Benefit from fee privileges if you are a member of the FCMQ
Some discounts may be offered when you are a member of the FCMQ. If you have more than one snowmobile to insure with the same broker, it is generally possible not to pay a deductible in the event of a total loss (with the exception of theft). Some protections generally offered by brokers if available:
- Insurance specially adjusted for snowmobiles
- Benefit from civil liability insurance of up to $2 million, included in the contract (very interesting since the SAAQ does not insure off-road vehicles).
- You can also benefit from basic coverage, worth $2000 for accessories.
- Benefit from a 5-year depreciation-free compensation for your snowmobile insurance (a rather rare offer on the market).
In the event of a claim on your snowmobile
In the event of a claim, do not hesitate to call 911 if you notice that there are injuries, or that the damage seems serious to you or in the case of a vehicle theft. Then, if possible, try to obtain the number of the police report.
Don’t forget to contact your broker as soon as possible in the event of a claim to declare it. In this way, your broker will be able to help and guide you in carrying out the various procedures for your compensation claim. This will allow us to forward your claim to your insurer as soon as possible and also to ensure that it is settled as quickly and fairly as possible.
We all know that resolving a claim is not always an easy operation, it is stressful, and we are perfectly aware of this. That’s why, as a snowmobile insurance broker, we offer you support in all circumstances and we represent you in all negotiation procedures with your insurer. This is indeed one of the main advantages of having placed your trust in an insurance broker.
Who will be insured afterwards?
To be able to drive an off-road vehicle, you must be insured. The same is true for the people who will be able to drive your snowmobile. They must also be insured by the same contract to which you subscribed.
Snowmobile insurance certificate is required.
You have opted for financing for the purchase of your off-road vehicle. In this case, your creditor may ask you for a certificate of insurance to prove it before validating your snowmobile purchase and letting you leave with it.
The Need for Snowmobile Insurance
The Société d’assurance automobile du Québec does not offer insurance or payment for bodily injury following an accident. Except in certain situations, it is your insurer who will cover the costs of injuries caused to others and for which you will be held responsible for the incident.
And what about your own injuries? It is your duty to be well informed and to check the different snowmobile insurance services. In this way, you will be able to take out the most appropriate snowmobile insurance for your safety and protection.
IMPORTANT: Your insurance wording and contract take precedence over the information provided here.
The Assur360 team is here to help you with your renewal to get you a competitive price. Assur360 doesn’t just offer competitive rates, it offers a fabulous and innovative shopping experience.
How much does snowmobile insurance cost in Quebec?
Well, well, well, you want to know how much snowmobile insurance costs in Quebec? My friend, you’ve come to the right place! For any good Quebecer, snowmobiling is a true religion and it is a passion that must be ensured, literally and figuratively. The cost of insurance for your beautiful snowmobile depends on several factors, such as your age, riding experience, the model and value of your machine, where you store it, and even your favourite colour (okay, maybe not for the colour, but you never know). On average, you can expect to pay between $200 and $900 per year for your snowmobile insurance, but this can vary depending on your personal situation. So if you want to be able to slide on the snow safely, take a look at the websites of the different insurers to compare prices and choose the best option for you. And above all, don’t forget your helmet, safety first!
Where can I get snowmobile insurance?
It’s a great idea to shop around to find the best snowmobile coverage for your needs, as the cost of insurance for your skidoo can vary greatly.
To compare snowmobile insurance quotes and coverage options, speak to a local independent broker like Assur360. These brokers work with several insurance companies and can do the comparisons for you.
By helping you assess your needs, your broker can ensure that you have the right insurance for your specific needs, at a cost you can afford. Contact a local independent broker today to get the coverage you need for your next snowmobile adventure.
Why do I need insurance for my snowmobile?
Your snowmobile is a valuable asset! You deserve financial protection against the potential for loss of not only your snowmobile itself, but also the many other exposures inherent in owning and exploiting your pride and joy. It’s important to purchase coverage before you go hiking, don’t wait until it’s too late to look for an insurance quote for what could have been processed in minutes through our online application form.