2026 Suzuki Quebec Car Insurance: Grand Vitara, SX4, Swift and more

Do you ride a Suzuki in Quebec? Whether it’s a Grand Vitara, an SX4, a Swift, a Kizashi or an Aerio, Assur360 — an AMF-certified firm and a member of the Chambre de l’assurance — compares more than 9 insurers to find the best price. Free comparison in 3 minutes, without obligation. Even drivers with a more difficult record (points, accidents, suspension) can be insured through our network of substandard insurers. Many loyal owners have been servicing their Suzuki for 15 years or more — independent mechanics in Quebec are familiar with these vehicles.

IN BRIEF

Suzuki Car Insurance (Imported Models SUVs)

Suzuki has not been distributed new in Canada since 2014, but existing models (Swift, SX4, Grand Vitara, Kizashi) remain insurable. Very low premiums.

Parts: sometimes complicated supply (Japan/USA). Ask your Assur360 broker if the Equivalent Parts Coverage (LKQ) is acceptable to reduce premiums.

ASSURANCE AUTO SUZUKI 2026

Comparez 9+ assureurs pour votre Suzuki en 3 minutes

Suzuki a cessé la vente d’automobiles au Canada en 2013, mais des milliers de Grand Vitara, SX4 et Swift roulent encore au Québec. Les assurer reste possible : nos courtiers connaissent les assureurs qui acceptent ces modèles usagés. Les motos et VTT Suzuki, eux, continuent d’être vendus — voir assurance moto et assurance VTT.

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Popular Suzuki Models to Insure in Quebec

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Suzuki Grand Vitara

4×4 compact SUV (2006-2013). Premium $1,100 – $1,650/year. Popular for country lanes.

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Suzuki SX4

AWD sedan/hatchback (2007-2013). Premium $950 – $1,450/year. Economical to operate.

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Suzuki Swift

Sporty subcompact (2004-2011). Premium $900 – $1,350/year. Low mileage recommended.

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Suzuki Kizashi

Midsize sedan (2010-2013). Premium $1,000 – $1,500/year. Rare model in Quebec.

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Suzuki Aerio

Sedan/hatchback (2002-2007). Premium $850 – $1,300/year. Parts hard to find.

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Suzuki Equator

Compact pick-up (2009-2012). Premium $1,100 – $1,650/year. Based on Nissan Frontier.

Factors that influence the premium of a Suzuki

Several elements specific to Suzuki weigh on the premium. Here are the main factors that our brokers monitor to get the best price.

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Discontinued in 2013

Suzuki Canada stopped selling automobiles in 2013 (motorcycles and ATVs continue). Closed car dealership network — maintenance is done by independent mechanics.

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Rare and imported pieces

Several pieces come from American or Japanese warehouses. Possible delays of 2 to 4 weeks — higher deductible recommended.

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Rare specialized garages

Few shops in Quebec are familiar with Suzukis. Look for a garage that worked Suzuki before 2013 or a Japanese import specialist.

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Low residual value

A 2010 Swift is worth $3,000 – $6,000, a 2012 Grand Vitara is worth $6,000 – $10,000. The collision and all-risk premium sometimes becomes unprofitable.

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Mechanical reliability

Suzuki cars are known to be mechanically reliable. Few mechanical claims — some insurers appreciate it.

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Some refusals

Some standard insurers refuse the 2002-2008 Suzuki for lack of actuarial data. Assur360 knows the insurers that still accept.

How to get your Suzuki car quote in 4 steps

Fill out the online form

Year, model, mileage, postal code, driving record. 3 minutes flat.

Our brokers compare 9+ insurers

Intact, Belairdirect, Economical, La Capitale, Promutuel, SSQ, Wawanesa and more.

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Talk to a broker, ask your questions, choose the winning bid.

Subscription and delivery of the certificate

Electronic signature, immediate online certificate — no travel.

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Obtenez votre prix Suzuki en 3 minutes

9+ assureurs comparés pour votre modèle exact. Service courtier 100 % québécois, certifié AMF. Lancez votre soumission maintenant — ou composez le 1-866-357-4451.

Average Suzuki Insurance Rates in Quebec 2026

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Suzuki Model	Age 25-45 (good record)	Age 20-24	Back with dots
2010 Suzuki Swift	$900 – $1,350	1,400 – $2,000	1,600 – $2,300
2012 Suzuki SX4	$950 – $1,450	1,450 – $2,100	1,650 – $2,350
2006 Suzuki Aerio	$850 – $1,300	1,300 – $1,950	1,500 – $2,200
2012 Suzuki Grand Vitara	$1,100 – $1,650	1,650 – $2,400	1,900 – $2,700
2012 Suzuki Kizashi	$1,000 – $1,500	1,500 – $2,200	1,750 – $2,500
2011 Suzuki Equator	$1,100 – $1,650	1,650 – $2,400	1,900 – $2,700

*Tarifs indicatifs 2026. Obtenez votre prix exact en 3 minutes.

How to save on your Suzuki insurance

With the right insurer and discounts, you can reduce your Suzuki premium by 15 to 35 percent. Here are the most effective levers in Quebec.

