Each year , the Insurance Bureau of Canada (IBC) publishes the ranking of the 10 most stolen vehicles in Quebec. In 2026, Japanese SUVs dominate — the Toyota RAV4 remains #1, followed by the Honda CR-V, Toyota Highlander and Lexus RX. The cause: Smart Key systems vulnerable to relay attacks and high demand in export markets. Our AMF-certified Assur360 brokers decipher the 2026 ranking and propose effective prevention measures.
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My Car QuoteThe top 10 stolen vehicles in Quebec in 2026
| Rank | Model | Type | Risk Factor |
|---|---|---|---|
| 1 | Toyota RAV4 (2018-2024) | Very HighCompact SUV | — Smart Key Vulnerable |
| 2 | Honda CR-V (2019-2024) | Very HighCompact SUV | — Export Africa |
| 3 | Toyota Highlander (2020-2024) | HighMidsize SUV | — luxury export demand |
| 4 | Lexus RX (2020-2024) | HighLuxury SUV | — UAE/AF Resale |
| 5 | Honda Civic (2016-2021) | Highcompact sedan | — resale parts |
| 6 | Ford F-150 (2018-2024) | Moderate Pickup Truck | — Local Theft |
| 7 | Jeep Grand Cherokee (2018-2024) | ModerateSUV | — resale parts |
| 8 | Toyota Camry (2018-2023) | Moderate Midsize Sedan | — Resale Fleets |
| 9 | Range Rover (2019-2024) | Luxury SUV | High in this segment |
| 10 | Honda Accord (2018-2022) | Moderate Sedan | — parts |
Source: Insurance Bureau of Canada (IBC), estimated ranking 2026.
Why these models?
Vulnerable Smart Key
The fob key emits a short signal constantly. An inexpensive radio amplifier (“relay”) allows the vehicle to be opened and started without visible break-ins.
Export demand
Toyota and Lexus are very popular in West Africa, the Emirates and Latin America. The resale price is sometimes higher than the new price in Quebec.
Organized network
A vehicle stolen in Quebec can be in containers at the Port of Antwerp in less than 72 hours. Recovery after this period becomes almost impossible.
How to protect your vehicle in 4 steps
Faraday pouch for key fob
$10-30 on Amazon. Blocks the signal 24/7. Store the master key and secondary key in a separate pouch.
Ravelco or LoJack certified lock
Ravelco $400-800 (mechanical cut-off, very efficient). LoJack $500-900 (GPS tracker with police recovery service).
Sherlock or anti-catalytic converter marking
Sherlock $100-200 (anti-resale marking). Catalytic converter anti-theft cage $300-600 (mandatory on risky hybrid SUVs).
Add FPQ 5 on 0-5 year old vehicles
The FPQ 5 endorsement reimburses you for the replacement cost if your vehicle is lost (theft not recovered). $150-400/year — cost-effective if your model is on this list.
The combo that discourages
A professional thief needs 60-90 seconds to leave with a RAV4 without protection. With Faraday + Ravelco + LoJack + underground parking, the time required increases to 15-30 minutes — too much for most opportunistic robberies.
Impact on your insurance premium in 2026
| Prime model | type 2025 | Prime type 2026* | With Ravelco + Faraday lock |
|---|---|---|---|
| 2022 Toyota RAV4 | $1,500 | $1,800-1,950 | $1,650-$1,800 |
| 2023 Honda CR-V | $1,400 | $1,680-1,820 | $1,550-$1,680 |
| 2023 Lexus RX | $2,200 | $2,640-2,860 | $2,400-$2,600 |
| 2022 Toyota Highlander | $1,900 | $2,280-2,470 | $2,100-$2,280 |
*Indicative rates 2026. Get your exact price in 3 minutes.
New: Frequent rejection on RAV4 and Highlander
Since 2025, several insurers in Quebec have been refusing new contracts on RAV4 and Highlander without a certified lock. Our Assur360 brokers shop with the 8+ partner insurers — some remain more flexible depending on the profile and installation of the lock.
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Assur360 covers all of Quebec
Whether you are in Montreal, Quebec City, Laval, Gatineau, Sherbrooke, Trois-Rivières, Saguenay or Thetford Mines, our AMF-certified brokers compare car insurance and vehicle theft with several partner insurers in Quebec.
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