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Independent comparator — AMF partner firms

Rink and arena insurance in Quebec

For operators of indoor skating rinks, arenas, ice ovals and figure skating centres in Quebec — RC, refrigeration equipment, rentals.

Adapted RC
to your business
AMF firms
certified partners Quebec
Free of charge
Comparison and Submission
Quick Quote
Personalized response

Who is this insurance for?

Whether you are an operator, manager or owner, our specialized partner firms will help you choose the right coverage.

Municipal Indoor Arena

Public building managed by the municipality or under delegated management. High liability and high demands.

Private indoor skating rink

Commercial ice center, rental for minor hockey, public skating, adult leagues.

Outer ring (refrigerated or natural)

Limited season, weather conditions, variable surface. Municipal Occupancy Permit.

Figure Skating Centre

School, individual lessons, competitions. Professional RC for coaches.

Arena with roller skate (summer)

Summer activity after surfacing. Different risk profile of ice.

Rental for events / tournaments

Minor tournaments, end-of-season parties, corporate rentals.

Why specialized coverage?

RC

Operating liability

Falls on the ice, injuries in the stands, accidents in the locker room or parking area.

RF

Refrigeration system

Compressors, ammonia (NH3), piping. Breakage and leakage = immediate shutdown and major costs.

ZS

Zamboni and surfacing equipment

Specialized vehicle, fire exposure, expensive to replace.

IF

Business interruption

An NH3 leak can shut down an arena for weeks at a time — essential business interruption coverage.

How does it work?

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1

Fill out the form

A few minutes to describe your business, operations, and locations.

2

Analysis by a partner firm

An insurance broker from an AMF-registered partner firm will review your file and shop for the best protection.

3

Receive a personalized quote

Detailed application with coverage, limits and premium applicable to your situation.

4

Enable coverage

Policy in force, certificate issued quickly, ready for your customers or partners.

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Good to know before your request

Keep annual refrigeration system inspections, NH3 license if applicable, surfacing reports, and personnel training on leaks. Regulatory compliance is central.

⚠️ The risk of operating without adequate coverage

An ammonia leak in an arena can be catastrophic — evacuation, human damage, prolonged closure. Without appropriate coverage (environmental liability + interruption), the viability of the arena is at stake.

Get Your Quote

Fill out the form below. An insurance broker from a specialized partner firm will contact you with a suitable proposal.

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Why use Assur360?

✓ Independent comparator

Assur360 is not a firm; we put you in touch with partner firms and brokers registered with AMF.

✓ AMF Partners

Partner firms are registered with the AMF and supervised by the Chamber of Insurance.

✓ Industry Specialists

Partner firms used to structuring policies for this type of activity.

✓ Free service

You don’t have to pay anything to get quotes and compare bids.

Coverage throughout Quebec

Our partner firms support organizations in Montreal, Quebec City, Laval, Gatineau, Sherbrooke, Trois-Rivières, Saguenay and Lévis, as well as throughout the province.

Frequently asked questions

Is my arena subject to ammonia (NH3) rules?
Yes, if your system uses NH3: MELCC rules, mechanical room compliance, emergency plan and staff training.
Does the municipality already cover my arena?
Often yes for the building, but the delegated management must have its own operating liability.
Do users (leagues, schools) need to have their own insurance?
Yes — require proof of insurance and an additional insured for each recurring tenant.
Is the Zamboni insured as a vehicle?
Usually as specialized mobile equipment, not as a road vehicle.
Coverage of figure skating competitions?
Yes, via RC event + professional RC of coaches.
Are my locker rooms covered in case of theft during a match?
According to the contract. An exclusion of third-party property may apply; Check the “guests’ personal belongings” option.
Summer season on roller skating — insurable?
Yes, as long as you declare it; Distinct profile.
What is the RC limit for a typical arena?
$5 million minimum, $10-25 million for large arenas with major leagues.

Ready to protect your business?

Describe your project, receive a personalized quote — free of charge, no obligation.

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