Compare 9+ insurers

A single quote can cost $400 to $900 more per year. Assur360 compares the entire market in one quote.

Multi-product

Combine car + home with the same insurer to save 10 to 20%.

Low mileage

Less than 15,000 km/year? Discount 5 to 12% at several insurers.

Immobilizer and GPS

Reduces the all-risk flight premium by 5 to 15%. Mandatory on several targeted models.

Adjusted deductible

Going from $500 to $1,000 in deductible can cut 10 to 18% of the collision premium.

Telemetry

Usage apps (Belairdirect, Automerit, Intact My Drive) can cut down by up to 25% in the first year.

Recommended Covers for a Suzuki

Civil liability insurance (minimum $1 million, highly recommended $2 million) is mandatory in Quebec. Depending on your needs, the following are added: collision (B2) for your property damage, all perils (B1) which adds theft, vandalism and collisions with animals, replacement cost for a recent vehicle (24 months or less), roadside assistance, replacement vehicle and legal protection.

Also consult the official guides of the Autorité des marchés financiers (AMF), the SAAQ and the Équité Association to learn all about your rights and mandatory protections in Québec.

Suzuki insurance available everywhere in Quebec

Assur360 insures Suzuki owners in Montreal, Quebec City, Laval, Sherbrooke, Gatineau, Trois-Rivières, Saguenay and Thetford Mines and everywhere else in Quebec. No matter your region, our 9+ partner insurers offer comprehensive coverage for your Suzuki.

Frequently Asked Questions — Suzuki Car Insurance

What is the average price of Suzuki car insurance in Quebec in 2026?

The price varies depending on the model, year, your driving record and your region. On average, a Suzuki Swift costs between $900 and $1,350 per year, an SX4 between $950 and $1,450, and a Grand Vitara between $1,100 and $1,650. A young driver will pay more, an experienced driver with a clean record less. Get a real price in 3 minutes with our quick online quote.

Which Suzuki models are the most economical to insure?

The Suzuki Swift and Aerio are the most economical to insure thanks to their low residual value and small engine. The Grand Vitara SUV and Equator pickup cost slightly more but are still affordable. Since Kizashi is rare in Quebec, he can ask for a specialized insurer.

Can you still insure a Suzuki in Quebec?

Yes. Even though Suzuki Canada stopped selling cars in 2013, used vehicles are still perfectly insurable. Assur360 compares 9+ insurers, many of which gladly accept Suzukis. For more difficult cases (vehicles before 2008), the sub-standard market almost always accepts.

My insurer refuses my Suzuki, what should I do?

It’s becoming increasingly rare, but it happens. Assur360 knows insurers that specifically accept discontinued brands. Comparable or slightly higher premium. Call us at 1-866-357-4451 for a quick solution.

Are Suzuki parts still available?

Yes, but the delays are increasing. Several pieces come from American or Japanese warehouses. Independent mechanics also use aftermarket or used parts. Plan for a higher deductible to compensate for variable repair costs.

Does Assur360 also insure Suzuki motorcycles and ATVs?

Yes. Suzuki continues to sell motorcycles (GSX-R, V-Strom, Hayabusa) and ATVs in Canada. See motorcycle insurance for Suzuki motorcycles and ATV insurance for KingQuad and LT quads. Suzuki motorcycle premium: $450 – $1,500/year depending on engine capacity.

Can I get substandard insurance for my Suzuki if I have a bad record?

Yes. Assur360 works with insurers specializing in substandard car insurance that accept drivers with demerit points, recent accidents, suspension, drunk driving or criminal record. Your Suzuki remains insurable even if a standard insurer refuses. The price is higher but the coverage is guaranteed.

What coverage is included in Suzuki car insurance in Quebec?

Civil liability insurance (minimum $1 million, recommended $2 million) is mandatory. In addition, there are optional collisions (chapter B2), comprehensive insurance (B1) which also covers theft and vandalism, replacement cost for a recent Suzuki, roadside assistance, replacement vehicle and protection against collisions with animals. Your Assur360 broker adapts the coverage to your model.

What discounts are available for Suzuki insurance?

Common discounts: loyalty (3 years and more), multi-product (car + home), safe vehicle, experienced driver, low mileage (less than 15,000 km/year), approved immobilizer system, telemetry (connected driving). These combined discounts can reduce your premium by 15-35%.

How long does it take to get a quote for a Suzuki at Assur360?

Less than 3 minutes online. You fill in the form with the basic information (model, year, postcode, file). Our brokers then compare more than 9 insurers and call you back with the best offers within the day. Free, with no commitment and no impact on your credit report.

Is Assur360 certified to sell Suzuki insurance in Quebec?

Yes. Assur360 is a damage insurance firm registered with the Autorité des marchés financiers (AMF) and our brokers are members of the Chambre de l’assurance. You are protected by the Financial Services Compensation Fund.

Why trust Assur360?

✓AMF certified firm

✓ Member of the Insurance Chamber

✓100,000+ submissions processed

✓9+ insurers compared

✓Independent broker

✓100% Quebec service

SOUMISSION GRATUITE

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Last updated: May 22, 2026