UNLUCKY
2nd chance car insurance
Difficult case? Too many claims, licence suspension, alcohol or refusal by an insurer? Don’t be left without coverage .
🚗 2nd chance car insurance adapted to your situation
⚡ Fast acceptance, even with a complicated file
💰 No-obligation quote – Find the best price
Drive legally! Get a tailor-made solution, even in case of bad luck. Request your quote now!
A tailor-made solution
What is 2nd chance car insurance?
2nd chance car insurance is a solution offered to drivers considered to be at risk by traditional insurers. It allows those who have had financial difficulties or a problematic driving history to get another chance to insure their vehicle and get back on the road legally.
It is aimed in particular at:
- 🚗Drivers with multiple at-fault accidents
- 🚗Insureds whose policy has been cancelled for non-payment
- 🚗Drivers with major offenses (alcohol, extreme speeding, etc.)
- 🚗Young drivers with no insurance history
- 🚗People with a bad credit history
Solutions
We have insurance solutions for you, we offer you a second chance to get car or home insurance. An insurance broker specializing in non-standard auto insurance risks will contact you to offer you our best protection solutions tailored to you.
Frequently asked questions
How much does car insurance cost in Quebec in 2026?
The average cost of car insurance in Quebec is between $600 and $2,000 per year. The price depends on your age, driving experience, type of vehicle, location and coverage chosen. Get your free quote in minutes.
Quelles sont les protections d'assurance auto recommandées au Québec ?
In addition to the mandatory civil liability, it is recommended to add collision, complete perils (theft, vandalism, bad weather), replacement cost (recent vehicle), roadside assistance and the FAQ 43a endorsement for uninsured damage.
COMPARE AND SAVE
Protect your vehicle at the best price
Our AMF-certified brokers compare several insurers to find you the best car coverage.
How to reduce the cost of your car insurance in Quebec?
To pay less: compare at least 3 quotes, bundle car + home, increase the deductible, maintain a good driving record, and ask for available discounts (lock, winter tires, low mileage). A broker can trade for you.