L'assistance routière est-elle obligatoire au Québec ?

Non, l'assistance routière n'est pas obligatoire au Québec. Elle est offerte en option à votre police d'assurance auto ou par un club automobile. Seule la responsabilité civile est légalement requise.

Combien coûte l'ajout de l'assistance routière à ma police auto ?

Le prix indicatif se situe entre 30 $ et 120 $ par année selon la couverture, le véhicule et l'assureur. Un courtier partenaire donne le montant exact après analyse du dossier.

Utiliser mon assistance routière fait-elle monter ma prime d'assurance ?

En règle générale non : l'assistance routière n'est pas une réclamation d'assurance et la plupart des assureurs ne pénalisent pas le dossier. Certaines polices imposent toutefois un plafond annuel d'interventions.

Quelle est la différence entre un avenant assistance et un club automobile ?

L'avenant est rattaché à la police auto et couvre habituellement le véhicule. Le club automobile est un abonnement indépendant qui couvre plutôt la personne, peu importe le véhicule, et inclut souvent des rabais partenaires et des protections voyage.

Puis-je utiliser mon assistance routière hors du Québec ?

Cela dépend de la formule. Certaines couvertures se limitent au Québec, d'autres s'étendent au Canada ou incluent les États-Unis.

L'assistance routière couvre-t-elle mon VR, ma moto ou ma motoneige ?

Certains avenants ne couvrent que le véhicule inscrit sur la police. D'autres formules couvrent plusieurs types de véhicules récréatifs. Un courtier partenaire vérifie la couverture selon votre parc de véhicules.

Que faire si mon véhicule tombe en panne ?

Mettez-vous en sécurité, allumez les feux de détresse, puis composez le numéro d'assistance routière inscrit sur la carte d'assurance ou dans l'application de l'assureur. Un préposé confirme la position et dépêche un dépanneur agréé.

Assur360 est-il un courtier en assurance ?

Non. Assur360 est un comparateur d'assurance indépendant qui met en relation les Québécois avec des cabinets et courtiers partenaires certifiés AMF.

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Roadside Assistance in Quebec 2026: Compare the Best Coverage

Towing, battery breakdown, running out of gas, puncture, locking: the breakdown always happens at the wrong time. Compare roadside assistance offers from Assur360’s partner firms and brokers and drive with peace of mind in 2026.

Compare coverage 1-866-357-4451

Roadside assistance in Quebec — 24/7 towing and breakdown assistance by Assur360 partner firms

What is roadside assistance in Quebec?

Roadside assistance is a service that helps you when your vehicle is immobilized on the side of the road or parked: dead battery, flat tire, out of gas, forgotten keys, towing to the garage, etc. It can be offered as an option on your car insurance policy, in an extended dealer warranty, or by a car club. Assur360, an independent comparison site, connects Quebecers with AMF-certified partner firms and brokers to obtain the coverage best suited to their use.

On-site troubleshooting

A technician travels to a battery boost, a spare tire, a backup gas delivery or the opening of a locked vehicle. The majority of interventions can be resolved in less than an hour.

Towing to a garage

When the vehicle cannot be left, it is transported to an approved garage or the location of your choice, within the distance limits provided for in the contract (often 50 to 200 km depending on the insurer).

Additional costs

Depending on the coverage, assistance may include a courtesy vehicle, emergency accommodation, returning the vehicle to the vehicle’s home, or even repatriating passengers. Check the limits in your policy.

How to Add Roadside Assistance to Your Policy: 4 Steps

Complete the online quote
Three minutes to describe your vehicle, your use and your driving habits.

A partner broker contacts you
An AMF-certified broker from one of our partner firms will call you back quickly to analyze your roadside assistance needs.

Compare multiple insurers
He shops among the insurers in his firm to present you with the best assistance options and their limitations.

Sign and ride easy
Once the endorsement is added or the new policy is signed, you will receive the 24/7 assistance number to call in case of a breakdown.

