Nous utilisons des cookies pour mesurer l’audience et améliorer votre expérience. Vous pouvez accepter ou refuser. Consultez notre https://www.assur360.ca/en/privacy-policy-and-personal-information/.

April Marine Assurance: Online Quote

COMPLETE GUIDE 2026

April Marine Insurance in Quebec:
Reviews, Prices and Quote

Global Marine Insurance Specialist — comprehensive coverage for boats, sailboats, yachts, jet-skis and pleasure craft in Quebec and international navigation.

40+
Years of maritime expertise
A
Financial strength rating
9+
Insurers Compared
3 min
For a quote

April Marine is an insurer specialising exclusively in the maritime sector, a member of the April Group, a French multinational founded in 1988. Present in more than 40 countries, April Marine stands out for its cutting-edge expertise in the insurance of pleasure boats, sailboats, yachts and motorized boats. In Quebec, April Marine distributes its products through a network of independent brokers, allowing Quebec boaters to access specialized coverage adapted to navigation in Canadian and international waters.

Who is April Marine? Portrait of the insurer

April Marine is part of the April Group, a French wholesale broker that generates more than €700 million in annual premiums. The group’s marine division has established itself as a key player in marine insurance on a global scale, with an in-depth knowledge of the risks related to pleasure boating, sea racing and maritime transport. These are the pillars that define this unique insurer.

🚢

Global Marine Specialist

Unlike general insurers, April Marine is dedicated exclusively to the marine sector, offering a detailed understanding of the needs of boaters and boat owners.

🌍

April Group — French multinational

Founded in 1988 in Lyon, the April Group is listed on the stock exchange and operates in more than 40 countries. This financial strength is reassuring for Quebec policyholders.

🌎

International Shipping

April Marine covers shipping in the United States, the Caribbean and the Bahamas — a major asset for Quebec boaters travelling south.

🤝

Distribution by Brokers

April Marine works exclusively with independent insurance brokers, guaranteeing personalized advice and professional support during the underwriting.

April Marine Insurance Products

April Marine offers a complete range of protection for all types of boats. Whether you own a small day sailboat or a luxury yacht, the insurer offers solutions adapted to your sailing profile.

⛵ Sailboat insurance

Civil liability

Protection against damage caused to third parties during sailing, including collisions and damage to docks and marinas.

All risks navigation

Comprehensive coverage including theft, vandalism, storm damage, grounding and accidents while on the way.

Race and regatta

Special extension for yachts participating in races and regattas, covering the increased risks associated with competition.

🚤 Motor boat insurance

Yachting

Coverage suitable for motorized boats used for recreation on lakes, rivers and the St. Lawrence River.

Sport fishing

Protection including fishing equipment, outboard motors and transport trailer for fishing enthusiasts.

Water sports

Coverage for water ski and wakeboard boats, including towing equipment and sports accessories.

🛥️ Yacht and luxury boat insurance

Yacht

Premium coverage for yachts 35 feet and above, including agreed value, crew and offshore sailing.

Catamaran

Specialized protection for catamarans and multihulls, taking into account the high value and peculiarities of these boats.

Mega yacht

Tailor-made solutions for very large boats, including shipowner’s liability, professional crew and international stopovers.

🌊 Watercraft and jet ski insurance

Jet-ski

All-risk coverage for personal watercraft, including theft, vandalism, accidental damage and liability.

Personal motorized boat

Protection for small motorized boats like Sea-Doo and other propulsion watercraft, with trailer cover included.

April Marine Rates 2026

Marine insurance rates vary greatly depending on the type of vessel, its value, the area of navigation and the experience of the master. Here is an estimate of April Marine’s annual premiums for the Quebec market.

Type of boatEstimated annual premium
Motor boat (less than 25 feet)$300 – $800/year
Motor boat (25 – 35 feet)$800 – $2,000 / year
Sailboat$400 – $1,500 / year
Yacht (35 feet and above)$2,000 – $6,000+ / year
Motorbike / jet-ski$200 – $500/year
💡

Browsing in the U.S. — check your coverage

If you plan to sail to the United States, the Caribbean or the Bahamas, make sure your April Marine policy includes the international shipping area. This extension is a distinctive advantage of April Marine compared to general insurers, but it must be expressly stated in the contract. An Assur360 broker can check your coverage for free.

Essential Blankets for Your Boat

Beyond mandatory liability, April Marine offers several essential coverages that distinguish a comprehensive marine policy from basic coverage.

✅ Agreed Value

In the event of a total loss, April Marine pays you the amount agreed in the contract, without depreciation. The value is fixed at the time of subscription, eliminating unpleasant surprises.

✅ Marine Civil Liability

Protection against third-party claims in the event of collision, damage to docks, buoys or other watercraft. Limits of up to $2,000,000.

✅ Towing and Rescue

Coverage of the costs of towing at sea, salvage and refloating. Maritime rescue costs can run into the tens of thousands of dollars.

✅ Personal belongings on board

Coverage for personal property on the boat: navigation equipment, clothing, electronics, diving and fishing equipment.

How to get an April Marine quote

1

Describe your boat

Fill in the online form with the details of your boat: type, length, year, engine and desired sailing area.

2

Compare 9+ insurers

An Assur360 broker compares the offers of April Marine and more than 30 other insurers to identify the best coverage at the right price.

3

Receive your quote

Get your personalized quote quickly, with your broker’s recommendations for the most suitable coverage.

