
Save on your insurance in Montreal North
- Alarm system : reduces the risk of intrusion and allows you to obtain discounts.
- Adjusted deductible : A higher deductible lowers your annual premium.
- Prevention : regular maintenance, working smoke alarms, etc.
- Water leak detectors : prevent major damage.
What influences the price of home insurance in Montreal North
- Type of residence (condo, house, apartment, etc.)
- Reconstruction value and insured contents
- Neighbourhood and proximity to risks (e.g. waterways)
- Presence of safety equipment
- Claims history
- Choice of Coverage and Additional Options
Recommended coverage for your home
| Guarantee | Description and Benefits |
|---|---|
| Civil liability | Covers damage you may cause to others, even outside your home. |
| Water protection | Includes sewer backup, infiltration or leakage, very useful in older buildings. |
| Theft and vandalism | Protects your belongings in the event of a break-in, often recommended in urban areas. |
What types of housing can be insured in Montreal North?
- Single-family house : independent accommodation for one or two families.
- Condominium : condominiums with specific insurance for content and improvements.
- Apartment (tenant): protects your personal belongings and liability.
- Chalet : atypical secondary, seasonal or urban residence.
- Duplex: income properties or properties inhabited by several households.
- Mobile home : insurance adapted to mobile or fixed structures.
Why request a quote in Montreal-North?
By using our home insurance comparison tool, you can access several online quotes quickly and free of charge. Broker partners specializing in the Montreal North area will help you find coverage adapted to your reality, whether you are a homeowner or a tenant.
Comparison of property and casualty insurers in Montreal North
| Insurer | Google Reviews | Overall assessment |
|---|---|---|
| Intact | ⭐⭐⭐⭐ (4.0/5) | Fast service, good urban protections |
| Beneva | ⭐⭐⭐⭐1/2 (4.3/5) | Flexible coverage, good discounts for retirees |
| Promutuel | ⭐⭐⭐⭐ (4.1/5) | Competitive pricing for a house or condo |
| SSQ | ⭐⭐⭐⭐ (4.2/5) | Excellent basic coverage, option for rental housing |
| The Capital | ⭐⭐⭐⭐ (4.0/5) | Multi-product discount, customer service appreciated |
Receive your insurance quote in Montreal-North now
Est-ce que l’assurance habitation est obligatoire à Montréal-Nord ?
No, but it is required by mortgage lenders and recommended to avoid financial losses in the event of a claim.
How much does home insurance cost in this area?
Prices vary according to your profile, the type of accommodation, the coverage chosen and your history. Use our comparator to get an accurate price.
What does tenant insurance cover?
It protects your personal property, civil liability and sometimes temporary living expenses in the event of a loss.
