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Save on your insurance in L’Île-Bizard–Sainte-Geneviève
- Install an alarm system: reassures the insurer, reduces the risk of theft.
- Increase the deductible : Decreases your annual premium.
- Do prevention : smoke detectors, building maintenance.
- Use a water damage detector : limits major losses.
- Mention your profession : some benefit from discounts.
- Be over 55 years old : Many insurers offer special discounts.
What influences the price of your home insurance
- Type of building (house, condo, cottage, etc.)
- Reconstruction value and surface area
- Neighbourhood and proximity to emergency services
- Security systems installed
- Claims history
- Type and level of coverage chosen
- Personal profile (age, situation, profession)
Recommended coverage for your home in L’Île-Bizard–Sainte-Geneviève
| Essential Warranty | Description and benefits |
|---|---|
| Civil liability | Covers unintentional damage to other people or their property. |
| Water Damage Protection | Ideal for homes and condos: backups, infiltrations, covered leaks. |
| Theft and vandalism | Protects your belongings in the event of an intrusion, a risk even in quiet residential areas. |
What types of housing can be insured in L’Île-Bizard–Sainte-Geneviève?
- Single-family home : ideal for families, full coverage.
- Condo : protection for your private unit and your belongings.
- Apartment / tenant : protects your personal belongings and civil liability.
- Duplex / Plux: suitable coverage for small apartment buildings.
- Chalet : insurance for second homes.
- Mobile home : tailor-made solution according to the particularities of the building.
Why use a home insurance comparison tool in Rimouski?
- Get free and fast quotes
- Compare rates, coverages and deductibles
- Benefit from the expertise of certified brokers
- Access exclusive rates for Rimouski residents
Property and casualty insurers in L’Île-Bizard–Sainte-Geneviève
| Insurer | Google Reviews | Overall Rating |
|---|---|---|
| Promutuel | ⭐⭐⭐⭐ (4.3/5) | Competitive offers for family homes |
| Beneva | ⭐⭐⭐⭐ (4.0/5) | Good responsiveness and multi-product discounts |
| Intact | ⭐⭐⭐1/2 (3.9/5) | Varied options depending on the type of residence |
| SSQ Insurance | ⭐⭐⭐⭐ (4.1/5) | Popular for condos and tenants |
| The Capital | ⭐⭐⭐⭐1/2 (4.5/5) | Recognized and efficient customer service |
Get a free quote in L’Île-Bizard–Sainte-Geneviève
Est-ce que l’assurance habitation est obligatoire ?
No, but it is highly recommended, even for tenants. It protects you in the event of a disaster and prevents you from major losses.
Puis-je changer d’assureur sans pénalité ?
Yes, often after a year. Some contracts allow early termination, but fees may apply.
Comment savoir si ma couverture est suffisante ?
A broker can help you assess your needs based on the value of your property and your type of housing.