Advice from partner brokers

Before you pay for an automobile club in addition to your insurance, check to see if roadside assistance is already available through your car policy, dealership or credit card. Stacking of hedges is common and a partner broker can help you avoid duplicates to pay only what you really need.

How much does roadside assistance cost in 2026?

The price of roadside assistance varies depending on the formula (car policy endorsement vs. club membership), the type of vehicle, the region and the towing limit. The amounts below are indicative and given for information purposes: the actual premium is determined after an analysis of your file by a partner broker.

60 Extended 120 club membership 200

Formula	Annual guide price*	Usually included
Basic Assistance Endorsement (Auto Policy)	$30 to $	Towing up to 50-100 km, on-site breakdown assistance
Assistance Endorsement	$60 to $	Towing up to 200 km, courtesy vehicle, accommodation
Automobile	$80 to $	National network, partner discounts, travel protection
Dealer (Extended Warranty)	Often included	Limited duration to the vehicle’s warranty

*2026 indicative price ranges given for information purposes only. The exact price varies depending on the insurer, your profile, your vehicle and the contract chosen.

Roadside assistance in Quebec’s main cities

Our partner firms and brokers compare roadside assistance in all regions of Quebec, including Montreal, Quebec City, Laval, Longueuil, Gatineau, Sherbrooke, Trois-Rivières and Saguenay. Whether you drive in a dense urban area or on the rural roads of the Gaspé Peninsula or the Eastern Townships, a broker will find the right formula for your mileage and your travels.

Options and coverages to check

Towing ceiling

Maximum distance supported, often 50, 100 or 200 km. Beyond that, you are responsible for the costs.

Number of calls per year

Some assistance limits the number of interventions per period (often 4 to 6). Check this limit before choosing.

Vehicles Covered

Car, motorcycle, RV, trailer, snowmobile: some formulas cover all your vehicles with a single endorsement, others don’t.

Person vs. Vehicle

Assistance can cover the driver (no matter what vehicle they drive) or the vehicle (no matter who is driving). Use changes the ideal formula.

Additional Fees

Accommodation, taxi, rental of a replacement vehicle, repatriation: these accessory coverages make the difference in the event of a breakdown far from home.

Territory covered

Quebec only, Canada, or Canada + United States? Tailor coverage to your travel habits.

Frequently asked questions about roadside assistance

Is roadside assistance mandatory in Quebec?

No, roadside assistance is not mandatory. It is available as an option on your car insurance policy or by an automobile club. Only civil liability is legally required in Quebec.

How much does it cost to add roadside assistance to my car policy?

The target price is generally between $30 and $120 per year depending on the coverage, the vehicle and the insurer. A partner broker gives you the exact amount after analyzing your file.

Does using my roadside assistance increase my insurance premium?

As a general rule, no: roadside assistance is not an insurance claim. Most insurers do not penalize your file. However, check the terms of your contract, as some policies impose an annual limit on interventions.

What is the difference between an assistance endorsement and a car club?

The rider is attached to your car policy and usually covers the vehicle. The car club is an independent subscription that covers the person (regardless of the vehicle) and often includes partner discounts and travel protection.

Can I use my roadside assistance outside of Quebec?

It depends on the formula. Some coverages are limited to Quebec, others extend to Canada or include the United States. Tell your partner broker about your travel habits to choose the right territory.

Does roadside assistance cover my RV, motorcycle, or snowmobile?

Some endorsements only cover the vehicle listed on the policy. Other formulas cover several types of recreational vehicles. Check with a broker to see if you own an RV, motorcycle, boat or snowmobile.

What should I do if my vehicle breaks down?

Get to safety, turn on your hazard lights, and then call the roadside assistance number on your insurance card or app. An attendant confirms your location and dispatches an authorized convenience store.

Is Assur360 an insurance broker?

No. Assur360 is an independent insurance comparison site. We connect Quebecers with AMF-certified partner firms and brokers who shop for your policy with several insurers.