and Latin America. The resale price is sometimes higher than the new price in Quebec.

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Organized network

A vehicle stolen in Quebec can be in containers at the Port of Antwerp in less than 72 hours. Recovery after this period becomes almost impossible.

How to protect your vehicle in 4 steps

1

Faraday pouch for key fob

$10-30 on Amazon. Blocks the signal 24/7. Store the master key and secondary key in a separate pouch.

2

Ravelco or LoJack certified lock

Ravelco $400-800 (mechanical cut-off, very efficient). LoJack $500-900 (GPS tracker with police recovery service).

3

Sherlock or anti-catalytic converter marking

Sherlock $100-200 (anti-resale marking). Catalytic converter anti-theft cage $300-600 (mandatory on risky hybrid SUVs).

4

Add FPQ 5 on 0-5 year old vehicles

The FPQ 5 endorsement reimburses you for the replacement cost if your vehicle is lost (theft not recovered). $150-400/year — cost-effective if your model is on this list.

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The combo that discourages

A professional thief needs 60-90 seconds to leave with a RAV4 without protection. With Faraday + Ravelco + LoJack + underground parking, the time required increases to 15-30 minutes — too much for most opportunistic robberies.

Impact on your insurance premium in 2026

$$$$$$$
Prime modeltype 2025Prime type 2026*With Ravelco + Faraday lock
2022 Toyota RAV4$1,500$1,800-1,9501,650-$1,800
2023 Honda CR-V$1,4001,680-1,8201,550-$1,680
2023 Lexus RX$2,2002,640-2,8602,400-$2,600
2022 Toyota Highlander$1,9002,280-2,4702,100-$2,280

*Indicative rates 2026. Get your exact price in 3 minutes.

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New: Frequent rejection on RAV4 and Highlander

Since 2025, several insurers in Quebec have been refusing new contracts on RAV4 and Highlander without a certified lock. Our Assur360 brokers shop with the 8+ partner insurers — some remain more flexible depending on the profile and installation of the lock.

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Our brokers know which insurers still accept RAV4, CR-V, Highlander — free in 3 min.

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Our car range

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Car insurance

Compare 8+ insurers — we know which ones accept subprime models.

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Substandard car insurance

Refused elsewhere because of the theft? Our brokers have solutions.

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Home insurance

Auto + hab combo for multi-product discounts 10-15%.

Assur360 covers all of Quebec

Whether you are in Montreal, Quebec City, Laval, Gatineau, Sherbrooke, Trois-Rivières, Saguenay or Thetford Mines, our AMF-certified brokers compare car insurance and vehicle theft with several partner insurers in Quebec.

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Frequently Asked Questions About Vehicle Theft 2026

What vehicle is the most stolen in Quebec in 2026?
According to the Insurance Bureau of Canada (IBC), the Toyota RAV4 remains the most stolen vehicle in Quebec in 2026, followed by the Honda CR-V, Toyota Highlander and Lexus RX. Japanese SUVs dominate the ranking because of their “fob” key that is vulnerable to signal amplification.
Why are Toyota and Lexus SUVs stolen so much?
Two reasons: 1) the Smart Key system with signal amplification is easily hacked by relay attack, 2) high demand in export markets (West Africa, Emirates, Latin America). A RAV4 stolen in Quebec can be in containers to Antwerp in less than 72 hours.
Can a certified lock really prevent theft?
Certified Sherlock (marking), Autotag/OnStar (GPS tracking) or Ravelco (mechanical cut-off) locks significantly reduce the risk. A good lock costs $400-1,500 but gives 5-15% off the premium — paying for itself in 3-5 years, in addition to the real prevention.
How much does it cost to insure a vehicle with a high risk of theft in 2026?
On a newer RAV4 or Highlander, the premium can be 20-40% higher than an equivalent model that is less stolen. A certified lock can compensate for 5-15%. Our Assur360 brokers shop around for several insurers — some are more tolerant of risky models.
My car is stolen: what should I do in the first few hours?
1) Call the police (911) and make a report within 24 hours, 2) contact your Assur360 broker or the claims emergency service, 3) inform the SAAQ to prevent fraudulent resale, 4) activate your GPS tracker if you have one. Compensation typically takes 15-30 days.
Does FPQ 5 (replacement cost) cover theft?
Yes, if your stolen vehicle is lost within the meaning of the policy (unrecoverable after 30 days), the FPQ 5 endorsement reimburses you for the replacement cost rather than the depreciated value — often $5,000-15,000 difference on a 3-5 year old vehicle.
Are underground parking safer?
Yes, statistically. 68% of vehicle theft in Quebec occurs in a residential driveway or quiet suburban street. Underground parking with controlled access reduces the risk by 60-80%. Some insurers offer a 3-8% discount for overnight indoor parking.
How do I protect my fob key from the relay attack?
Solutions: Faraday pouch ($10-30) that blocks the signal, battery cut on the key (OEM option on recent Toyotas), parking away from exterior walls. Our brokers recommend the Faraday pouch + Ravelco lock combo for at-risk SUVs.

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