Get your boat quote in minutes

Compare April Marine with 9+ insurers and save on your marine premium.

Pros and Cons of April Marine

✅ Benefits

  • ✓ Marine Specialist — unmatched expertise in boat insurance
  • ✓ International Shipping (United States, Caribbean, Bahamas)
  • ✓ Agreed value policies — no depreciation
  • ✓ Towing and rescue coverage included
  • ✓ Personal belongings on board covered
  • ✓ Options for races and regattas
  • ✓ Financially strong international group

⚠️ Cons

  • ✗ Limited availability — goes through broker only
  • ✗ No direct-to-consumer sales
  • ✗ Potentially higher premiums than generalists
  • ✗ Claims process may be longer (headquarters in France)
  • ✗ Less known in Quebec than local insurers
  • ✗ Does not cover road vehicles (specialized marine)

6 Ways to Reduce Your Boat Premium

1

Take a recognized boating course

The Certificate of Competency as a Pleasure Craft Operator (PCOC) and advanced boating courses can save you up to 10% on your premium.

2

Increase your deductible

Going from a $500 deductible to $1,000 or $2,000 can significantly reduce your annual premium, especially for high-value boats.

3

Install safety equipment

GPS, smoke detectors, additional fire extinguishers and anti-theft systems can be eligible for discounts at April Marine.

4

Limit your navigation area

If you only sail on Quebec’s internal waters, you will pay less than with coverage for coastal or international navigation.

5

Store your boat in a secure place

Winter storage in a secure marina or closed garage reduces the risk of theft and vandalism, which can lower your premium.

6

Compare with an Assur360 broker

A real estate broker compares prices from 9+ insurers including April Marine. You may find the same coverage at a lower rate or a better coverage at the same price.

April Marine in Quebec — Availability by Region

April Marine’s marine insurance products are accessible throughout Quebec through the Assur360 broker network. Whether you are mooring your boat in Montreal, Quebec City, Gatineau, Sherbrooke, Trois-Rivières, Rimouski, Saguenay or Gaspé, our brokers can get you an April Marine quote. The popular marinas of Lac-des-Deux-Montagnes, Lake Memphremagog, the St. Lawrence River and the Magdalen Islands are all covered by April Marine policies distributed at Assur360.

Related Articles and Guides

Frequently Asked Questions — April Marine

How much does April Marine boat insurance cost?
Boat insurance premiums at April Marine range from $200 to over $6,000 per year depending on the type of boat. A jet ski costs between $200 and $500/year, a motor boat under 25 feet between $300 and $800/year, and a yacht with 35 feet and above between $2,000 and $6,000+/year. The exact price depends on the value of the boat, the sailing area and your experience.
Does April Marine cover shipping in the US?
Yes, April Marine offers international sailing options including U.S. waters, the Caribbean and the Bahamas. This is a major advantage for Quebec boaters who wish to sail south. This extension must be expressly included in your policy.
Is boat insurance mandatory in Quebec?
Boat insurance is not mandatory in Quebec by law. However, civil liability is strongly recommended because the owner of a boat is responsible for damage caused to third parties. In addition, most marinas require proof of insurance to grant a mooring fee.
What is the agreed value?
The agreed value is an amount set by mutual agreement between the insurer and the insured at the time of subscription. In the event of a total loss, the insurer pays this full amount without applying any depreciation. This is a major advantage over the actual value of the loss, which would take into account the wear and tear and age of the boat.
Does April Marine insure jet skis?
Yes, April Marine offers coverage for personal watercraft and jet skis, including comprehensive coverage, liability and theft. Premiums for a jet ski are typically between $200 and $500 per year, depending on the power and value of the watercraft.
How do I make a claim at April Marine?
In the event of a claim, first contact your Assur360 broker who will coordinate the claim with April Marine. Document the damage with photos, get a report from the Sûreté du Québec if necessary, and keep all emergency expense receipts. Your broker will guide you through each step of the process.
Which sailing areas are covered?
April Marine covers navigation on Quebec’s inland waters (lakes, rivers, St. Lawrence River), Canadian coastal waters and, with international extension, U.S. waters, the Caribbean and the Bahamas. The navigation area must be declared at the time of subscription and can be changed during the course of the contract.
Can I insure a catamaran with April Marine?
Yes, April Marine offers specialized covers for catamarans and multihulls. These boats have unique characteristics (double hull, higher value) that require specific expertise. April Marine, as a marine specialist, understands these particularities well.
Does April Marine offer winter coverage?
Yes, most April Marine policies include year-round coverage, including during winter storage. Your boat is protected against theft, vandalism, snow and ice damage, and fire while it’s out of the water. Some policies offer a discount for the winter period.
Does Assur360 represent April Marine?
Assur360 is a network of independent brokers that compares more than 9 insurers, including April Marine. Our brokers can get you an April Marine quote and compare it with other insurers’ offers to guarantee you the best coverage/price ratio for your boat.

Why trust Assur360?

✓AMF certified brokers — all of our brokers are supervised by the Autorité des marchés financiers du Québec.
✓Members Insurance Chamber — Insurance Chamber, a guarantee of professionalism and ethics.
✓100,000+ quotes — thousands of Quebecers trust us to compare and save.

Protect your boat at the right price

Compare April Marine with 9+ insurers in minutes. Free quote, no obligation.

Scroll to Top