RSA Insurance in Quebec: Acquisition by Intact (2021) | 2026 Guide

Looking for information about RSA Insurance in Quebec ? RSA Canada was acquired by Intact Financial Corporation in 2021. Your old RSA policies are now honored by Intact. At Assur360, an AMF-certified brokerage firm, we are independent: we compare 9+ insurers (including Intact, Desjardins, Promutuel, La Capitale, SSQ and others) to find you your best price in 2026. Free quote in 3 minutes.

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2021
Intact Acquisition of RSA
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RSA Insurance at a glance — what you need to know in 2026

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Acquisition 2021

RSA Canada was acquired by Intact in 2021. RSA policies have been transferred or rebranded under Intact.

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Your guarantees honored

Contracts signed prior to the acquisition continue to be honoured. All claims follow the same process as before.

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Market on the move

The acquisition redistributed market share. Other insurers now offer competitive rates that are worth shopping around.

How Assur360 helps you in 2026

1

You request a quote

Online form or call 1-866-357-4451. 3 minutes is enough.

2

We compare 30+ companies

Intact, Desjardins, Promutuel, La Capitale, SSQ, Economical, Aviva, Wawanesa, Pembridge, Allstate and 20 others.

3

You receive 2-3 best offers

With the right protections for your profile. A broker explains each option to you without jargon.

4

You choose, we take care of the rest

Electronic signature, cancellation of old policy, proof of insurance issued within 24 hours.

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Why independence = advantage

An Assur360 broker is not employed by any insurer. We do not have to fill any quota at Intact, Desjardins or any other company. Our sole objective: to offer you the best price on the market so that you can renew with us for life.

Average 2026 rates observed at our 30+ partners

ProductTypical ProfileAnnual Premium*
SelfDriver 35-54, Sedan, Good Record$760 – $1,080
CarYouth 18-24 years old, compact$1,850 – $2,780
Housing (house)Owner $300,000, Montreal$820 – $1,220
Residential (condo)Condominium $250,000, Quebec$420 – $620
Car + HomeCombo Couple 40-55 years old$1,480 – $1,820 (combined)

*Indicative rates 2026. Get your exact price in 3 minutes.

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Intact’s RSA acquisition — 1-minute background

In 2021, Intact Financial Corporation acquired RSA Canada to strengthen its leadership position in Canada. The transaction has been approved by regulatory authorities and validated by the Autorité des marchés financiers (AMF) in Quebec. Consequences for policyholders:

Honored Policies

All RSA policies issued prior to acquisition are honoured by Intact on the same terms.

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Progressive rebranding

Many products have been migrated under the Intact banner. Some maintain RSA names for partner brokers.

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Unified customer service

Claims are now handled by Intact teams, with the same coverage and protections.

Why choose a broker like Assur360?

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Access to 9+ insurers

We compare the entire Quebec insurance market. One form to see all your options.

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Expert advice

Our brokers are AMF certified. They explain the protections without jargon and help you choose.

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Lifetime Service

A single point of contact for your renewals, modifications and claims — regardless of the insurer you choose.

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All Products

Auto, home, business, life, RV, motorcycle. Your broker manages all of your policies.

Service throughout Quebec

Assur360 serves all regions of Quebec: Montreal, Quebec City, Laval, Gatineau, Sherbrooke, Trois-Rivières, Saguenay, Thetford Mines (head office) and Drummondville. Phone, email or in-person appointment.

Related articles and useful pages

Frequently Asked Questions — RSA Insurance and Independent Broker

What happened to RSA Insurance in Quebec?
RSA Canada was acquired by Intact Financial Corporation in 2021. Several RSA fonts have been transferred or rebranded to Intact. Some continue to be issued via broker partners. Assur360, as an independent broker, has access to Intact’s current lineup as well as 30+ other insurers.
Can Assur360 still offer me an RSA policy?
For existing products, it depends on your region and profile. But no matter the company, our role is to find the best price — whether it’s Intact (formerly RSA), Promutuel, Desjardins, SSQ, La Capitale or 25 others.
Why use an independent broker?
An Assur360 broker compares 9+ insurers in a single application. You save time and on average $200 to $500 per year compared to a direct purchase from a single insurer.
Will my RSA coverage be honoured?
Yes. Policies signed prior to the acquisition continue to be honoured by Intact, which has taken over the contracts. All claims follow the same process as before. Your broker can assist you if a problem arises.
How much can I save by comparing?
Our customers save an average of $200 to $500 per year on their first call. The differences can exceed $1,000/year for young drivers, claims or luxury vehicle profiles. Compare 9+ insurers for free.
Is the Assur360 broker service really free?
Yes, 100% free for you. Our brokers are paid by the chosen final insurer, via a standard market commission. You pay nothing more than by buying direct.
What insurance products can I get through Assur360?
Auto, home, business, life, RV, motorcycle, boat, quad, snowmobile, cyber, professional liability. All compared with 9+ insurers by product.
How do I report a claim on an old RSA policy?
Contact your current insurer (Intact in most cases) via the number on your policy. Open the claim, then contact your Assur360 broker at 1-866-357-4451 for any assistance. See also our disaster emergency guide.
Is it still beneficial to be an Intact customer after the merger?
Yes, in some cases — not in others. The only way to know: compare your current premium with 9+ insurers every 1-2 years. An Assur360 broker makes this comparison free of charge in 3 minutes.
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