Snowmobile insurance by brand in Quebec
Each brand of snowmobile has its own specificities: engine, residual value, availability of parts, dealer network. Compare protections and price ranges for Ski-Doo, Polaris, Arctic Cat and Yamaha with our partner firms in Quebec.
Choose the brand of your snowmobile
Click on your brand to discover the models covered, the insurance specifics and the indicative price ranges for 2026.
Ski-Doo
Valcourt, Quebec — since 1959
2T E-TEC/E-TEC Turbo R and 4T Rotax ACE range — parts widely distributed in the BRP Quebec network….
$400-950/yearPolaris
Roseau, Minnesota — since 1954
Turbo boost has been manufactured on the 850 since 2022 — beware of possible exclusions or surcharges on these engines….
$400-950/yearArctic Cat
Thief River Falls, Minnesota — since 1961
Injection with double injector, good efficiency but smaller installed base in QC….
$350-900/yearYamaha Snowmobile
Japan (NA assembly) — snowmobiles 1968-2025
Yamaha has ceased production of new snowmobiles — maintenance and insurance of existing models remain available…
$400-900/year (watch out for post-shutdown residual value)Snowmobile insurance — the essentials
In Quebec, civil liability is mandatory to ride on the 33,000 km of trails of the Fédération des clubs de motoneigistes du Québec (FCMQ). Collision, theft and collision-free accident coverage are strongly recommended but remain optional. The FPQ 6 (All-Terrain Vehicle Owners Formula) is the most commonly used.
The make and model of your snowmobile significantly influence the premium: 2T vs 4T engine, displacement, turbo, special track, age, second-hand value. That’s why a dedicated page per brand is useful — each brand has its own pricing codes and the partner insurers are not the same depending on the model.
Snowmobile insurance throughout Quebec
Our partner firms insure snowmobiles throughout Quebec. Particular popularity in Saguenay, Chibougamau, Rouyn-Noranda, Val-d’Or, Rimouski, Baie-Comeau, Sept-Îles and Trois-Rivières — regions with a strong FCMQ trail network.
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